Beacon Bank Checking $300 Cash Bonus Plus $360 Digital Media Credits and $100 Refer-A-Friend Rewards (CT, MA, NY, RI, VT)

Beacon Bank will give you a $300 cash bonus when you open a Beacon One Checking Account and direct deposit $1,000 or more per month for 3 consecutive months, plus they will pay up to $15 per month toward your streaming, music or gaming service for 2 years when you direct deposit $2,000 per month and pay for your digital service with your Beacon One Checking Account, and you can share $100 bonuses with your friends and family through the Beacon Bank Refer-A-Friend Program.

Beacon Bank is a full-service financial institution with branches in Massachusetts, Connecticut, Vermont, New York and Rhode Island that offers personal and business banking solutions including checking accounts, savings accounts, mortgages, personal loans, business loans, commercial banking and more.

If you live in Massachusetts, Connecticut, Vermont, New York or Rhode Island, please feel free to exchange Beacon Bank referrals in the below comments section, so that everybody can take advantage of these Beacon Bank promotional bonuses.

For those outside of Beacon Bank’s footprint, you may wish to review these other checking account promotions from Bank of America or Citibank instead.

Beacon One Checking up to $660 Cash and Credits Offer

1. Visit this Beacon One Checking Promotion to open your account online with a $10 minimum opening deposit.

2. Complete a direct deposit switch through Beacon Bank’s online banking platform or mobile app direct deposit tool by June 30, 2026.

3. Set up a recurring combined direct deposit total of $1,000 or more per month for 3 consecutive months into your Beacon One Checking Account.

4. The first direct deposit must be received within 45 days of direct deposit submission (or form download).

5. Beacon Bank will credit $300 into your Beacon One Checking Account in the calendar month following the third qualifying direct deposit.

6. To qualify for the $15 per month digital media credit, each calendar month you must have a combined direct deposit total of $2,000 or more into your Beacon One Checking Account.

7. Additionally, you must set up a monthly subscription (annual subscriptions do not qualify) with 1 of the following streaming services to be debited out of your Beacon One Checking Account: Disney+, Netflix, Hulu, YouTube Premium, Paramount+, Spotify Premium, Apple Music, YouTube Music, Amazon Music, SiriusXM, Xbox, PlayStation, Nintendo, Steam, or EA Play.

8. Both required transactions must post and settle to the account during the calendar month, so your monthly streaming service debit must post and settle to your account by the end of business (5 PM EST) on the last business day of a calendar month to be counted.

9. If you qualify each calendar month, for the 24 months following account opening, Beacon Bank will credit up to $15 per month into your Beacon One Checking Account.

10. Beacon Bank will provide a credit in the amount of the highest streaming, music or gaming service paid up to $15. For example: If you pay $6.99 a month for Netflix and $7.99 a month for Disney+, you will receive a streaming service credit of $7.99 the following calendar month. If you pay over $15 a month for 1 of the above streaming services, you will receive a credit of $15 the following calendar month.

11. The $300 cash reward is not valid for Beacon Bank clients with an existing Beacon Bank checking account (this includes former BankRI, Brookline Bank, Berkshire Bank and PCSB accounts) and is limited to new Beacon One Checking Accounts.

12. Direct deposits set up in branch or directly with the payroll provider outside of the Beacon Bank online banking platform or mobile app will not qualify for the $300 cash bonus offer.

Beacon Bank “Give $100, Get $100” Referral Credits

Through the Beacon Bank Refer-A-Friend Program, both parties will receive a $100 bonus each when a current client refers a new client who opens a Beacon One Checking Account or Beacon One University Checking Account by June 30, 2026.

In order to qualify, the new customer must have a combined direct deposit total of $500 or more per month for 3 consecutive months, and the first direct deposit must be received within 45 days of account opening.

Beacon Bank will credit $100 into both clients’ accounts in the calendar month following the third qualifying direct deposit.

In order to refer new clients, you may access your Beacon Bank referral code within your online account or in the mobile app.

A referrer may earn up to a maximum of $400 in credits per calendar year, and this may be combined with the $100 new account-opening bonus as a referee, which means that you can earn a total of $500 in first-year credits through the Beacon Bank Referral Program ($100 as a referee and $400 as a referrer in your first year, and then $400 per year as a referrer thereafter).

If you live in Massachusetts, Connecticut, Vermont, New York or Rhode Island, participate in this Beacon Bank checking promotion or referral program to earn extra cash bonuses when you open a new Beacon Bank account.