Open a new personal checking account with BMO Harris Bank to earn a $200 bonus when you complete qualifying activities within the first 120 days.
To earn $200, you must make $6,000 in total direct deposits, enroll in BMO Digital Banking and set up paperless statements, and make 20 debit card purchases.
In order to be eligible, you must reside in Illinois, Wisconsin, Minnesota, Indiana, Arizona, Florida, Kansas, or Missouri.
BMO Harris Bank $200 Checking Promotion
1. Visit this BMO Harris $200 Bonus Offer to open your account.
2. Open a new BMO Harris Smart Money Account, BMO Harris Smart Advantage Account, or BMO Harris Premier Account.
3. Have at least $6,000 in qualifying direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into the account from an employer or outside agency within 120 days of opening.
4. Enroll in BMO Digital Banking and set up paperless statements within 120 days of account opening. You must still be enrolled in paperless statements when the cash bonus is credited.
5. Have at least 20 debit card purchases made with your BMO Harris Bank Debit Mastercard post to your account within 120 days of account opening.
6. Your account must be open and in good standing when the $200 bonus is paid approximately 120 days after opening.
BMO Harris Bank Checking Fee Waiver Details
These checking accounts do have monthly maintenance fees, but you can easily avoid these fees by meeting certain requirements.
BMO Harris Smart Money Account – No minimum balance required; $5 monthly maintenance fee is waived if you’re under 25.
BMO Harris Smart Advantage Account – No minimum balance required; No monthly maintenance fee with paperless statements.
BMO Harris Premier Account – $25 monthly maintenance fee waived when you have 1 of the following: $10,000 minimum daily balance, $25,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
Open a BMO Harris Bank personal checking account to qualify for $200 in cash rewards.