U.S. Bank $200 Bonus for Consumer Checking Accounts – Open Nationwide

Check out this Summer Banking Bonus from U.S. Bank to earn $200 when you open a new consumer checking account and complete 1 or more recurring direct deposits totaling at least $500 OR complete 2 or more Online Bill Pay transactions of $25 each within 60 days of account opening, valid through August 21, 2017.

This deal is available nationally, they only perform a soft pull, and you can fund your new account with a credit card for up to $500.

U.S. Bank Accounts Available throughout U.S.A.

According to the customer service rep that I chatted with, people are welcome to apply for a checking or savings account with U.S. Bank from any state, so this offer should be open nationally.

Soft Pull to Open U.S. Bank Checking Account

The rep also indicated that when you open a checking account, U.S. Bank will perform a soft pull to verify your identity and address, and it will not show on your credit report.

Use Credit Card to Fund U.S. Bank Checking Account

The rep also said that you can absolutely use a credit card to fund a new account (up to $500), including a U. S. Bank credit card, and it will process faster.

The opening deposit limit is $500, and if you use a U. S. Bank credit card, the opening deposit will NOT be considered a cash advance and will NOT have the higher APR.

You can also fund new accounts using another bank account, debit card, or credit card from another issuer, and the limit for all options is $500.

After the opening deposit, you can make regular deposits into the account either by visiting the branch, from another bank electronically, or if you want to deposit cash from a U.S. bank credit card (or another issuer’s card), it will be a cash advance at a higher APR rate in the future (at least for U.S. Bank cards).

4 Steps To Get $200 U.S. Bank Checking Bonus

1. Visit the Promo Code Request Page and enter your mobile phone number or email address to request your unique coupon code via text or email.

2. Return to the Main Promotional Page and enter your Promo Code in the “Enter Your Promotion Code” section.

3. Open your new U.S. Bank Silver, Gold, or Platinum Checking Package by August 21, 2017 (online, in branch, or by phone).

4. To receive your cash bonus, complete 1 or more recurring direct deposits totaling at least $500 within 60 days OR complete 2 or more online bill pay transactions of $25 each or more within 60 days.

U.S. Bank Checking Promotional Details

A minimum deposit of $25 is required to open a U.S. Bank Checking account.

To earn the $200 bonus offer, open a new U.S. Bank Consumer Silver Checking Package, Gold Checking Package or Platinum Checking Package between and including June 24, 2017, and August 21, 2017.

Present your Summer Banking Bonus 2017 promotion code to a branch or 24-Hour phone banker or enter it online at account opening.

Additionally, you must complete 1 or more recurring direct deposits totaling at least $500 OR complete 2 or more U.S. Bank Online Bill Pay transactions of $25 each or more (you are responsible to ensure sufficient funds are deposited to cover bill payments and enrollment in Online and/or Mobile banking is required) within 60 days of account opening.

The Checking Account bonus will be deposited into your new Checking Account within 60 days of Direct Deposit or Bill Pay verification, as long as your account is open.

Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.

Offer is not valid if you have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last 6 months, or received other U.S. Bank bonus offers in the past 6 months.

Current U.S. Bank employees are not eligible.

U.S. Bank Checking Fees

A minimum deposit of $25 is required to open a U.S. Bank Checking Account.

For the Silver Checking Package, the fee is waived when you have a U.S. Bank Package Money Market Savings account and either a combined monthly direct deposit totaling $1,000 OR you maintain an average account balance of $1,500.

For the Gold Checking Package, the fee is waived when you have an open U.S. Bank personal loan, line of credit, or credit card account.

For the Platinum Checking Package, the fee is waived when you have $25,000 in combined personal deposits, investments, and/or credit balances OR if you have a relationship with U.S. Bank Trust Services.

Take advantage of this U.S. Bank promotional offer for a $200 bank bonus when you open a new personal checking account from U.S. Bank.

You may also be interested in the U.S. Bank START Smart Savings Program to earn additional bonus rewards from U.S. Bank.