Redstone Federal Credit Union is offering a special $100 referral bonus for both parties when a current member refers a new member who opens a new checking account through September 29, 2022.
The promotion is only available in the following states: Alabama, Tennessee, Georgia, Mississippi, Missouri, Arkansas, Indiana, Kentucky, Illinois, Ohio, Michigan, Pennsylvania, Florida, North Carolina, West Virginia and Virginia.
In order for both parties to qualify for the $100 bonus, the referred member must open their first RFCU checking account, make 5 point-of-sale purchase transactions with your debit card, and set up and access online banking at least 1 time within 30 days of account opening.
Since you only need to make 5 point-of-sale purchase transactions and log in to online banking to qualify, this is a pretty easy way for both the referrer and referee to receive a $100 bonus.
Membership in Redstone Federal Credit Union
While Redstone FCU membership is openly available nationwide, the $100 referral promotion is only available to participants from the following states: Alabama, Tennessee, Georgia, Mississippi, Missouri, Arkansas, Indiana, Kentucky, Illinois, Ohio, Michigan, Pennsylvania, Florida, North Carolina, West Virginia and Virginia.
Redstone Federal Credit Union is a federally chartered credit union based in Huntsville, Alabama, with 24 branches across North Alabama and Central Tennessee.
However, anybody in the U.S.A. can qualify for Redstone FCU membership by joining the Financial Fitness Association for an $8 fee (or any of their 1,500+ membership partners), although this particular promotion is limited to select states.
Membership in Redstone FCU is available to employees and members of more than 1,500 clubs, organizations, and employers as well as to family and household members of current RFCU members.
For example, if you join the Financial Fitness Association for an $8 membership fee, you can qualify for membership with Redstone Federal Credit Union, regardless of where you live.
A $5 minimum balance is required to open your share savings account and join RFCU.
Redstone Checking $100 Bonus for New Members
In order to qualify for the $100 bonus as a new member, you can visit this Redstone Referral Promotion for details and provide a referral code at account opening via video chat in the Redstone Live app, in-person at a branch, or through online banking (existing members only).
Current Member’s Referral Code: Please feel free to use the following referral codes that were provided by current Redstone members in the below comments:
- Referral Code #1 “SCH856441”
- Referral Code #2 “BAU857910”
You must notify RFCU of the referral code at account opening when you sign up for a new checking account with Redstone FCU.
Within 30 days of opening your checking account, you must make 5 point-of-sale purchase transactions with your debit card, and set up and access online banking at least 1 time.
After you meet the qualifications, your $100 bonus will be credited to your checking account within 90 days.
Redstone FCU $100 Refer-A-Friend Bonuses
New Redstone members can earn a $100 bonus when you open your first RFCU checking account, process 5 point-of-sale purchase transactions, and set up and log in to online banking at least 1 time within 30 days of account opening.
Current Redstone members can earn a $100 bonus for each qualified referral that you provide for up to $500 in total referral bonuses.
If you are a current RFCU member, you can get your referral link for the Redstone Referral Program to share with friends through online banking, video chat in the Redstone Live App, in-person at a branch, or by phone.
The $100 bonuses will be credited to each account within 90 days of the promotional requirements being met.
Both referring and referred member accounts must remain in good standing prior to bonus payout.
This offer is valid from June 28, 2022, to September 29, 2022.
Only 1 bonus will be paid to the referred member.
There is a limit of 5 bonus referral payouts per referring member for a maximum payout of $500.
The referred member must not have had a checking account in the last 24 months to qualify.
Redstone FCU Checking Account Options
Rewards Checking: $8 monthly checking maintenance fee waived with 1 direct deposit credited to the account per month or 4 or more point-of-sale (POS) purchase transactions per month.
Easy Checking: $3 monthly checking maintenance fee waived with 1 direct deposit credited to the account per month or 4 or more point-of-sale (POS) purchase transactions per month.
Safeguard Checking: $8 monthly checking maintenance fee with eStatements, or $10 monthly maintenance fee with paper statements.
There is no minimum balance required to obtain the $100 referral bonus, but there is a $25 minimum deposit required to open a checking account.
Monthly maintenance fees are waived for any checking account if the primary owner is 24 years of age or younger.
Take advantage of this Redstone Federal Credit Union referral program for a limited time.
You may also be interested in joining PSECU to get another $100/$250 checking bonus with open membership available throughout the U.S.A.
Please feel free to post your Redstone Federal Credit Union referral link in the comments below this article, so that other readers can use it to earn the $100 bonus.
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Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.
Eric says
Here is my referral code if anyone wants to use it: LEV854795
@Max,
You might want to start a new post as the referral links that are the comments of this post no longer work.
MM Team says
Hello Eric, Thank you, I have deleted many of the older comments to avoid any issues.
Michelle B. says
My Refer-A-Friend Promotion Code: BAU857910
No hard credit pull, but they do pull ChexSystems. My recommendations for those new to Redstone Credit Union:
1. To become eligible for a Redstone FCU account, click https://financialfitnessassociation.org/join-now/. Join for $8. Redstone FCU may ask for proof later.
Or, if you have joined another credit union like First Tech, you can contact the FFA and have them email you confirmation you are already a member. Their email address: befit@financialfitnessassociation.org
2. Click https://redfcu.org/raf/scorebig100/ for details on the promotion. (Good idea to screenshot this page before proceeding.) Click “Open Online”.
3. On the Eligibility page, select “I am member of: Associational group” and scroll/select “Financial Fitness Association- San Francisco CA”.
4. Primary Savings is auto selected & required. Be sure to add a Checking account to your application. Click add product on either the Easy Checking ($3/mo) or Rewards Checking ($8/mo) as they are the easiest to keep fee free (4 debits or 1 DD each month to avoid the monthly fee).
There will be several anti-fraud screening questions asking how you plan to use the account, and at the bottom, a “Promotional Code” box. Paste code BAU857910 here. There is another box for Promotional Code is on the last page of the application as well.
5. $2530 Credit card funding is available per application. Visa, MasterCard, & Discover accepted.
6. You will either sign e-documents as part of the application, or later via e-mail DocuSign links. Be sure to write down your member number! It will enable you to sign-up for online banking and get your own referral code. You may have to wait overnight before being able to enroll in online banking.
7. Your own referral code will appear on the right hand column of Redstone online banking. You do have a tracker to see how many people have used your code. It usually updates overnight after the referred person gets approved. There is a limit of five referrals per promo.
8. Debit card typically takes over a week to arrive. Some have noticed an invisible hold on funds, per terms, takes up to 10 business days (2 weeks). Do not attempt to setup ACH transfers/bill pays from other banks until that hold has cleared. Easiest way to verify if hold still exists would be to use the debit card. Don’t forget to use your debit card five times within 30 days. Amazon reloads or paying bills online using your RFCU debit count for POS debits.
Once you have a Redstone account, you can open a Brighter Day, Christmas, or You Name It Savings account(s) by submitting additional applications via online banking for additional CC funding, and no monthly fee. Menu: Additional Services > Open Additional Accounts
Complete terms can be found here: https://redfcu.org/content/dam/rfcu/pdfs/agreements/TC_RAF_Score_Big.pdf. Fee schedule is here: https://www.redfcu.org/content/dam/rfcu/pdfs/ratesprintable/RFCU_AccountRateSheet.pdf
Eric says
I signed up last year and received the $100 referral bonus as the requirements are quite easy.
My referral code is: LEV854795
1. I was already a member of Financial Fitness from a previous bonus. If you are not, you can join here for $8 in order to be eligible OOS: https://financialfitnessassociation.org/join-now/
2. Go here to sign up: https://www.redfcu.org/raf/scorebig100/
3. Click on “open online” and go through the steps. Select “Financial Fitness” for your eligibility.
4. Add “Easy Checking” to the application and enter my referral code (LEV854795).
5. I added the Brighter Day Savings account when I opened my account as it’s 2.02% on up to $2500.
6. The share savings should automatically get added as that is required to be a member of the CU.
7. Each account gets charged separately to your credit card so make sure to fund each of the accounts for more than your cash advance limit just in case it doesn’t go through as a purchase. For example, if your cash advance limit is $100, fund each of the accounts for over $100 to be safe.
8. Thanks to anyone that uses my referral code (LEV854795). Let me know if you have any questions.
Eric says
My referral code is: LEV854795
1. I was already a member of Financial Fitness from a previous bonus. If you are not, you can join here for $8 in order to be eligible OOS: https://financialfitnessassociation.org/join-now/
2. Join through my referral link and it should bring you to the referral page showing the terms of the offer: https://www.redfcu.org/specials/refer-a-friend/redeem.html?first=Eric&last=Levy&referralCode=LEV854795
3. I added the Brighter Day Savings account as it’s 2.02% on up to $2500 and I didn’t notice any fees for that account so there’s nothing to lose and that’s a pretty good rate. The share savings automatically gets added.
4. Add the Easy Checking as it has only a $3 fee and can be waived with either 1 DD or 4 debit card purchases per month/statement. Make sure to add my referral code LEV854795 at the end of this section so we will both get the $100 bonus.
5. I used my CSR to fund $2530 total between the 3 accounts and it shows up as 3 separate purchases. Make sure to fund each of the 3 accounts for more than your cash advance limit just in case it doesn’t go through as a purchase. For example, my cash advance limit is $100 so I funded each of the 3 accounts for over $100 to be safe.
6. Most of the rest of the application is pretty straight forward but make sure to add my referral code LEV854795 again near the end when it asks for a “Promo Code”.
7. My application went to pending and there was a message asking me to email my ID (front & back) to them. I did that immediately to try to speed up the process. They sent me a secure email a couple of hours later asking for the front & back of my Social Security card and a utility bill in order to approve my account.
8. I received the DocuSign by email pretty soon after this and was able to create my online login right away.
In case you missed it, my referral code is: LEV854795
Thanks to anyone that uses my referral code. Let me know if you have any questions.