U.S. Bank: $300/$500 Smartly Checking Bonus + $200/$400 Standard Savings + $100 Extra for Both Checking and Savings Together + $350/$800 Business Checking Promotion

U.S. Bank currently has 3 cash bonus offers available for opening new banking accounts, including a $300/$500 bonus with a new U.S. Bank Smartly Checking account, $200/$400 with a new U.S. Bank Standard Savings account, an additional $100 bonus when you complete both the Smartly Checking and Standard Savings offers together, and $350/$800 with a new U.S. Bank Business Checking account when you meet the requirements.

When you open a new U.S. Bank Smartly Checking account, you can get a $300 or $500 cash bonus when you enroll in online banking or the U.S. Bank mobile app, and complete 2 or more direct deposits totaling $5,000 or more for a $300 bonus, or totaling $10,000 or more for a $500 bonus.

If you also open a new U.S. Bank Standard Savings account, you can earn another $200 bonus when you deposit $25,000 or more in new money, or a $400 bonus when you deposit $50,000 or more in new money.

On top of that, you’ll earn an additional $100 bonus when you apply and meet all requirements for both the U.S. Bank Smartly Checking bonus and the U.S. Bank Standard Savings bonus.

With a new U.S. Bank Business Checking account (Silver, Gold, Platinum), you can get a $350 or $800 bonus when you deposit at least $5,000 within 30 days of account opening for the $350 bonus or at least $25,000 for the $800 bonus, and continue to maintain that minimum balance through 60 days after account opening.

This U.S. Bank promotion is available in the following states where they do business: Arkansas, Arizona, California, Colorado, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Minnesota, Missouri, Montana, North Carolina, North Dakota, Nebraska, New Mexico, Nevada, Ohio, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

U.S. Bank only performs a soft pull on your credit, and you can fund your new account with a credit card for up to $500.

U.S. Bank $300/$500 Smartly Checking Bonus

1. Visit this U.S. Bank $300/$500 Smartly Checking Link to apply online.

2. Open a new U.S. Bank Smartly Checking account online using Promo Code “2023SEP”.

3. Complete 2 or more recurring direct deposits totaling $5,000 or more for the $300 bonus or $10,000 or more for the $500 bonus within 90 days of account opening.

4. Enroll in online banking or the U.S. Bank Mobile App within 90 days of opening your account.

5. The $300/$500 bonus will be deposited into your new checking account within 60 days of verifying your qualifications.

6. You will earn an additional $100 bonus when you apply and meet all requirements for both the U.S. Bank Smartly Checking bonus and the U.S. Bank Standard Savings bonus.

U.S. Bank $200/$400 Standard Savings Bonus

1. Visit this U.S. Bank $200/$400 Standard Savings Link to apply online.

2. Open a new U.S. Bank Standard Savings account online using Promo Code “2023SEP”.

3. Deposit $25,000 or more in new money for the $200 bonus or $50,000 or more in new money for the $400 bonus. Deposits must be made by November 30, 2023.

4. Maintain a minimum total account balance of $25,000 or $50,000 through March 31, 2024.

5. The $200/$400 bonus will be deposited into your new savings account within 60 days of verifying your qualifications.

6. You will earn an additional $100 bonus when you apply and meet all requirements for both the U.S. Bank Smartly Checking bonus and the U.S. Bank Standard Savings bonus.

U.S. Bank $350/$800 Business Checking Promotion

1. For business owners, you can get this U.S. Bank $350/$800 Business Checking Offer when you deposit $5,000 or $25,000 in new money within 30 days of account opening and maintain the balance for 60 days.

2. If you deposit and maintain a $5,000 balance, you will earn the $350 bonus, and if you deposit and maintain a $25,000 balance, you will earn the $800 bonus.

3. In order to qualify, you must open a new U.S. Bank Business Checking Package with the Promo Code Q3AFL23.

4. The $350 or $800 U.S. Bank business checking bonus will be deposited into your new U.S. Bank business checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.

U.S. Bank Smartly Checking Account Details

A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.

Smartly Checking – Monthly maintenance fee of $6.95 can be waived: with combined monthly direct deposits totaling $1,000 or more; OR average account balance of $1,500; OR hold an eligible U.S. Bank credit card; OR qualify for 1 of the 4 Smart Rewards tiers (Primary, Plus, Premium or Pinnacle). Members of the military (requires self disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. $2 Paper Statement Fee applies unless enrolled in eStatements (waived for account holders age 65 or greater).

U.S. Bank Accounts Available in Many States

You must reside in one of the following states to open a U.S. Bank account online: Arkansas, Arizona, California, Colorado, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Minnesota, Missouri, Montana, North Carolina, North Dakota, Nebraska, New Mexico, Nevada, Ohio, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

Soft Pull to Open U.S. Bank Checking Account

The rep also indicated that when you open a checking account, U.S. Bank will perform a soft pull to verify your identity and address, and it will not show on your credit report.

Use Credit Card to Fund U.S. Bank Checking Account

The rep also said that you can absolutely use a credit card to fund a new account (up to $500), including a U. S. Bank credit card, and it will process faster.

The opening deposit limit is $500, and if you use a U.S. Bank credit card, the opening deposit will NOT be considered a cash advance and will NOT have the higher APR.

You can also fund new accounts using another bank account, debit card, or credit card from another issuer, and the limit for all options is $500.

After the opening deposit, you can make regular deposits into the account either by visiting the branch, from another bank electronically, or if you want to deposit cash from a U.S. bank credit card (or another issuer’s card), it will be a cash advance at a higher APR rate in the future (at least for U.S. Bank cards).

Take advantage of these U.S. Bank promotions to earn $300/$500 in bonus cash with a new personal checking account, $200/$400 with a personal savings account, an extra $100 for completing both the personal checking and savings offers together, and $350 or $800 with a new business checking account.