Elroy (formerly Wallet Checking Account by BOSS Money) is a no-fee FDIC-insured mobile banking account that offers support for users without SSN, no credit checks, no monthly fees, no minimum deposit requirements, no foreign transaction fees, physical and virtual debit cards, free peer-to-peer transfers, cash deposits at over 90,000 locations across the U.S.A., and both checking and savings accounts with a 3.75% APY.
To earn up to $100 in bonus cash, enter Referral Code $cvclxdfnvoxn or use this Elroy $25/$100 Referral Link (or scan the QR code) to sign up, and you’ll receive a $25 bonus with a total direct deposit of $500+ within 45 days, or a $100 bonus with a total direct deposit of $5,000+ within 45 days.
This Elroy promotion is available nationwide, you only need to submit your ID and a selfie to sign up in minutes, and there is no ChexSystems or Hard Credit Pull required.
Once you join Elroy, you’ll also gain access to your own unique referral link, which you can share with your friends and family to earn $25/$100 cash bonuses for both of you when they meet the direct deposit requirements.
If you are looking for a free mobile banking service that makes it easy to spend, save, earn, transfer, and manage your money, try the Elroy neobank app to get a $25 or $100 bonus reward to get you started.
Elroy Features
- Checking and Savings with 3.75% APY.
- No Credit Check (No ChexSystems/No Hard Credit Pull).
- No Monthly Fees and No Minimums.
- No Foreign Transaction Fees.
- Free Physical and Virtual Mastercard Debit Cards.
- Apple Pay and Google Pay Compatible.
- Free Instant Money Transfers to Friends and Family.
- Send Domestic and International Wire Transfers or Paper Checks.
- Cash Loading at Over 90,000 Locations Nationwide, including 7-Eleven, CVS, Walgreens, Walmart and more.
- FDIC-insured up to $250,000.
- Apply in 2 Minutes for Instant Access – Just Submit ID and Selfie.
- No Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) Needed.
- Elroy Checking Account and Debit card are provided by Evolve Bank and Trust, Member FDIC.
Elroy $25/$100 Sign-Up Bonus
1. Click this Elroy $25/$100 Referral Link to download the app or scan the QR code, or enter Referral Code $cvclxdfnvoxn directly when you download and register for the app.
2. Open an Elroy account in just minutes by submitting your ID and taking a selfie (no Social Security Number is required for those who do not have one).
3. Within 45 days of opening your Elroy Checking Account, set up a total qualifying direct deposit of at least $500 to your new account.
4. For total direct deposits of $500+, you’ll receive a $25 bonus, and for total direct deposits of $5,000+, you’ll receive a $100 bonus.
5. The $25 or $100 bonus will be credited to your account within 30 days of your qualifying total direct deposits.
6. Please note that bank ACH transfers, Wallet transfers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Cash App or Venmo, mobile check deposits, and cash loads or deposits are not considered qualifying direct deposits. Review the Elroy Referral Terms for additional information.
Elroy $25/$100 Referral Cash
Once you open your new Elroy Checking Account, you’ll immediately gain access to your own unique referral link in the Elroy App (iOS/Android) to share with your friends and family.
When you refer a new customer to Elroy who receives a qualifying total direct deposit amount within 45 days of account opening, you will both receive a $25 or $100 cash bonus.
With a total direct deposit of $500+, the bonus for each person will be $25, and with a total direct deposit of $5,000+, the bonus for each person will be $100.
The bonuses will be credited to both the referrer and referee within 30 days of the qualify direct deposit.
Elroy $2 Cash Back Per Money Transfer
When you use your Elroy Mastercard as the payment method when sending money in the Elroy app, you will receive a $2 cash back reward per transfer.
The $2 cash back amount will be deposited into your Elroy Checking Account within 30 days of completion of the money transfer.
Elroy 5% Cash Back on Pinless Recharge or Purchase IMTU
When you use your Elroy Mastercard as the payment method when recharging to your Elroy Pinless account or purchasing international mobile recharge (IMTU) in the Elroy app, you will receive a 5% cash back reward.
The 5% cash back is based on the face value of the recharge/purchase, and your cash back will be deposited into your Elroy Checking Account within 30 days of completing the qualifying transaction.
To get access to free mobile banking services for everyone in the U.S.A., join Elroy to get an extra $25 or $100 cash bonus when you set up a direct deposit, and earn additional bonus rewards for referring your friends to join Elroy.
For more bonus cash offers from fintech services, you may also wish to review Oxygen, Revolut, and Juno.
A special thank you goes out to Gadget for alerting us to this Elroy promotional offer and for providing additional details about the offer, such as no ChexSystems or Hard Credit Pull, and no credit card funding being available. You may feel free to use Gadget’s Elroy Referral Link when you join.
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