HSBC Bank will give you up to a $750 bonus when you open a new HSBC Choice Checking, Advance Checking, or Premier Checking relationship and make a qualifying deposit for 90 days.
This offer is available nationwide to anybody in the U.S.A. who wants to open an HSBC Bank checking account.
Current HSBC Bank Checking Promotions
$200 HSBC Choice Checking: Get a $200 Welcome Deposit for eligible new customers who open an HSBC Choice checking account with qualifying activities. Limited time only.
$350 HSBC Advance Checking: Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only.
$750 HSBC Choice Checking: Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.
Apply online through this HSBC Promotional Link to qualify for this offer.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
If you are considering opening an HSBC Advance or HSBC Premier checking relationship, then you may also wish to consider opening an HSBC Credit Card Account to qualify for up to an additional $750 in bonus rewards.
How To Qualify for $200, $350 or $750 HSBC Bank Checking Bonus
1. Open a new HSBC checking account.
2. Deposit a minimum qualifying balance within 30 days of account opening.
3. Maintain the minimum qualifying balance for 90 days from the date that you deposited the minimum qualifying balance.
HSBC Choice Checking – $200 Bonus with $1,500 Qualifying Balance of new money in combined checking and savings accounts.
HSBC Advance Checking – $350 Bonus with $10,000 Qualifying Balance of new money in combined checking and savings accounts.
HSBC Premier Checking – $750 Bonus with $100,000 Qualifying Balance of new money in combined checking, savings, and investment accounts.
The $200, $350, or $750 bonus will be deposited into your new HSBC checking account 8 weeks after completing the qualifying activities.
Eligibility for HSBC Checking Promotion
You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online.
Customers who held an HSBC consumer deposit or investment account from December 28, 2015, through and including December 28, 2018, are not eligible for this offer.
There is a limit of 1 Welcome Bonus Deposit per customer, including all individual and joint accounts.
Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, which are defined as incentives in a form of merchandise, cash bonus, and preferred rates on savings accounts and/or CDs that are offered to customers who open an eligible checking account and satisfy qualifying activities.
HSBC Checking Relationship Requirements
You must meet the following balance requirements in order to avoid any monthly maintenance fees with HSBC checking accounts.
Choice Checking
To avoid a monthly $15 maintenance fee for Choice Checking, you need to maintain a direct deposit OR $1,500 in total combined personal deposit and investment balances.
Advance Checking
To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use your HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
Premier Checking
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use your commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
HSBC customers can also participate in the HSBC Share the Experience Program to earn referral bonuses from HSBC Bank.
I filled in online for nearly 1 hour, and were declined in 1 second after the submission, saying that the identity could not be verified. I have an account with another bank and a credit card. I don’t know why you can’t verify it.
Hey everyone:
I have had multiple people redeem using my code and it was successful. The customer service representatives have been helpful in setting up the accounts and have used my reference code successfully.
I noted that the bonuses have decreased. However, I spoke with a CSR who noted that since the code has been used prior to the changes and that the account is good standing, the previous bonus amounts of $500, $250, and $50 are still applicable versus the new lowered rates. My code is still available and is S013413200.
The application is normal and over the phone. The process varied from 30 – 60 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.
The individuals verified that the referral code (S013413200) worked and requested the the name associated with the account (Lexi Smith). I hope the process is as easy for you as it was for those who have previously used my code!
If you have any questions, please reach out to my husband at nick.smith.bank.bonuses@gmail.com.
As always, I love people getting easy money and this is as easy as it comes.
Best,
Lexi
Applied. Denied. 2 minutes. What’s up with that? this bank’s got issues.
I applied a week ago. I got the 2 drops in my bank account. Reported the trial deposits and have heard nothing. When i call, no one ever gets on the line. There is just a very very very long wait. I still haven’t heard from them. What a joke.
Is 3000 minimum cummulative amount required nonetheless ? Or is it only when a direct deposit is involved
I applied and it went silent until two days ago when they informed me that my initial deposit went through. Took about 4 business days.
I applied this last Wed. and have not heard anything from them at all.
Same here.
The day after my submission, they reached out to me saying they couldn’t verify my employment details, cancelled my original application and told me to wait 24 hours before applying again with more specific details. Just a heads up, if you aren’t currently employed this might not work for you. I am employed, don’t know what they couldn’t find.