NIH Federal Credit Union $50 New Member Referral Rewards (Open Membership Nationwide)

The NIH Federal Credit Union Referral Program offers a $50 Visa Reward Card to both parties when a current member refers a new member who opens an NIHFCU consumer checking account with eStatements and either completes 10 debit card transactions of $5 or more OR receives 2 direct deposits of at least $250 each.

With open membership available nationwide, anybody can join NIH Federal Credit Union through their online application process, as they will open a free membership for you to the American Consumer Council if you don’t meet their other membership eligibility options.

If you are a current member of NIHFCU (National Institutes of Health Federal Credit Union), please feel free to share your contact information and/or referral links in the below comments section, so that both you and potential new members can earn the $50 bonus rewards.

For more credit union referral programs, you may also wish to consider Securityplus FCU, Excite CU, VyStar CU, America’s CU, and Teachers FCU.

NIHFCU $50 Bonus for New Members

1. If you are a new member who wants to join NIHFCU, you must first register through the referral form via a referral link that is provided to you by a current member.

2. Within 90 days of becoming an NIHFCU member, you must complete the following 2 steps (steps 3 and 4).

3. Open an NIHFCU consumer checking account with eStatements (only consumer checking accounts are eligible for this offer).

4. Complete 10 or more debit card transactions of $5 or more OR complete 2 direct deposits of at least $250 each.

5. You will receive your $50 Visa Reward Card in the mail via USPS within 4-6 weeks of completing all offer requirements.

NIHFCU $50 Refer-A-Friend Rewards

If you are a current member, you can register for the NIHFCU Referral Program to earn a $50 Visa Reward Card for each new member that you refer for up to $500 per calendar year.

After you register for the referral program, you will receive your own unique referral link that you can share with potential new members.

When your referrals register via your referral link, join NIHFCU, open a consumer checking account with eStatements, and either complete 10 debit card transactions of $5 or more OR complete 2 direct deposits of at least $250 each, you will both receive a $50 Visa Reward Card within 4-6 weeks.

You can refer as many friends as you like to earn up to $500 per calendar year through the NIHFCU referral offer (a total of 10 $50 Visa Reward Cards per year).

Reward cards are sent via the United States Postal Service and typically arrive within 4-6 weeks after all qualification criteria have been completed.

The individual that is referred must be 16 years of age or older to participate, but you must be at least age 18 for an individual membership with NIHFCU, so if you are under age 18, a parent or guardian must be a joint owner with you on the account and be an NIHFCU member.

NIHFCU Membership Eligibility

You can become an NIHFCU Member if you meet any of the following criteria:

• You have a National Institutes of Health affiliation (employee, contractor, fellow, volunteer, or pensioner).
• You are part of one of their NIHFCU@work partner organizations.
• You have a family relation with a current NIHFCU member (child, sibling, parent, grandchild, grandparent, or share household responsibility).
• If you don’t meet any of the above criteria, NIHFCU will open a free membership for you to the American Consumer Council, a non-profit Consumer Education organization. It requires no work on your part and qualifies you for NIHFCU membership immediately.

NIHFCU will deposit the initial $1 required to establish your new membership in a share savings account.

Your Social Security or Taxpayer Identification Number, proof of eligibility, and a government-issued photo ID (i.e., driver’s license, passport, etc.) is required to complete an application.

NIHFCU Carefree Checking Account

With the basic NIHFCU Carefree Checking Account, you’ll enjoy no minimum balance requirements and no monthly fees.

You’ll also get access to surcharge-free withdrawals at over 30,000 network ATMs nationwide, Visa Debit Rewards where you can earn points for cash, gift cards and other rewards, and 1 no-fee cashier’s check per month.

Please feel free to exchange referrals for NIH Federal Credit Union in the below comments section, so that both current and new members can take advantage of the $50 bonus rewards.