Chime Prepaid Card $10 Referral Bonuses and Shopping Rewards

The Chime Visa Prepaid Card offers current members a $10 referral bonus for each new member that you refer, plus you can earn special shopping rewards when you use your Chime card at participating merchants.

The Chime prepaid card is a reloadable debit card that may be used everywhere Visa debit cards are accepted.

You’ll earn instant cash back to your card when you shop at Chime’s partner merchants with no coupons required including $100 in Chime rewards at participating stores and restaurants near you every month.

Plus, you can earn a $10 bonus for each friend that you refer who opens a Chime prepaid card account.

Just visit to get your Chime card today.

Chime Prepaid Card $10 Referral Bonus Program

The Chime card referral program offers current members a $10 bonus for each new customer that you refer who signs up for a Chime prepaid card account.

Unfortunately, it doesn’t look like new customers earn any type of incentive for signing up via a current member’s referral, but once you become a member, you can start referring your friends to earn the $10 bonuses.

Please feel free to share your Chime referral links in the comments below this article.

Chime Prepaid Card Shopping Rewards

Chime offers 2 different types of rewards including Store Credit and Earned Credit:

Store Credit:

Chime’s store credit rewards are simply a free credit that you can use at a select merchant.

For instance, you may have a $5 store credit on your Chime card that is good at Moe’s Diner, so you simply have $5 in free credit to spend when you use your Chime card at Moe’s Diner.

Once the offer has been spent, it will no longer be available for you.

Earned Credit:

Chime’s earned credit rewards are credited to your Chime card account once you’ve spent a certain dollar amount at one of Chime’s partner stores or restaurants.

For instance, Moe’s Diner may offer a $5 credit once you’ve spent $50 with them on your Chime card, so when you’ve reached the $50 goal, a $5 credit will automatically be applied to your account.

The Chime rewards offers rotate about every 30 to 60 days, and any offer that is available to you will show up in the Offers section of your online account or in their mobile apps.

Chime Prepaid Card Fees and Usage Details

The Chime card does have a $5 monthly maintenance fee, but this fee is only charged after 180 consecutive days of no purchases, withdrawals, or deposits to your account.

Other fees include:

  • Domestic Cash Withdrawal Fee for both transactions made at an ATM and Over-The-Counter “OTC” withdrawals: $2.50 per transaction.
  • ATM Balance Inquiry Fee: $0.50 per transaction.
  • International Transaction Fee: 3% of the total purchase amount.
  • International Cash Withdrawal Fee for both transactions made at an ATM and Over-The-Counter “OTC” withdrawals: $2.50 + 3% of the total withdrawal amount.
  • Check Refund Fee: $5.00 per check issued.
  • Express Card Replacement Fee: $25.00 per card issued.

You can add money to your Chime card via a direct deposit, bank transfer, another bank’s debit card, and cash through Green Dot MoneyPak.

Chime will never charge you a fee to load funds to your account, but a fee does apply when loading funds through Green Dot MoneyPak.

Chime also does not check your credit when you open an account, and they don’t report to any credit bureaus about your account usage, so this is a viable prepaid card option for those with less than stellar credit scores.

Take advantage of Chime for a rewarding alternative to your debit card that provides access to $100 in Chime rewards at participating local merchants near you each month.

A special thank you goes out to Doctor of Credit for alerting me to this offer, and check out their review for possible manufactured spending opportunities with the Chime prepaid card.

You may also be interested in this Serve Bonus or this Bluebird Bonus for more alternative spending card promotions.

Please feel free to share your Chime prepaid card referral links in the comments below this article, and start a referral conga line, so that everybody can get the $10 bonuses.


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