Fairwinds Credit Union will give you a $175 bonus when you open a Preferred or Signature Checking Account and complete payroll deposit(s) totaling $1,000 or more within 60 days of account opening.
On top of that, through the Fairwinds CU Refer-A-Friend Program, you can earn up to $750 in bonus rewards per year for referring your friends to join Fairwinds Credit Union.
The Fairwinds Preferred Checking Account has a $25 minimum opening deposit and a $10 monthly service charge that is waived with either $1,000 in total monthly direct deposits or with a $10,000 or greater average monthly deposit balance.
Plus, Fairwinds CU serves members throughout the U.S.A. and the world, so you can become a member regardless of where you live.
In order to join Fairwinds CU, you only need to deposit a $5 membership share, which gives you ownership in the credit union with access to all of the benefits of membership.
How To Earn $175 Fairwinds Checking Bonus
1. Join via a current Fairwinds Credit Union member’s referral link to get started (see below for current referral links).
2. Open a Fairwinds Preferred or Signature Checking Account.
3. Receive cumulative qualifying direct deposit(s) of $1,000 or more (excluding the new account deposit used to fund/open the account) within 60 calendar days of opening.
4. Your $175 referral reward will be deposited on or about the 15th day of the month following the deposit of the qualifying funds.
Fairwinds CU Referral Links to Use
The following referral links will provide you with a $175 bonus when you join Fairwinds Credit Union and complete the requirements:
- Fairwinds Referral Link #1 – From Eric
- Fairwinds Referral Link #2 – From Jeff
- Fairwinds Referral Link #3 – From Michelle
Please feel free to share your experiences with Fairwinds and your referral links in the comments below this article, and we will post them here as long as you provide some details about your experience.
Fairwinds $75 Refer-A-Friend Program
Once you join Fairwinds Credit Union, you can earn up to $750 in bonus rewards per year for referring your friends and family to join.
In order to participate in the Fairwinds Referral Program, you must be a member in good standing and be an owner of a Fairwinds consumer Spending or Checking Account.
To access your Fairwinds referral link, visit “Additional Services” under the online banking menu, and then go to “Refer and Earn” to get your link.
When your referrals join via your unique referral link, open a Fairwinds consumer Preferrer or Signature Checking Account, and receive cumulative direct deposit(s) totaling $1,000 or more within 60 days of opening, they will receive a $175 bonus reward, and you will receive a $75 bonus reward.
The qualifying direct deposit must be an Automated Clearing House (ACH) deposit of a paycheck, pension, or government benefit (including Social Security) from the government or an employer.
Person-to-person transfers (such as Zelle, PayPal or Venmo) and bank transfers between a Fairwinds account or an account at other financial institutions or brokerages do not qualify.
Referral rewards will be paid to each party on or about the 15th day of the month following the deposit of the qualifying funds into the referred individual’s new Preferred or Signature Checking Account.
You may receive a total of up to $750 in referral rewards per calendar year.
Reader Experience from Fairwinds Member
The following details have been provided by our reader Gadget.
What my experience was:
Appears to be available nationwide, as I am Out of State in Virginia. The application is really simple. No hard pull – does pull Chex, but not inquiry sensitive. I confirmed they do not pull EWS. In the shopping cart in the upper right corner of the application, you will see the products they automatically selected (Freedom Spending account, Membership Share, Debit Card, and the referral code you used). They make it so you do not have to select individual products.
P1 had next day approval, as I believed an identity question had two valid answers. P2 had instant approval, which shows the member number at the end of the application. Out of five identity questions, I’d expect only one or two to be valid. If you have never seen a specific question before and you are undecided which is the right answer, I’d go with “none of the above”. If not instantly approved, the “Welcome to FAIRWINDS” approval e-mail has your member number so you can sign up for online banking.
If you use PayPal to fund, the maximum is $500 for spending and savings $5 (auto-filled) for membership share. I had issues when using Firefox browser and PayPal. When I’d get to the next screen after entering the amount, the Yellow Button to login to PayPal did not appear so I could not proceed. Use Chrome or Edge. Firefox may work fine for other funding methods but I closed out and started over. I hear others had the same issue with mobile browsers as well. Anyway, the charge is pending as a purchase, not a cash advance.
The referral tracker (maximum of $750 per year) and your own referral link are found in the online banking menu under “Additional Services”, “Refer and Earn”, available as soon as you have account access. However, the referral numbers do not populate right away and I am unsure when it will update, and if it will show the users that used your link or just the number that were successful.
I suspect this offer will die sooner rather than later. These offers don’t come around that often. Highly recommend using someone’s link that is available for questions that may arise.
Please feel free to share your experiences with this Fairwinds Credit Union referral promotion as well as your referral links in the below comments.