Truist Bank will give you a $300 or $500 bonus when you open a new personal checking account and complete 2 direct deposits totaling either $500 or $1,000 or more within 90 days of account opening.
To be eligible for banking with Truist, you must either open an account in-branch in one of the following states or open an account online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
If you open a Truist Bright Checking Account, there is a $12 monthly maintenance fee, but that fee is waived with monthly direct deposits over $500 OR a $1,500 average ledger balance.
Check out these Truist Bank promotions to earn a new personal checking account bonus if you live in a qualifying state.
Updated May 3, 2022: Please note that the $300 bonus offer has been extended through July 14, 2022, while the $500 offer has expired and not been extended at this time. We will continue to monitor the $500 bonus to see if they extend it going forward.
Truist Bank $300 Personal Checking Bonus – Available through July 14, 2022
1. For the $300 Truist Checking Bonus, you must apply Promo Code CHECKINGQ222 during online account opening.
2. After opening an eligible Truist checking account, you must complete 2 qualifying direct deposits totaling $500 or more within 90 days of account opening.
3. Once you meet the qualifications, Truist will deposit $300 into your new checking account within 4 weeks.
Truist Bank $500 Personal Checking Bonus – Expired
1. For the $500 Truist Checking Bonus, you must apply Promo Code TR1CHK22B during online account opening.
2. After opening an eligible Truist checking account, you must complete 2 qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
3. Once you meet the qualifications, Truist will deposit $500 into your new checking account within 4 weeks.
Truist Bank Promotional Details
- Eligible products are limited to new Truist Bright, Truist Fundamental, or Truist Dimension checking accounts ($50 minimum opening deposit).
- A qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency.
- Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
- Clients with an existing personal checking account or who have closed a personal checking account on or after 2/1/2021 with BB&T or SunTrust now Truist, and/or Truist are not eligible.
Truist Personal Checking Account Fees
Truist Dimension Checking: $50 minimum opening deposit; $20 monthly maintenance fee; waive monthly fee with monthly direct deposits over $3,000 OR $10,000 average ledger balance, by having a personal Truist credit card, mortgage or consumer loan, or by having a linked small business checking account.
Truist Bright Checking: $50 minimum opening deposit; $12 monthly maintenance fee; waive monthly fee with monthly direct deposits over $500 OR $1,500 average ledger balance.
Truist Fundamental Checking: $50 minimum opening deposit; $5 monthly maintenance fee ($3 in New Jersey); no option to waive monthly fee.
If you live in a qualifying state, take advantage of these Truist Bank personal checking account promotions to earn a $300 or $500 cash bonus.
You may also be interested in these Chase Bank Checking Account Promotions that are also available in many states across the U.S.A.
Debbie says
How long does this last?
anonymous says
Just to be certain, there can be multiple direct deposits totaling the amount or each deposit needs to be the amount or more?
Example 2 direct deposits of 500 = 1000 or 2 direct deposits of 1000?
Michelle Conboy says
Would Ebay direct deposit account from a eBay business? And can it be more than two I couldn’t be five deposits totaling $1000?
BRIAN ANDERSON says
instead of direct deposits from your employer, could you 2 transfers from an external bank account ? would they accept it ? some banks do and some don’t. not sure if this one does
abc def says
no, making a transfer does not count as a direct deposit, since its tax season you can get your refund directly deposited into the truist account which will count since you can get both federal and state
Gadget - Bank Bonus Geek says
Based on the account number & ACH RTN that was provided to me, and the fact they pulled ChexSystems, it appears to me they are running on the old BB&T backbone. (in the past Suntrust would pull EWS only, and BB&T would pull both Chex & EWS)
I had instant approval. In footprint. Super bonus, as long as it goes to plan.