Citibank will give you from $500 to $2,500 in bonus cash when you open a new Citibank Consumer Checking Account online, deposit a minimum of $30,000 within 20 days of account opening, and maintain your balance for an additional 60 days from the 21st day to unlock your bonus.
With a Citibank Business Checking Account, you can earn from $300 to $2,000 in bonus cash when you open a Citibank Business Checking Account in-branch, deposit at least $5,000 or more within 30 days of account opening, and maintain your balance for 60 consecutive calendar days.
Eligibility for Citibank Checking Bonuses
To be eligible, you must have a home residential address in: AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
You can apply online, in-branch, or by phone for these Citibank checking account offers, as long as you have not been a signer or owner of a Citibank checking account within the last 180 calendar days.
Citibank $500-$2,500 Personal Checking Bonus
1. Visit this Citibank $500-$2,500 Personal Checking Promotion to open a new Citibank checking account in an eligible account package.
2. Deposit new-to-Citibank funds into your new checking account within 20 days of account opening.
3. The balance of deposited new funds on your 20th day will determine your maximum eligible cash bonus.
4. Maintain the required minimum balance in your eligible account for an additional 60 days from the 21st day.
5. The cash bonus will be deposited into your Citibank checking account within 30 calendar days after you complete all required activities.
Citibank Personal Checking $500-$2,500 Bonus Tiers
- $500 Bonus = $30,000 Minimum Deposit.
- $1,500 Bonus = $200,000 Minimum Deposit.
- $2,500 Bonus = $300,000 Minimum Deposit.
Citibank Personal Checking Account Packages
- Basic Banking Package – $0 monthly service fee when you maintain $1,500+ balance, otherwise $12.
- Citibank Package – $0 monthly service fee when you maintain $10,000+ balance, otherwise $25.
- Citi Priority Package – $0 monthly service fee when you maintain $30,000+ balance, otherwise $30.
- Citigold Package – $0 monthly service fee when you maintain $200,000+ balance. Must maintain balance to remain a Citigold client.
If you don’t have the qualifying funds to deposit, then you may be interested in these easier promotions from Chase Bank and PNC Bank instead.
Citibank $300-$2,000 Business Checking Offer
1. Visit this Citibank $300-$2,000 Business Checking Offer to submit information about your business and get contacted by a Citibank Business Specialist.
2. Open a new Citi Business (Analyzed), Streamlined, or Flexible Checking Account in your local Citibank branch.
3. Within 30 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank funds to eligible accounts.
4. Maintain your balance for 60 consecutive calendar days.
5. The cash bonus for which you qualify will be credited to your Citibank Business Checking Account within 90 days from the end of the month in which you complete all Citi Checking Offer requirements.
Citibank Business Checking $300-$2,000 Bonus Tiers
- $300 Bonus = $5,000 Minimum Deposit.
- $750 Bonus = $20,000 Minimum Deposit.
- $1,500 Bonus = $100,000 Minimum Deposit.
- $2,000 Bonus = $200,000 Minimum Deposit.
Citibank Business Checking Accounts
- CitiBusiness Streamlined Checking – $15 monthly fee waived with an average collected balance of $5,000 or more.
- CitiBusiness Flexible Checking – $22 monthly fee waived with an average collected balance of $10,000 or more.
- CitiBusiness Analyzed Checking – $24 monthly fee but earnings credits, which you can accrue by linking other eligible deposit accounts, can help offset eligible banking fees.
Citibank Member-Get-Member Referral Bonuses
If you are a Citibank checking account member, you can earn an additional cash bonus of up to $100 for each new member that you refer who opens an eligible Citibank checking account and completes the promotional requirements.
To participate in the Citibank Member-Get-Member Referral Program, you must ask a bank representative for more details in-person when you visit a Citibank branch location, as the offer is not available online or in your Citibank online banking account.
Once you enroll in a branch, you can refer your friends and family to open an eligible Citibank checking account by providing them with your referral certificate, and you’ll earn up to $100 for every qualified referral.
You’ll earn a $25 cash bonus for referring a new member to open a Basic Banking Package, $50 for a Citibank Account Package, and $100 for a Citigold Account Package.
In order for you to earn a bonus, your friends must present your referral certificate when they open a Citibank checking account package in-branch and complete the required activities to qualify for the Citibank promotional offer that they enroll in through your referral offer.
If you open your new Citibank checking account in-branch, make sure to ask them about the Citi Member-Get-Member Referral Program to earn additional cash bonuses when you refer your friends to open a Citibank Checking Account Package.
Take advantage of this Citibank Consumer Checking Account bonus offer to earn $500-$2,500 in free cash bonus rewards, or open a Citibank Business Checking Account to earn $300-$2,000 bonus cash.
Find More Banking Bonuses
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Review these top bank account promotions and nationwide credit union new member offers to earn extra sign-up bonuses.
chloe says
Even you fulfill the requirement that opening a checking account and keeping $15,000 for 60days, you have to wait for 0-90days to get the bonus. Called the customer service, they said you need to wait for at least 1-2 billing cycles (30-60days) to get the bonus. It means that you have to keep $15,000 for 90-120days in total, or even longer to get the bonus dollars. For other banks, they give the bonus dollars immediately after your required holdout period. No need to wait for 1-2 billing cycles. Very disappointed with Citi