HSBC Bank will give you up to a $750 bonus when you open a new HSBC Advance Checking or Premier Checking relationship with qualifying activities.
This offer is available nationwide to anybody in the U.S.A. who wants to open an HSBC Bank checking account.
Current HSBC Bank Checking Promotions
$350 HSBC Advance Checking: Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only.
$750 HSBC Premier Checking: Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.
Apply online through this HSBC Promotional Link to qualify for this offer.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
If you are considering opening an HSBC Advance or HSBC Premier checking relationship, then you may also wish to consider opening an HSBC Credit Card Account to qualify for up to an additional $750 in bonus rewards.
How To Qualify for $350 HSBC Advance Checking Bonus
1. Open a new HSBC Advance checking account.
2. Deposit a minimum qualifying balance of $5,000 within 30 days of account opening.
3. Maintain the $5,000 minimum qualifying balance for 90 days from the date that you deposited the minimum qualifying balance.
4. Set up a recurring direct deposit from a third party to your HSBC Advance checking account at least once per calendar month for 3 consecutive months following your account opening month.
5. The $350 bonus will be deposited into your new HSBC checking account 8 weeks after completing the qualifying activities.
How To Qualify for $750 HSBC Premier Checking Bonus
1. Open a new HSBC Premier checking account.
2. Make recurring direct deposits totaling at least $5,000 from a third party to your HSBC Premier checking account per calendar month.
3. Receive monthly direct deposits totaling at least $5,000 into your checking account for 3 consecutive calendar months from the first full calendar month after account opening.
4. The $750 bonus will be deposited into your new HSBC checking account 8 weeks after completing the qualifying activities.
Eligibility for HSBC Checking Promotion
You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online.
Customers who held an HSBC consumer deposit or investment account from December 28, 2015, through and including December 28, 2018, are not eligible for this offer.
There is a limit of 1 Welcome Bonus Deposit per customer, including all individual and joint accounts.
Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, which are defined as incentives in a form of merchandise, cash bonus, and preferred rates on savings accounts and/or CDs that are offered to customers who open an eligible checking account and satisfy qualifying activities.
HSBC Checking Relationship Requirements
You must meet the following balance requirements in order to avoid any monthly maintenance fees with HSBC checking accounts.
Choice Checking
To avoid a monthly $15 maintenance fee for Choice Checking, you need to maintain a direct deposit OR $1,500 in total combined personal deposit and investment balances.
Advance Checking
To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use your HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
Premier Checking
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use your commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
HSBC customers can also participate in the HSBC Share the Experience Program to earn referral bonuses from HSBC Bank.
BOTTOM LINE UP FRONT:: Yes, the codes worked, I just got my $750 bonus, and HSBC treats me like royalty!! WIN-WIN-WIN!
MORE DETAILS:
FIRST, I have nothing but PRAISE for MaximizingMoney.com. Their links to various banking and credit card offers have made us several thousand dollars in cash bonuses over the last four years, and oodles of free flights and hotel rooms.
Obviously, it helps that we have great credit ratings, and also a Direct Deposit to help meet deposit requirements.
SECOND, props to HSBC for superb customer service!! It’s sad to read of past cases where customer service was poor. For myself, HSBC provided top-notch, world-class customer service experience — THE BEST I HAVE EVER RECEIVED FROM ANY BANK.
And then they gave me $750.00 just to switch to their bank!!! Awesome sauce, right?!?!?!?
THIRD, I’d like to offer just a couple tips for others seeking to maximize banking bonuses: >> Banks want to attract customers with very good credit scores and a stable financial history. IF YOU WANT BIG BANK BONUSES, FIX YOUR CREDIT SCORES/RATINGS FIRST!
>> READ offer terms carefully, especially the small print!
>> You MUST follow the rules of the offer, exactly, or the offering Bank doesn’t owe you a thing!!!
>> The cost for any bank bonus is the time needed to open new accounts and shift your finances around a bit. Fortunately, today’s world let’s you do most of this via the internet.
>> Don’t bother with small bank bonuses!! The benefits generally aren’t worth your time!
>> Be selective — wait for juicier offers from the bigger national or international banks and some regional banks!! Smaller offers are nice, but they can also soak up a lot of your time. Personally, I no longer bother with any bank offer under $250; set your minimum as you see fit.
>> Track offers through the internet — IMHO, there’s no better place to do this than via http://www.MaximizingMoney.com.
Sign up for their emails, too.
>> Organize for Bonus Success!! Before contacting a bank in pursuit of a bonus. gather all the data you’re going to need, including salary/pension info. Literally, have it at your fingertips BEFORE you call or go online.
>> DON’T BE BANKING-STUPID!! Meaning, don’t bounce checks, nor bust your required minimum balances. ‘Nuff said!
>> USE YOUR TOOLS!! You’ve got a computer and smart phone, right? So use them to set up reminders and to-do tasks to earn those bonuses. Set goals for yourself to ensure you meet time-sensitive deadlines such as changing your Direct Deposit destination bank.
>> If YOU mess up by not meeting a bonus requirement, don’t blame the bank!! You can try, one time, calling them, apologizing for your error and asking, NICELY, if there is anything you can do to get yourself back on track with the offer. If not, be an adult, don’t whine and move on!!! Keep the account(s) if they make financial sense or add convenience/features you want. You can cancel the accounts, but never do it in anger or spite. Be professional and polite — because in the age of the internet, bank employees’ notes on your temper tantrum can hang around for a very long time — and may impact a future high-dollar bonus offer four years hence!!
Obtaining bank bonuses can be extremely rewarding, especially for senior citizens like myself. Approach bonuses with good manners, do your homework and pay attention to the details, and you can earn significant bank bonuses with minimal work.
Best of luck!!
I filled in online for nearly 1 hour, and were declined in 1 second after the submission, saying that the identity could not be verified. I have an account with another bank and a credit card. I don’t know why you can’t verify it.
Hey everyone:
I have had multiple people redeem using my code and it was successful. The customer service representatives have been helpful in setting up the accounts and have used my reference code successfully.
I noted that the bonuses have decreased. However, I spoke with a CSR who noted that since the code has been used prior to the changes and that the account is good standing, the previous bonus amounts of $500, $250, and $50 are still applicable versus the new lowered rates. My code is still available and is S013413200.
The application is normal and over the phone. The process varied from 30 – 60 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.
The individuals verified that the referral code (S013413200) worked and requested the the name associated with the account (Lexi Smith). I hope the process is as easy for you as it was for those who have previously used my code!
If you have any questions, please reach out to my husband at nick.smith.bank.bonuses@gmail.com.
As always, I love people getting easy money and this is as easy as it comes.
Best,
Lexi
Applied. Denied. 2 minutes. What’s up with that? this bank’s got issues.
I applied a week ago. I got the 2 drops in my bank account. Reported the trial deposits and have heard nothing. When i call, no one ever gets on the line. There is just a very very very long wait. I still haven’t heard from them. What a joke.
Is 3000 minimum cummulative amount required nonetheless ? Or is it only when a direct deposit is involved
I applied and it went silent until two days ago when they informed me that my initial deposit went through. Took about 4 business days.
I applied this last Wed. and have not heard anything from them at all.
Same here.
The day after my submission, they reached out to me saying they couldn’t verify my employment details, cancelled my original application and told me to wait 24 hours before applying again with more specific details. Just a heads up, if you aren’t currently employed this might not work for you. I am employed, don’t know what they couldn’t find.