Citibank currently has 4 different consumer checking and savings account promotions that offer from $200 to $1,500 in bonus cash when you open a Citibank Checking Account Package with a qualifying deposit.
- Citigold Package – $1,500 bonus when you open a new checking account and savings account in the Citigold Package, deposit $200,000 within 30 days, and maintain $200,000 for at least 60 days.
- Citi Priority Package – $700 bonus when you open a new checking account and savings account in the Citi Priority Package, deposit $50,000 within 30 days, and maintain $50,000 for at least 60 days.
- The Citibank Account Package – $400 bonus when you open a new checking account and savings account in The Citibank Account Package, deposit $15,000 within 30 days, and maintain $15,000 for at least 60 days. Extra $100 bonus when you complete 1 direct deposit per month for 2 consecutive months within 60 days of account opening. That’s $500 total.
- Basic Banking Package – $200 bonus when you open a new checking account and savings account in the Basic Banking Package, deposit $5,000 within 30 days, and maintain $5,000 for at least 60 days.
Check out these Citibank Promotional Offers to open your new account.
You can apply online, in-branch, or by phone for these Citibank checking account offers, as long as you have not been a signer or owner of a Citibank checking account within the last 180 calendar days.
If you don’t have the qualifying funds to deposit, then you may be interested in these easier promotions from Chase Bank, First Tennessee Bank, KeyBank, and PNC Bank.
$1,500 Citigold Account Package Bonus
1. Open a new checking account and savings account in the Citigold Account Package.
2. Make an eligible deposit of $200,000 or more in new-to-Citibank funds into your new checking or savings account within 30 days after account opening.
3. Maintain a minimum balance of $200,000 for 60 consecutive calendar days following the date that you made your qualifying deposit.
4. The $1,500 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.
$700 Citi Priority Account Package Bonus
1. Open a new checking account and savings account in the Citi Priority Account Package.
2. Make an eligible deposit of $50,000 or more in new-to-Citibank funds into your new checking or savings account within 30 days after account opening.
3. Maintain a minimum balance of $50,000 for 60 consecutive calendar days following the date that you made your qualifying deposit.
4. The $700 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.
$400/$500 The Citibank Account Package Bonus
1. Open a new checking account and savings account in The Citibank Account Package.
2. Make an eligible deposit of $15,000 or more in new-to-Citibank funds into your new checking or savings account within 30 days after account opening.
3. Maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date that you made your qualifying deposit.
4. The $400 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.
5. Earn extra $100 bonus when you complete 1 direct deposit each month for 2 consecutive months within 60 days of account opening for a total cash bonus of $500.
$200 Basic Banking Package Bonus
1. Open a new checking account and savings account in the Basic Banking Package.
2. Make an eligible deposit of $5,000 or more in new-to-Citibank funds into your new checking or savings account within 30 days after account opening.
3. Maintain a minimum balance of $5,000 for 60 consecutive calendar days following the date that you made your qualifying deposit.
4. The $200 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.
Avoiding Citibank Monthly Banking Fees
Please note that you must maintain a substantial minimum balance in the Citigold and Citibank accounts in order to avoid paying monthly maintenance fees.
However, you can avoid the Basic Banking account monthly fee by making 1 direct deposit and 1 bill payment per statement period.
Citigold Account Package – There is no monthly service fee for a checking account in the Citigold Package. If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Package will be converted to the Citi Priority Package and your accounts will be subject to the terms and conditions then in effect for that package.
Citi Priority Account Package – A monthly service fee of $30 applies to the checking account in the Citi Priority Package if a combined average monthly balance of $50,000 or more is not maintained.
The Citibank Account Package – A monthly service fee of $25 and a $2.50 non-Citibank ATM fee apply to the checking account in The Citibank Package if a combined average monthly balance of $10,000 or more is not maintained.
Basic Banking Package – For the Basic Banking Package, to waive the $12 monthly service fee, make 1 qualifying direct deposit per statement period and 1 qualifying bill payment per statement period, or maintain a $1,500+ combined average monthly balance in eligible linked accounts.
These minimum balance requirements and monthly account fees may vary between different states, so please check the account details for your specific state before opening an account.
Take advantage of this Citibank Checking bonus offer to earn $200, $400, $700, or $1,500 in free rewards.
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