Spruce mobile banking built by H&R Block aims to help you get better with your money by enabling you to create personalized saving goals, get automatic cash back rewards, view your free credit score, enjoy courtesy overdraft protection, and get your paycheck up to 2 days early with direct deposit.
Plus, you can get a $20 Spruce sign-up bonus when you have at least $200 in direct deposits to your Spruce Spending Account within 45 days of account opening.
With no credit check required to apply, anyone can open Spruce Spending and Savings Accounts, and there are no sign-up fees, no monthly fees, and no minimum balance requirements.
Spruce is a financial technology platform built by H&R Block, and the banking products are provided by Pathward, N.A., Member FDIC.
Spruce Spending Account $20 Sign-Up Bonus
Through this Spruce $20 Welcome Bonus, you can get a $20 cash bonus when you open your new Spruce accounts by December 31, 2022, and have at least $200 in qualifying direct deposits to your Spruce Spending Account within 45 days of account opening.
To receive this $200 Spruce sign-up bonus, you must open your new Spruce Spending and Savings Accounts prior to December 31, 2022, and receive at least $200 in qualifying direct deposits to your Spruce Spending Account within 45 days of account opening.
Direct deposits that qualify for this promotion are those made by ACH credit to your Spending Account, including recurring direct deposits from your employer or benefits provider, excluding tax refunds.
Any other types of deposits to your account, such as mobile check deposits, transfers from your Spruce Savings Account or other internal transfers, transfers from your external bank linked within Spruce, and cash transfers from third-party funds transfer providers do not count as qualifying direct deposits.
Your $20 bonus will be deposited into your Spruce Spending Account within 14 business days after you have completed the requirements.
If you are looking for a simple solution for your mobile banking needs that will help you get better with your money, try the Spruce Spending and Savings Accounts to get a $20 bonus with a direct deposit.