HSBC Bank: $50-$450 Checking Bonus and $2,000 Referral Rewards

HSBC Bank offers a $200 bonus with HSBC Advance Checking or a $450 bonus with HSBC Premier Checking when you complete qualifying direct deposits.

Apply online for this HSBC Checking Promotion to qualify for up to $450 in cash bonuses.

These offers are available online nationwide to anybody in the U.S.A. who wants to open an HSBC Bank checking account.

To apply online, you must be at least 18 years old, have a Social Security Number, currently have a U.S. residential address, and have had U.S. residency for the past 2 years.

$200 HSBC Advance Checking Bonus

To earn $200 with HSBC Advance Checking, you must complete the following activities:

1. Open your new HSBC Advance checking account.

2. Make recurring monthly Direct Deposits totaling at least $500 from a third party for 3 consecutive calendar months from the second full calendar month after account opening.

3. You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account within 8 weeks after completing all qualifying activities.

To qualify for an HSBC Advance relationship, you must meet any of the following qualifications:

• Maintain balances of $5,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts OR;
• Have a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR;
• Have an HSBC U.S. residential mortgage loan (Home Equity products are not included).
• A monthly maintenance fee of $25 will be incurred if one of these requirements is not maintained.

$450 HSBC Premier Checking Bonus

To earn $450 with HSBC Premier Checking, you must complete the following activities:

1. Open your new HSBC Premier checking account.

2. Make recurring monthly Direct Deposits totaling at least $5,000 from a third party for 3 consecutive calendar months from the second full calendar month after account opening.

3. You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account within 8 weeks after completing all qualifying activities.

To qualify for an HSBC Premier relationship, you must meet any of the following qualifications:

• Maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR;
• Have recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR;
• Have an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
• Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship.
• A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

HSBC Bank “Share the Experience” Referral Program

Once you start your HSBC relationship, you can earn up to $2,000 in bonuses per year for referring friends or businesses by sharing your unique referral code.

Plus, your referrals will also receive a 1-time bonus for opening an account at a U.S. HSBC branch or by phone using your referral code.

To participate in the HSBC Bank Referral Program, you must have a Premier, Advance, Choice Checking, or Fusion (Business) account.

For each friend or business that you refer, you will receive a $100 referral bonus for up to $2,000 in total Share the Experience referral bonuses per calendar year.

Once your referrals meet the account qualifications, they will receive a cash bonus as well.

HSBC Referral Bonuses for New Members

• $400 Premier Checking Bonus – New member must meet account relationship qualifications.
• $200 Advance Checking Bonus – New member must meet account relationship qualifications.
• $50 Choice Checking Bonus – New member must meet account relationship qualifications.
• $400 Fusion Professional Checking (Business) Bonus – New member must deposit $75,000 within 30 days and meet account relationship qualifications.
• $300 Fusion Smart Checking (Business) Bonus – New member must deposit $25,000 within 30 days and meet account relationship qualifications.
• $200 Fusion First Checking (Business) Bonus – New member must deposit $5,000 within 30 days and meet account relationship qualifications.

The referred new member must provide the current member’s personalized referral code at account opening for you both to qualify and receive credit for the referral bonus.

In order to qualify, the referred consumer or business must not currently hold, or have held in the past 3 years, any HSBC consumer deposit, investment account, or business account.

Take advantage of the HSBC “Share the Experience” Referral Program to earn extra bonus rewards for sharing HSBC Bank.

If you start an HSBC checking relationship, then you may also wish to open an HSBC Credit Card Account to qualify for additional bonus rewards.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.