The IBMSECU Visa Platinum Credit Card will give you a 4.90% APR on balance transfers for the life of the transaction with no balance transfer fees and no annual fee.
Plus, you can earn a $50 bonus when you transfer $2,500 within 30 days of opening your new account.
If you’ve been looking for an option to transfer your high-interest credit card balances and save some money, and you qualify for membership in Florida or Georgia, then this credit card offer from IBMSECU may be able to help you save money.
If you don’t live in Florida or Georgia, then check out the Slate from Chase card for an alternative 0% balance transfer promotion that is available nationwide.
Membership in IBMSECU
To be eligible for IBMSECU membership (IBM Southeast Employees’ Credit Union), you must work for or be retired from a Member Company, live in an approved county, worship or attend school in an approved county, or be an immediate family member of/live in the same household as an existing member.
Participating Florida Counties: Broward, Hillsborough, Martin, Palm Beach, Pinellas, and Saint Lucie.
Participating Georgia Counties: Bartow, Cherokee, Clayton, Cobb, DeKalb, Douglas, Forsyth, Fulton, Gwinnet, Henry, Paulding, and Pickens.
Only $5 is needed to open a savings account and begin your lifetime Membership with IBMSECU.
IBMSECU Visa Platinum Credit Card Promotion
Just apply for your IBMSECU Visa Platinum Credit Card to get a 4.90% APR on balance transfers for the life of the transaction.
Plus, transfer a minimum of $2,500 within 30 days of account opening, and you’ll earn a $50 bonus.
These offers are valid from February 1, 2017, to February 28, 2017.
IBMSECU Credit Card Details
- Variable rates as low as 9.40% APR.
- No Balance Transfer Fees.
- No Cash Advance fees.
- No Annual Fee.
- Unlimited cash advances up to your available credit card limit.
- No automatic rate increases if your payment is a few days late.
- Overdraft option for your Credit Union Checking account.
- Visa Zero Liability Policy, Visa Checkout, and optional Verified by Visa security features.
4.90% APR for Life
Balance transfers processed during the first 90 days of account opening will receive a 4.90% APR for the life of the transaction and will accrue interest charges from the date posted.
A minimum credit score of 660 is required for the 4.90% balance transfer offer.
For members with a credit score below 660, balance transfers processed during the first 90 days of account opening will receive a rate of 9.90% APR for the life of the transaction.
Balance transfer proceeds may not be used to pay down or toward another IBMSECU loan or debt.
Balance transfer transactions must be processed by credit union personnel.
Online Banking and Overdraft transfers are processed as cash advance transactions, therefore, they do not qualify as a balance transfer.
Transfer balances of $2,500 or more in the first 30 days of credit card opening and you will earn a $50 bonus.
The $50 bonus is for new credit cards only, and your new card must be funded by February 28, 2017.
The $50 bonus payment will be deposited directly into your Membership Savings account by April 4, 2017.
If you qualify for membership with IBM Southeast Employees’ Credit Union and you are carrying high-interest balances on your credit cards, take advantage of this offer to get a low rate for life on your balance transfers with an extra $50 bonus.