Citibank is offering a $300 bonus when you open a new consumer checking account in the Citibank Account Package, deposit $15,000 for at least 60 days into either your new checking account, a new or existing Citi Savings Account, or an existing Citibank Savings Plus Account, and complete 1 qualifying direct deposit to your new checking account each month for 2 consecutive months, available through September 30, 2017.
There is also a $500 bonus available when you open a new consumer checking account in The Citi Priority Account Package, deposit $50,000 in funds for 60 days, and complete 1 qualifying direct deposit to your new checking account each month for 2 consecutive months, available through September 30, 2017.
You can apply online, in-branch, or by phone for these Citibank checking account offers.
If you don’t have $15,000 or $50,000 in funds to deposit, then you may be interested in these easier promotions from Chase Bank, First Tennessee Bank, KeyBank, and PNC Bank.
$300 Citibank Account Package Bonus
1. Visit this Citibank Checking Account $300 Promo Page to apply online, visit a Citibank branch to apply in person, or call CitiPhone Banking to apply by phone (when you apply online through the promo link, the Offer Code should automatically be applied on the first page of the application).
2. Open a new consumer checking account in the Citibank Account Package by September 30, 2017.
3. Make an eligible deposit of $15,000 or more in new-to-Citibank funds into your new checking account, a new or existing Citi Savings Account, or an existing Citibank Savings Plus Account within 30 days after account opening, and maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date that you made your qualifying deposit.
4. Complete 1 qualifying direct deposit to your new checking account each month for 2 consecutive months.
5. The $300 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.
Citibank $300 Checking Promotional Details
- A new consumer checking account in The Citibank Account Package is required.
- Customers must be 18 years or older to participate in this promotion.
- Existing checking customers are not eligible.
- Enrollment in this offer does not guarantee eligibility.
- To qualify for this promotion, you must enroll in the promotion, meet the terms and conditions of this offer and perform the required qualifying activities contained in this offer.
- To be eligible for this offer, you must not currently have a consumer checking account with Citibank or have been a signer on or owner of a Citibank consumer checking account within the last 60 days.
- Signers on fiduciary, estate, business and certain trust accounts may be eligible.
- Eligible accounts must have been opened within 60 calendar days of enrollment in this offer.
- Customer can have an existing Citibank Savings Plus Account.
- Offer may be modified or withdrawn at any time without notice, is not transferable and cannot be combined with any other checking offer.
- If you meet the terms of 2 or more checking offers in the same calendar month, you will receive the offer with the higher bonus value.
- Limit of 1 of each offer per customer and 1 offer per account.
- Fiduciary, estate, business and certain trust accounts are not eligible.
- A monthly service fee of $25 applies to the checking account in The Citibank Account Package and a $2.50 non-Citibank ATM withdrawal fee if combined average monthly balance requirements are not maintained.
$500 Citi Priority Account Package Bonus
1. Visit this Citi Priority Account Package $500 Promo Page to apply online, visit a Citibank branch to apply in person, or call CitiPhone Banking to apply by phone (when you apply online through the promo link, the Offer Code should automatically be applied on the first page of the application).
2. Open a new consumer checking account in the Citi Priority Account Package by September 30, 2017.
3. Make an eligible deposit of $50,000 or more in new-to-Citibank funds into your new checking account, a new or existing Citi Savings Account, or an existing Citibank Savings Plus Account within 30 days after account opening, and maintain a minimum balance of $50,000 for 60 consecutive calendar days following the date that you made your qualifying deposit.
4. Complete 1 qualifying direct deposit to your new checking account each month for 2 consecutive months.
5. The $500 cash bonus will be credited to your new checking account within 90 days from the end of the month in which you complete all offer requirements.
Avoiding Citibank Monthly Banking Fees
Please note that you must maintain a substantial minimum balance in the Citigold and Citibank accounts in order to avoid paying monthly maintenance fees.
However, you can avoid the Basic Banking account monthly fee by making 1 direct deposit and 1 bill payment per statement period.
Citi Priority Account Package – A $30 monthly service fee applies to the checking account in The Citi Priority Account Package if minimum combined average monthly balances are not met. Except for the first 2 months after opening your new Citi Priority account or converting to Citi Priority, you will be charged a $30 monthly statement fee if you do not maintain the required $50,0000 in combined average monthly balances in eligible linked deposit, retirement, and investment accounts.
Citigold Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $50,000 in deposits and retirement balances OR $100,000 in combined average monthly balances in deposits, retirement, investments, credit cards, and loans/lines of credit excluding first mortgage, otherwise a $30 monthly service fee is applied. Effective November 1, 2016, the $30 monthly service fee will be eliminated for customers in The Citigold Account Package. If you do not maintain a minimum combined average monthly balance of $200,000 in eligible deposits, retirement accounts and investment balances, your Citigold Account Package will be converted to a different banking package and your accounts will be subject to the terms and conditions then in effect for that package.
Citibank Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $10,000 in eligible linked products, otherwise a monthly service fee of $25 is applied. Eligible linked products are linked deposits, loans, mortgages, credit cards, retirement and investment accounts.
Basic Banking Package – Monthly service fee is waived if the following transactions are completed: maintain a combined average monthly balance of $1,500 in either your Basic checking or your linked Basic Savings Account OR if you make 1 Direct Deposit AND 1 Bill Payment each monthly statement period, otherwise a $10 monthly service fee is applied. Qualifying bill payments are those made using Citibank Online, Citi Mobile or CitiPhone Banking. Bills paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates do not qualify as bill payments for this offer. Qualifying direct deposits are Automated Clearing House (ACH) credits, which may include payroll, pension, or government payments (such as Social Security) by your employer or an outside agency.
These minimum balance requirements and monthly account fees may vary between different states, so please check the account details for your specific state before opening an account.
It’s also important to note that the value of rewards from redeemed points will be reported to the IRS as miscellaneous income on Form 1099-MISC, as required by applicable law.
Take advantage of this Citibank Checking bonus offer to earn $300 in free rewards.
If you are able to make a larger deposit, then this Citibank Savings Plus Account Promotion may be a better option for you to earn even more cash rewards.
Sign up for your new Citi checking account bonus today.
