First Bank: $50 Personal Checking + $50 Referral Rewards (NC and SC)

First Bank located in North Carolina and South Carolina offers a personal checking account referral program that provides both new and current customers with a $50 MasterCard Reward Card.

First Bank is a state-chartered community bank that operates 87 branches in total, with 81 branches in North Carolina and 6 branches in South Carolina (Cheraw, Dillon, Florence, and Latta).

If you don’t live in the Carolinas, you may also be interested in these similar banking referral offers from Webster Bank and Regions Bank.

First Bank $50 Referral Rewards

First Bank customers can refer your friends and family members to open a new personal checking account, and you will both receive a $50 MasterCard Rewards Card.

Once your friend or family member registers, opens a new First Bank personal checking account, and completes the following requirements within 60 days of account opening, you will both receive a $50 MasterCard Reward Card.

1. Complete the Online Registration Form to get started.

2. Open a new First Bank personal checking account (must open in-branch).

3. Complete 1 of the following within 60 days of account opening:

• Make 1 or more direct deposits totaling a minimum of $250, OR
• Make 1 or more debit card transactions totaling a minimum of $250 (excluding ATM withdrawals).

4. The $50 MasterCard Reward Card will be delivered to your home address within 4 to 6 weeks of completing the requirements.

This offer is not available to anybody who already has a First Bank personal checking account.

You must allow 4 to 6 weeks after completion of all requirements for delivery of your MasterCard Reward Card to the physical address provided.

To participate as a referrer, just register at the First Bank Referral Page and share referrals via social media, email, and your unique referral link.

A referrer may receive up to 10 $50 Reward Cards ($500 value) within a calendar year.

First Bank Personal Checking Account Options

There are various First Bank Personal Checking Accounts from which to choose, including Everywhere Checking, Everywhere Plus, Everywhere Premium, Campus Checking, and Senior Checking.

All personal checking accounts require a $50 minimum opening deposit.

Everywhere Checking: Avoid $6 monthly maintenance fee when you maintain a $600 minimum balance, maintain an average collected balance of $1,200, OR make a monthly direct deposit of $250 or more.

Everywhere Plus: Avoid the $20 monthly maintenance fee when you maintain a $5,000 minimum balance, maintain an average collected balance of $10,000, maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), OR
maintain $20,000 in outstanding personal loan or HELOC balances.

Everywhere Premium: Avoid the $20 monthly maintenance fee when you maintain a $5,000 minimum balance, maintain an average collected balance of $10,000, maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), OR
maintain $20,000 in outstanding personal loan or HELOC balances.

Campus Checking: Free for enrolled students under 25 years old.

Senior Checking: Avoid the $6 monthly maintenance fee when you maintain a $600 minimum or $1,200 average balance, OR make a monthly direct deposit of $250 or more.

First Bank @ Work Checking accounts are not eligible for this promotion.

Please feel free to share First Bank referral links and your experiences with their personal checking accounts or this promotion in the comments below this article.