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Home > Banking Bonuses > Morgan Stanley Private Bank Premium Savings Account $250 Bonus & 4% APY

Morgan Stanley Private Bank Premium Savings Account $250 Bonus & 4% APY

May 14, 2026 | 1 Comment

Open a Morgan Stanley Private Bank Premium Savings Account to get $250 in bonus cash with a qualifying deposit, plus earn a 4% APY Boosted Rate on your savings for 6 months (3.25% thereafter) with no minimum opening deposit requirement and no monthly account fees.

This Premium Savings Account promotion from Morgan Stanley Private Bank will give you a $250 bonus with a $20,000 minimum deposit or more in net-new funds over the first 30 days following account opening.

In order to qualify, you must use Promo Code SPRING26 when you open a Premium Savings Account, make qualifying deposits of net-new funds over the first 30 days following account opening, and maintain a qualifying average daily balance for 45 days following the initial 30-day period.

In addition, you will currently earn a 4% APY Boosted Rate for 6 months (3.25% thereafter) on all of your deposited funds in your Morgan Stanley Private Bank Premium Savings Account, and while there is no minimum opening deposit requirement, your account must be funded within 30 days to remain open.

This offer is only eligible to 1 new opened and funded Premium Savings Account within 30 days, and each customer is limited to a lifetime maximum of 2 new Premium Savings Account offers.

Take advantage of this cash bonus offer with the Morgan Stanley Private Bank Premium Savings Account for a limited time to earn a $250 bonus and a 4% APY on your savings for 6 months.

Earn $250 with Premium Savings Account

1. Visit this Morgan Stanley Private Bank Premium Savings Account $250 Promotional Link to get started.

2. Use Promo Code SPRING26 when you open your new Premium Savings Account.

3. There is no minimum initial deposit required to open an account, but the account must be funded within 30 days to remain open.

4. Deposit a minimum of $20,000 or more in net-new funds over the first 30 days following account opening, which does not include any deposits transferred from accounts provided by Morgan Stanley or any of their affiliates.

5. At the end of the 30-day deposit period, all net-new funds will be totaled to determine which deposit tier bonus you have met.

  • $20,000+ Deposit Tier = $250 Cash Bonus.

6. For the following 45 days after the initial 30-day deposit period, maintain an average daily balance within the Deposit Tier that you achieved during the first 30 days. If your average daily balance drops to a lower tier, you will receive the corresponding bonus.

7. Your cash bonus will be deposited within 30 days following the end of the 45-day maintenance period (or 105 days following account opening), as long as you maintain your account in open and good standing.

For a limited time, open a Morgan Stanley Private Bank Premium Savings Account to earn $250 in bonus cash and a 4% APY on all of your savings for 6 months.

For an alternative offer, try the Marcus Online Savings Account to earn a cash bonus with a high-yield savings account.

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Filed Under: Banking Bonuses

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Comments

  1. Chichi1 says

    December 5, 2025 at 5:45 pm

    “7. Your cash bonus will be deposited within 30 days following the end of the 45-day maintenance period (or 105 days following account opening), as long as you maintain your account in open and good standing.”

    I thought it was just 30days(from account opening)+45days(maintenance)=75 day total
    ~How did you calculate 105 days?

    Reply

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