Redstone Federal Credit Union is offering a special $100 referral bonus for both parties when a current member refers a new member who opens a new checking account through December 31, 2021.
The promotion is only available to the first 4,000 participants from the following states: Alabama, Tennessee, Georgia, Mississippi, Missouri, Arkansas, Indiana, Kentucky, Illinois, Ohio, Michigan, Pennsylvania, Florida, North Carolina, West Virginia and Virginia.
In order for both parties to qualify for the $100 bonus, the referred member must open their first RFCU checking account, make 5 point-of-sale purchase transactions, and set up and access online banking at least 1 time within 30 days of account opening.
Since you only need to make 5 point-of-sale purchase transactions and log in to online banking to qualify, this is a pretty easy way for both the referrer and referee to receive a $100 bonus.
Membership in Redstone Federal Credit Union
While Redstone FCU membership is openly available nationwide, the $100 referral promotion is only available to the first 4,000 participants from the following states: Alabama, Tennessee, Georgia, Mississippi, Missouri, Arkansas, Indiana, Kentucky, Illinois, Ohio, Michigan, Pennsylvania, Florida, North Carolina, West Virginia and Virginia.
Redstone Federal Credit Union is a federally chartered credit union based in Huntsville, Alabama, with 24 branches across North Alabama and Central Tennessee.
However, anybody in the U.S.A. can qualify for Redstone FCU membership by joining the Financial Fitness Association for an $8 fee (or any of their 1,500+ membership partners), although this particular promotion is limited to select states.
Membership in Redstone FCU is available to employees and members of more than 1,500 clubs, organizations, and employers as well as to family and household members of current RFCU members.
For example, if you join the Financial Fitness Association for an $8 membership fee, you can qualify for membership with Redstone Federal Credit Union, regardless of where you live.
A $5 minimum balance is required to open your share savings account and join RFCU.
Redstone Checking $100 Bonus for New Members
In order to qualify for the $100 bonus as a new member, you must visit this Redstone Referral Promotion and enter a referral code from a current member.
Current Member’s Referral Code: Please feel free to use the following referral codes that were provided by current Redstone members in the below comments:
- Referral Code #1 “SCH856441”
- Referral Code #2 “LOE863363”
- Referral Code #3 “MIN861418”
- Referral Code #4 “BAU857910”
You must enter the referral code when you sign up for a new checking account with Redstone FCU.
Within 30 days of opening your checking account, you must swipe your debit card 5 times, and set up and access online banking at least 1 time.
After you meet the qualifications, your $100 bonus will be credited to your checking account within 90 days of account opening, but no later than March 31, 2022.
Redstone FCU $100 Refer-A-Friend Bonuses
New Redstone members can earn a $100 bonus when you open your first RFCU checking account, process 5 point-of-sale purchase transactions, and set up and log in to online banking at least 1 time within 30 days of account opening.
Current Redstone members can earn a $100 bonus for each qualified referral that you provide for up to $500 in total referral bonuses.
If you are a current RFCU member, you can request your referral link via this Redstone Referral Form to share with friends.
The $100 bonuses will be credited to each account within 90 days of account opening if the promotional requirements are met.
Both referring and referred member accounts must remain in good standing prior to bonus payout.
This offer is valid from September 1, 2021, to December 31, 2021.
Only 1 bonus will be paid to the referred member.
There is a limit of 5 bonus referral payouts per referring member for a maximum payout of $500.
The referred member must not have had a checking account in the last 24 months to qualify.
Redstone FCU Checking Account Options
Rewards Checking: $8 monthly checking maintenance fee waived with 1 direct deposit credited to the account per month or 4 or more point-of-sale (POS) purchase transactions per month.
Easy Checking: $3 monthly checking maintenance fee waived with 1 direct deposit credited to the account per month or 4 or more point-of-sale (POS) purchase transactions per month.
Safeguard Checking: $8 monthly checking maintenance fee with eStatements, or $10 monthly maintenance fee with paper statements.
There is no minimum balance required to obtain the $100 referral bonus, but there is a $25 minimum deposit required to open a checking account.
Monthly maintenance fees are waived for any checking account if the primary owner is 24 years of age or younger.
Take advantage of this Redstone Federal Credit Union referral program for a limited time.
You may also be interested in joining Fairwinds Credit Union to get another $100 checking bonus with open membership available throughout the U.S.A.
Please feel free to post your Redstone Federal Credit Union referral link in the comments below this article, so that other readers can use it to earn the $100 bonus.
Dan says
I would really appreciate anyone using my code!
ROE946316
J says
Please use my referral
FRI943968
Thank you
Michelle B. says
My Refer-A-Friend Promotion Code: BAU857910
No hard credit pull, but they do pull ChexSystems. My recommendations for those new to Redstone Credit Union:
1. To become eligible for a Redstone FCU account, click https://financialfitnessassociation.org/join-now/. Join for $8. Redstone FCU may ask for proof later.
Or, if you have joined another credit union like First Tech, you can contact the FFA and have them email you confirmation you are already a member. Their email address: befit@financialfitnessassociation.org
2. Click https://redfcu.org/raf/scorebig100/ for details on the promotion. (Good idea to screenshot this page before proceeding.) Click “Open Online”.
3. On the Eligibility page, select “I am member of: Associational group” and scroll/select “Financial Fitness Association- San Francisco CA”.
4. Primary Savings is auto selected & required. Be sure to add a Checking account to your application. Click add product on either the Easy Checking ($3/mo) or Rewards Checking ($8/mo) as they are the easiest to keep fee free (4 debits or 1 DD each month to avoid the monthly fee).
There will be several anti-fraud screening questions asking how you plan to use the account, and at the bottom, a “Promotional Code” box. Paste code BAU857910 here. There is another box for Promotional Code is on the last page of the application as well.
5. $2530 Credit card funding is available per application. Visa, MasterCard, & Discover accepted.
6. You will either sign e-documents as part of the application, or later via e-mail DocuSign links. Be sure to write down your member number! It will enable you to sign-up for online banking and get your own referral code. You may have to wait overnight before being able to enroll in online banking.
7. Your own referral code will appear on the right hand column of Redstone online banking. You do have a tracker to see how many people have used your code. It usually updates overnight after the referred person gets approved. There is a limit of five referrals per promo.
8. Debit card typically takes over a week to arrive. Some have noticed an invisible hold on funds, per terms, takes up to 10 business days (2 weeks). Do not attempt to setup ACH transfers/bill pays from other banks until that hold has cleared. Easiest way to verify if hold still exists would be to use the debit card. Don’t forget to use your debit card five times within 30 days. Amazon reloads or paying bills online using your RFCU debit count for POS debits.
Once you have a Redstone account, you can open a Brighter Day, Christmas, or You Name It Savings account(s) by submitting additional applications via online banking for additional CC funding, and no monthly fee. Menu: Additional Services > Open Additional Accounts
Complete terms can be found here: https://redfcu.org/content/dam/rfcu/pdfs/agreements/TC_RAF_Score_Big.pdf. Fee schedule is here: https://www.redfcu.org/content/dam/rfcu/pdfs/ratesprintable/RFCU_AccountRateSheet.pdf
Eric says
I signed up last year and received the $100 referral bonus as the requirements are quite easy.
My referral code is: LEV854795
1. I was already a member of Financial Fitness from a previous bonus. If you are not, you can join here for $8 in order to be eligible OOS: https://financialfitnessassociation.org/join-now/
2. Go here to sign up: https://www.redfcu.org/raf/scorebig100/
3. Click on “open online” and go through the steps. Select “Financial Fitness” for your eligibility.
4. Add “Easy Checking” to the application and enter my referral code (LEV854795).
5. I added the Brighter Day Savings account when I opened my account as it’s 2.02% on up to $2500.
6. The share savings should automatically get added as that is required to be a member of the CU.
7. Each account gets charged separately to your credit card so make sure to fund each of the accounts for more than your cash advance limit just in case it doesn’t go through as a purchase. For example, if your cash advance limit is $100, fund each of the accounts for over $100 to be safe.
8. Thanks to anyone that uses my referral code (LEV854795). Let me know if you have any questions.
Matt says
Hello Maximizing Money,
The Redstone refer a friend promotion is back; I just received a promotional email this morning. If you haven’t signed up, I highly recommend you jump on the checking account promotion. Really easy to meet the promotion’s terms…to earn $100, you just have log into online banking and use your debit card five times within the first 30 days (Amazon reloads, small grocery store purchases cont). An added bonus: You can use a credit card (my personal preferences, Barclaycard Arrival Plus) to fund up to $2500. FWIW: I have been impressed with Redstone, from their customer service responsiveness to no maintenance fees. Anyway, the link is below…please click below and add my referral code LOE863363 to guarantee your $100.
https://www.redfcu.org/raf/scorebig100/
MM Team says
Hello Matt,
Thank you very much for the update. I’ve updated the above article and added your code for other readers to use.
Best of luck.
Matt says
Awesome—hopefully MM readers jump on the promotion. It is a pretty easy $100. For anyone reading this over and interested, you can become a Redstone member by scrolling down and selecting “Financial Fitness Association–San Francisco CA.” The membership costs $8. Although I wasn’t asked for FFA membership verification during the sign-up process, I emailed, and received, a confirmatory email from befit@financialfitnessassociation.org just in case. Happy to answer any questions from those interested…thanks.
jack D says
Hello All,
Redstone is a very user bank and their website updates you when you get
a friend who has used your referral code, pretty cool.
Here is my link if anyone is interested. Once you join using Financial Fitness as
a membership for eligibility your family members can join too because
they allow family members to join. My wife joined after me so I have 4
referrals left. Thanks and be well!
https://www.redfcu.org/specials/refer-a-friend/redeem.html?first=John&last=Denman&referralCode=DEN855736
John D
Matt Loeb says
Referral code—https://www.redfcu.org/specials/refer-a-friend/refer-a-friend.html?FirstName=MATTHEW&LastName=LOEB&EmailAddress=MNLOEB%40GMAIL.COM&ReferralCode=LOE863363
Here is my referral code: LOE863363
The application process was pretty straightforward. Click through the referral link (specifically click “Not Yet a Member? Join Now with My Code) and then the application walks you through the necessary steps.
1) On the eligibility page, select “Associational group,” specifically “Financial Fitness Association–San Francisco CA,” for membership access. Although I wasn’t asked for FFA membership verification (I joined FFA through First Tech Credit Union), I emailed befit@financialfitnessassociation.org for a confirmatory email just in case. If you aren’t a First Tech member, you can join FFA for an $8 fee.
2) You will then be required to open a saving account ($5 minimum sign-up) before selecting your checking account. I selected the “Easy” checking account—as described here, the $3 fee can be waived with four debit card purchases per month (Amazon reloads, four self-service checkouts at Safeway.). Please add my referral code—LOE863363—at the bottom of this page.
3) I funded the checking account with my Barclaycard Arrival plus (which has coded as a purchase). Reading through this site’s comments (along with another well-known site), Barclays or Chase cards are more likely to code as a purchase than other credit cards. If you are worried about this coding as a “cash advance,” you could call your credit card company and set your cash advance to zero.
4) The remainder of the application is self-explanatory. At the bottom of the final page, there is one final “promo code” box. Please add my referral code LOE863363—thanks.
5) Look for your membership number to set up online access. If you need to contact Redstone for your membership number, their phone number is 1-800-234-1234 (ext. 3640).
Thanks again for adding my referral code—LOE863363. Happy to answer any questions.
Matt
Victoria says
Referral link: https://www.redfcu.org/specials/refer-a-friend/redeem.html?first=Victoria&last=Foti-LaRue&referralCode=FOT853160
Referral code: FOT853160
Applied on 11/15 and was instantly approved. Funded checking and savings with $2530 total with Barclay Cash Forward Mastercard, posted as purchase. Will wait for debit card to arrive to make 5 transactions monthly to trigger bonus and waive fees until I decide to close the accounts.
I signed up OOS with Financial Fitness Association membership free from the First Tech Credit Union bonus offer. I wasn’t even asked for proof of my membership, though I would have your membership certificate or email confirmation on hand just in case they ask.
I would appreciate it if someone were to sign up for this account with my referral link and code. I would sign up through the link, and also enter my above referral code on both the checking account pop up, and also in the promo code box later in the application. This way, you’ll know the referral for sure has attached properly to your account. Thank you so much in advance!
Mike says
My Refer A Friend Promo Code: MIN861418 – Code does not auto-fill even when you use a referral link. See step 5.
The correct place to put the code will appear once you add a checking account. The Easy Checking ($3/mo) or Rewards Checking ($8/mo) are the easiest to keep fee free (4 debits or DD each month to avoid the monthly fee).
Out-of-state, CA, approved. My recommendations:
1. To become eligible for a Redstone FCU account, Click https://financialfitnessassociation.org/join-now/. Join for $8. Redstone FCU may ask for proof later.
You can contact the FFA and have them e-mail you confirmation if you are already a member. Their e-mail address: befit@financialfitnessassociation.org
2. Click https://www.redfcu.org/specials/refer-a-friend/redeem.html?first=Michael&last=Miner&referralCode=MIN861418 for details on the promotion. (Good idea to screenshot this page before proceeding.)
3. Click “Not Yet a Member? Join Now with My Code”
4. On the Eligibility page, select “I am member of: Associational group” and scroll/select “Financial Fitness Association- San Francisco CA”.
5. Be sure to add the Checking account to your application. Add product, Easy or Rewards Checking. There will be several anti-terrorism/fraud screening questions, and at the bottom, a “Refer A Friend Promo Code” box. **Please ensure code MIN861418 is used. It DOES NOT auto-fill.**
6. $2530 Credit card funding is available per application. I used the PenFed 2% CC for $2500 spread across 2 products, purchase pending.
7. You will either sign e-documents as part of the application, or later via e-mail Docusign links. Be sure to write down your member number! It will enable you to sign-up for online banking and get your own referral code.
8. Your referral code will appear on the right hand column of Redstone online banking. You do have a tracker to see how many people have used your code. There is a limit of five referrals.
9. Debit card may take over a week to arrive. Some have noticed an invisible hold on funds, per terms, takes up to 10 business days (2 weeks). Don’t forget to use your debit card five times within 30 days.
Once you have a Redstone account, you can open a Christmas Savings and/or Brighter Day Savings by submitting another application via online banking. Menu: Additional Services > Open Additional Accounts
Complete terms can be found here: http://www.redfcu.org/Assets/uploads/pdfs/RAF100termsandconditions.pdf
I will reply to my comment if/when I reach five. Thank you in advance.
Mike says
I have reached my referral limit. Please use another code.
Thank you to anyone that used mine and please be sure to do 5 debits within 30 days from opening.
Dominique says
Referral link – https://www.redfcu.org/specials/refer-a-friend/redeem.html?first=Dominique&last=LaRue&referralCode=LAR857435
Referral code – LAR857435
If you haven’t signed up for this referral bonus yet, now is the time.
How to earn your bonus:
1. Fully complete the online application after clicking through my referral link above, and entering my referral code in both the refer a friend box on the checking account popup, and the promo code box later on: LAR857435
2. You can join OOS if you are a member of the Financial Fitness Association, or join by paying an $8 fee.
3. Choose the Easy Checking (lowest fee monthly, and easiest to waive) and Primary Savings (required) accounts, and fund them with a combined $2530 CC funding, where most credit cards should count as a purchase.
4. If your application is not instantly approved, you will need to email them your photo ID, proof of address and other documents to verify your identity.
5. Complete your DocuSign and mail in your signature card located at the end of your DocuSign.
6. Use your member number located on the DocuSign to sign up for online banking, where you can retrieve your referral link and code to share with others.
7. When you receive your debit card in the mail, activate it and make 5 transactions monthly until you receive your bonus. I assume that making 5 Amazon reloads monthly should work for this. This will not only trigger the sign up bonus, but also waive your monthly fees, since it can take up to 90 days to receive your bonus after completing requirements.
That’s it! If you sign up with my referral link and code above, please let me know since I have a limit of 5 slots to fill. We will each receive $100 if you do. I would truly appreciate it. Thank you so much in advance.
Eric says
My referral code is: LEV854795
1. I was already a member of Financial Fitness from a previous bonus. If you are not, you can join here for $8 in order to be eligible OOS: https://financialfitnessassociation.org/join-now/
2. Join through my referral link and it should bring you to the referral page showing the terms of the offer: https://www.redfcu.org/specials/refer-a-friend/redeem.html?first=Eric&last=Levy&referralCode=LEV854795
3. I added the Brighter Day Savings account as it’s 2.02% on up to $2500 and I didn’t notice any fees for that account so there’s nothing to lose and that’s a pretty good rate. The share savings automatically gets added.
4. Add the Easy Checking as it has only a $3 fee and can be waived with either 1 DD or 4 debit card purchases per month/statement. Make sure to add my referral code LEV854795 at the end of this section so we will both get the $100 bonus.
5. I used my CSR to fund $2530 total between the 3 accounts and it shows up as 3 separate purchases. Make sure to fund each of the 3 accounts for more than your cash advance limit just in case it doesn’t go through as a purchase. For example, my cash advance limit is $100 so I funded each of the 3 accounts for over $100 to be safe.
6. Most of the rest of the application is pretty straight forward but make sure to add my referral code LEV854795 again near the end when it asks for a “Promo Code”.
7. My application went to pending and there was a message asking me to email my ID (front & back) to them. I did that immediately to try to speed up the process. They sent me a secure email a couple of hours later asking for the front & back of my Social Security card and a utility bill in order to approve my account.
8. I received the DocuSign by email pretty soon after this and was able to create my online login right away.
In case you missed it, my referral code is: LEV854795
Thanks to anyone that uses my referral code. Let me know if you have any questions.
BRIAN Anderson says
HI—If I use your referral code can you split the referral bonus with me ?
Eric says
You are receiving $100 for the deal from Redstone also so the offer is sort of being split. If you mean will I send you $50 if you sign up through my link then no.
Nenad says
Is it easy to close the account and could this be done before the monthly fee is charged (no direct deposit available) to maximize the benefit?
Gadget says
Per terms you need to keep the account open/in good standing for the bonus to post. That requires 3 months minimum. However, ACH transfers from your regular bank likely count as a direct deposit. And, if it doesn’t, 4 debits… (Four 50 cent Amazon reloads = $2) would. Lastly, even if you didn’t do this, Easy Checking is only $3 per month if you didn’t do anything.
If you found this information helpful, please consider using Mike’s referral info above.
Gadget says
@Max
Redstone credit union has renewed this offer. If you or anyone needs a referral code, I can provide more info.
Gadget says
This is available nationwide with membership to the Financial Fitness Association. (can use from First Tech Credit Union)
– $2530 in credit card funding available.
– Not Chex sensitive.
– From the RFU website, the $100 promo is mentioned and clickable.
MM Team says
Thank you very much. I’ve updated the article and posted your referral code for other readers to use. I appreciate the information.
Gadget says
Thank you very much! There is a max of five referrals and I will let you know when/if I have hit that amount so someone else can benefit.
BRIAN Anderson says
HI—If I use your referral code can you split the referral bonus with me ?
Gadget says
You are funny.
– I cannot track who uses my code… only the number of them. You could tell 5 different people you used their code.
– It’s a pretty sweet offer as is. You can make $50 in credit card rewards from funding on top of the bonus.
Best of luck!
Gadget says
I have reached my maximum number of referrals. Please consider using another code. Thanks.