The SunTrust Business Credit Card with Cash Rewards has a limited-time offer for 5% cash back on up to $2,000 in monthly office supply and fuel purchases in the first 12 months.
You’ll also get up to a 25% deposit bonus when you call to electronically redeem your cash rewards into a SunTrust Business Checking, Savings, or Money Market account.
You can apply by telephone for this SunTrust Business Credit Card or visit a SunTrust Bank branch to apply in person.
Just like the SunTrust Consumer Checking Account Bonus, this business card offer is only available to residents of Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia.
5% Cash Back on Gas and Office Supply Purchases
During the first 12 months after account opening, you will earn 5% on the first $2,000 spent during each billing cycle at participating gas stations and office supply retailers and 1% in those categories thereafter.
The 5% Cash Rewards benefit is only available during the first 12 months after account opening.
After the first 12 months, you will earn 3% on the first $2,000 spent during each billing cycle at participating gas stations and office supply retailers.
Wholesale clubs and discount stores will earn 0.25%.
All other qualifying purchases will earn 1%.
3% Cash Back on Gas and Office Supply Purchases
Qualifying fuel and office supply purchases will earn a 3% cash back credit, of which 1% is the base rate and 2% is a bonus, on the first $2,000 spent during each billing cycle and 1% in those categories thereafter.
This 3% rebate is available at participating gas stations and office supply retailers.
Wholesale clubs and discount stores will earn 0.25%.
For all other purchases, you can earn a cash back credit of up to 1% on qualifying purchases on your SunTrust Business Credit Card Account.
Earning and Redeeming Your Cash Back Rewards
There is no restriction on the amount of cash back credit that you may earn.
Your cash rewards credits will expire after 5 years, and they are redeemable on demand in U.S. dollars with a minimum of $25.
You may redeem your cash back for a statement credit, a check, or an ACH credit to the business deposit account that you designate.
Up to 25% Deposit Bonus Based on Business Deposit Relationship
If you redeem your cash back for an ACH credit to a SunTrust Business Checking, Savings, or Money Market account, SunTrust will add a 10% additional amount to your cash back via a separate ACH credit to your Checking, Savings, or Money Market account (e.g., if you redeem $50 in cash back via an ACH credit to your SunTrust Business Checking, Savings, or Money Market account, you will receive a second ACH credit for $5, for a combined total of $55 cash back).
Clients with SunTrust Business Advantage Plus Demand Deposit Accounts (DDA) will receive a cash back bonus of 25%, so on $100 in base Cash Rewards, you would earn an additional $25, which would total $125 in Cash Rewards earnings.
0% Introductory APR on Purchases for 12 Months
This SunTrust Business Credit Card with Cash Rewards also provides a 0% introductory APR on your purchases for 12 months, if you need interest-free financing on your business purchases for a year.
No Annual Fee
There is no annual fee for the SunTrust Business Credit Card.
You may also be interested in SunTrust consumer credit cards, including the SunTrust Travel Rewards Credit Card or the SunTrust Cash Rewards Credit Card for additional options for SunTrust Bank customers.
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