Fairwinds Credit Union will give you a $100 bonus when you open a Freedom Spending Account or Checking Account and set up a recurring direct deposit of $200 or more within 45 days of account opening.
On top of that, through the Fairwinds CU Refer-A-Friend Program, you can earn up to $1,000 in bonus rewards per year for referring your friends to join Fairwinds Credit Union.
The Fairwinds Freedom Spending Account is a free checking account with no monthly service fees and no monthly minimum balance requirements.
Plus, Fairwinds CU serves members throughout the U.S.A. and the world, so you can become a member regardless of where you live.
In order to join Fairwinds CU, you only need to deposit a $5 membership share, which gives you ownership in the credit union with access to all of the benefits of membership.
How To Earn $100 Fairwinds Checking Bonus
1. Join via a current Fairwinds Credit Union member’s referral link to get started (see below for current referral links).
2. Open a Fairwinds Freedom Spending Account or Checking Account.
3. Set up a recurring direct deposit of $200 or more within 45 days of account opening (must be made by ACH deposit).
4. Your $100 referral reward will be deposited on or about the 15th day of the month following the deposit of the qualifying funds.
Fairwinds CU Referral Links to Use
The following referral links will provide you with a $100 bonus when you join Fairwinds Credit Union and complete the requirements:
- Fairwinds Referral Link #1 – From Douglas
- Fairwinds Referral Link #2 – From Michelle
- Fairwinds Referral Link #3 – From Eric
- Fairwinds Referral Link #4 – From Dominique
- Fairwinds Referral Link #5
Please feel free to share your experiences with Fairwinds and your referral links in the comments below this article, and we will post them here as long as you provide some details about your experience.
Fairwinds $100 Refer-A-Friend Program
Once you join Fairwinds Credit Union, you can earn up to $1,000 in bonus rewards per year for referring your friends and family to join.
In order to participate in the Fairwinds Referral Program, you must be a member in good standing and be an owner of a Fairwinds consumer Spending or Checking Account.
To access your Fairwinds referral link, visit “Additional Services” under the online banking menu, and then go to “Refer and Earn” to get your link.
When your referrals join via your unique referral link, open a Fairwinds consumer Spending or Checking Account, and receive a recurring direct deposit of $200 or more within 45 days of opening, you will both receive a $100 bonus reward.
The qualifying direct deposit must be a deposit made by Automated Clearing House (ACH) deposit.
Referral rewards will be paid to each party on or about the 15th day of the month following the deposit of the qualifying funds into the referred individual’s new Spending or Checking Account.
You may receive a total of up to $1,000 in referral rewards per calendar year.
Reader Experience from Fairwinds Member
The following details have been provided by our reader Gadget, and you may feel free to use his Fairwinds Referral Link to qualify for this $100 bonus offer.
What my experience was:
Appears to be available nationwide, as I am Out of State in Virginia. The application is really simple. No hard pull – does pull Chex, but not inquiry sensitive. Not sure of EWS pull at the moment. In the shopping cart in the upper right corner of the application, you will see the products they automatically selected (Freedom Spending account, Membership Share, Debit Card, and the referral code you used). They make it so you do not have to select individual products.
P1 had next day approval, as I believed an identity question had two valid answers. P2 had instant approval, which shows the member number at the end of the application. Out of five identity questions, I’d expect only one or two to be valid. If you have never seen a specific question before and you are undecided which is the right answer, I’d go with “none of the above”. If not instantly approved, the “Welcome to FAIRWINDS” approval e-mail has your member number so you can sign up for online banking.
If you use PayPal to fund, the maximum is $500 for spending and savings $5 (auto-filled) for membership share. (PayPal is a 5% rewards category this quarter on the Discover card) I had issues when using Firefox browser and PayPal. When I’d get to the next screen after entering the amount, the Yellow Button to login to PayPal did not appear so I could not proceed. Use Chrome or Edge. Firefox may work fine for other funding methods but I closed out and started over. I hear others had the same issue with mobile browsers as well. Anyway, the charge is pending as a purchase, not a cash advance.
The referral tracker (maximum of $1000 per year) and your own referral link are found in the online banking menu under “Additional Services”, “Refer and Earn”, available as soon as you have account access. However, the referral numbers do not populate right away and I am unsure when it will update, and if it will show the users that used your link or just the number that were successful.
I suspect this offer will die sooner rather than later. These offers don’t come around that often. Highly recommend using someone’s link that is available for questions that may arise.
Please feel free to share your experiences with this Fairwinds Credit Union referral promotion as well as your referral links in the below comments.