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Financial and Money Service Promotions

Maximizing Money covers various financial service promotions for sending money to friends, increasing your savings, borrowing money, and more.

In this section, you'll find Remittance Money Transfer Services, Loan Providers, Financial Apps, Savings Alternatives, Money Management Accounts, Personal Finance Services, Bitcoin Bonuses, and more.

Table of Contents

1. Money Transfers
2. Loans
3. Prepaid Cards
4. Bitcoin
5. Finance Apps
6. Most Recent Finance Articles

Top Money Transfer Bonuses

Get cash rewards for using these money transfer and payment services.

  • Square Cash App - Get a $5 Bonus When You Connect a Debit Card and Send at least $5 to a Friend.
  • Circle Pay - Get a $5 or $10 Bonus When You Send at least $25 from Your Debit Card to a Friend.
  • Ria - Get a $10 Amazon Gift Card When You Complete Your First Transfer of $100 or more from Your Bank Account to Send Money Worldwide.
  • Remitly - Get Special Exchange Rates or Fee-Free Transfers When You Send Money to Countries Worldwide.
  • Xoom - Get a $20 Amazon Gift Card when you make your First Money Transfer for $400 or more.
  • Pangea - Get a $30 Bonus Credit to Send Money to Latin America, China, India and Other Countries.
  • TransferWise - Get Your First Transfer Free When You Make International Money Transfers.
  • Sharemoney - Refer Friends to Get Free Transfers When You Send Money from the U.S.A. to Various Countries.
  • CurrencyFair - Get a €30 Bonus for Your First International Money Transfer of at least €2,000 EUR (Not Available to U.S. Residents).

Top Lending Services

Get a cash bonus with a student refinance or personal loan from these lending networks.

  • Social Finance (SoFi) - Earn a $100 Bonus when you Refinance Your Student or Parent PLUS Loans, or Earn a $100 Bonus when you Complete a Personal Loan.
  • Credible - Earn a $1,000 Bonus to Consolidate and Refinance Your Student Loans of at least $30,000 ($100 Bonus for under $30,000), or Earn $100 with a Personal Loan.
  • ELFI Education Loan Finance - Earn up to a $200 Bonus to Refinance Your Education Loan Debt of at least $15,000.
  • Lending Club - Get Access to Low Interest Rates for Borrowers with a Peer Lending Network.
  • CommonBond - Refinance Student Loans and Parent PLUS Loans, or Secure MBA Student Loans, Plus Earn $200 for Referring Your Friends.
  • Peerform - Get a $25 Gift Card with a Peer-to-Peer Personal Lending Network when your Loan Gets Funded.

Prepaid Debit Card Promotions

These prepaid cards provide alternative options to traditional bank accounts.

  • RushCard - Get a $30 Sign-Up Bonus when you Load at least $3.95 to Your New Prepaid Card Account.
  • NetSpend Card - Get a $20 Sign-Up Bonus when you Load at least $40 to Your New Prepaid Card.
  • Western Union Card - Earn a $20 Cash Bonus when you Load a Minimum of $40 to Your New Prepaid Card.
  • Brink's Prepaid Card - Earn a $20 Sign-Up Bonus to Load at least $40 to Your New Prepaid Card Account.
  • Waleteros Prepaid Card - Get a $5 Sign-Up Bonus when you Add $20 to Your New Account.
  • Chime Card - Earn a $50 Cash Bonus when you Set Up a Payroll Direct Deposit of $200 or more to Your New Banking Account with Debit Card.
  • Control Card - Earn a $20 Sign-Up Bonus when you Load at least $40, and Receive a 5% APY on Balances of up to $1,000 with a Direct Deposit.
  • Unidos Card - Get a $10 Bonus when you Load $1,000 into Your New Prepaid Card Account.
  • PayPal Prepaid Card - Get a $5 Sign-Up Bonus when you Load at least $10 on Your New Card.
  • AccountNow Card - Earn a $10 Sign-Up Bonus when you Load Money to Your New Account, Plus Get a $15 Bonus when you Receive a Recurring Direct Deposit for at least $500 Per Month for 2 Consecutive Months.
  • Insight Prepaid Debit Card - Earn a 5% APY on Deposits of up to $5,000 into Your Savings Account with this Prepaid Card.
  • Walmart MoneyCard - Earn up to $75 Cash Back Each Year on Your Qualified Spending with this Reloadable Prepaid Card.
  • Bento Business Prepaid Card - Get a $125 Amazon Gift Card when you Load at least $2,500 and Make 1 Purchase on this Business Prepaid Card for Managing Employee Expenses.

Free Bitcoin Bonuses

Earn free Bitcoin when you use these online services to buy and sell Bitcoin.

  • Coinbase - Get a $10 Bonus with your new Bitcoin Wallet when you buy $100 of Bitcoin or more.
  • Purse - Get a $5 Bonus when you Make Bitcoin Transactions of $100 or more on Amazon.com or within their Bitcoin Marketplace.
  • Bitlio - Get a $10 Free Bitcoin Credit with your First Purchase on their Local Bitcoin Exchange, and Earn up to $15 for Referrals.
  • Luno Crypto Wallet - Get a €5 Free Bitcoin Bonus when you Buy or Sell €250 or more (Non-USA only).

Finance App Offers

Get special bonus offers for trying these financial mobile apps.

  • Qapital - Get a $5 Bonus with this Automated Savings Account when you Link a Checking Account and Transfer Any Amount toward your Savings Goal.
  • Ingo Money - Get a $15 Bonus with this Check Cashing App when you Cash Your First Check (10-Day No Fee Option).
  • Acorns - Get a $5 Bonus Credit when you Create Your Free Account with this Automated Spare-Change Investment Service.
  • Clarity Money - Get a $3 Bonus when you Link at least 1 Financial Institution to this Free Financial Management App.
  • Rize - Get a $5 Sign-Up Bonus after your Automatic Savings Account is Approved, and Earn a 1.16% APY on your Savings.
  • Empower - Earn a $5 Cash Bonus when you download this Free Money Management App and Link Your First Checking or Savings Account.
  • SPENT - Get a $10 Cash Bonus when you Register for this Free Expense Management App and Make Your First Cash Back Earning Purchase on a Linked Card.
  • WinWin - Earn a $5 Bonus when you Link Your Bank Account to Start Automatically Saving Money with this app, plus Play Daily Games for Cash Prizes and Enter $1,000 Weekly Grand Prize Giveaways with more entries earned for your extra savings activities.

Most Recent Finance Articles

Review these money services archives for the best promotions that are updated on a regular basis.

Google Pay Promotions – Free $10 Google Play Credit, $5 PayPal Bonus and $100 Referral Rewards

by MM Team · 1 Comment

Google Pay is currently offering a free $10 Google Play credit to use toward movies, books, games and more after your first purchase with Google Pay, plus you can earn a $5 bonus for adding PayPal and up to $100 in referral bonuses for sharing Google Pay with your friends and family. [Read More] Google Pay Promotions – Free $10 Google Play Credit, $5 PayPal Bonus and $100 Referral Rewards

Waleteros Prepaid Debit Visa Card $25 Sign-Up Bonus and $25 Referrals

by MM Team · 1 Comment

The Waleteros Prepaid Debit Visa Card makes it easy to get paid, pay your bills, and send money from your phone with the Waleteros app, and there are no monthly fees with the Waleteros Prepaid Card’s “Pay Per Use” plan.

Just download the Waleteros app through this $25 Waleteros Promo Link by July 1, 2018, and once you direct deposit your paycheck of at least $500 for at least 2 consecutive paydays, you will receive a $25 bonus deposit. [Read More] Waleteros Prepaid Debit Visa Card $25 Sign-Up Bonus and $25 Referrals

WinWin App – Save Money and Win Cash Prizes – $5 Sign-Up Bonus and $5 Referrals

by MM Team · 2 Comments

Check out the WinWin App (iOS only) to make saving money fun again with the opportunity to play daily games for free cash and win $1,000 weekly grand prizes, plus get a $5 bonus just for creating your WinWin account and linking a bank account, which you can withdraw immediately to your external bank account. [Read More] WinWin App – Save Money and Win Cash Prizes – $5 Sign-Up Bonus and $5 Referrals

SoFi Peer-To-Peer Student Loan Refinancing $100 Referral Bonus

by MM Team · 2 Comments

The Social Finance (SoFi) peer-to-peer student loan refinancing platform offers a $100 bonus credit when a new customer refinances a student loan or a $100 bonus credit when a new customer takes out a personal loan.

Just sign up for this $100 SoFi Student Loan Bonus or this $100 SoFi Personal Loan Bonus to refinance your student loan or take out a personal loan and earn a $100 reward. [Read More] SoFi Peer-To-Peer Student Loan Refinancing $100 Referral Bonus

ELFI Education Loan Finance $300 Bonus to Refinance Student Debt – $50,000 Giveaway

by MM Team · 1 Comment

The ELFI Education Loan Finance Program offered by SouthEast Bank can help you consolidate or refinance your student loans with manageable payments, affordable rates, flexible terms, no application fees, no origination fees, and no prepayment penalties, plus you can earn up to $300 in bonus cash when you refinance your education loans with ELFI for a $15,000 minimum refinance balance.

Updated June 4, 2018 – Student Loan Contest and Fast Track Bonus Increased: Education Loan Finance is giving away $50,000 towards student loan debt, and they have increased their Fast Track Bonus from $100 to $200 (and that’s on top of the $100 referral bonus for $300 in total bonus cash). [Read More] ELFI Education Loan Finance $300 Bonus to Refinance Student Debt – $50,000 Giveaway

Acorns Spare Change Investment Service $5 Referral Program Bonuses

by MM Team · 18 Comments

Acorns is an investment service that invests your spare change automatically from everyday purchases into a diversified portfolio, plus you can get a $5 free credit just for creating a new account, and you’ll earn an additional $5 bonus for each new Acorns investor that you refer.

Sign up via this $5 Acorns New Account Bonus Link to get a $5 free credit when you create a new account and successfully complete your first investment for any amount, plus Acorns is offering a special $500 bonus if you and 5 friends sign up for Acorns Later.

Updated June 1, 2018 – $500 Acorns Later Referral Bonus: Acorns is now offering an extra $500 bonus when you and 5 friends sign up for Acorns Later, their IRA offering. In order to qualify, you’ll need to sign up for and fund an Acorns Later account, and once you set up your own Acorns Later account, you’ll need to invite 5 of your friends to join you as well. Your referrals must be new to Acorns and fund their Acorns Later accounts between 6/1/2018 and 6/30/2018 in order for you to be eligible to receive the $500 bonus. You’ll also each receive $5, and they’ll plant an oak tree in your name with the help of One Tree Planted. [Read More] Acorns Spare Change Investment Service $5 Referral Program Bonuses

Square Cash App $5 Referral Bonus for Both Parties

by MM Team · 46 Comments

The Square Cash App is offering a $5 referral bonus for both parties when a current Square Cash App user refers a new user who links a debit card and sends money for the first time.

New Referral Link and Code Available: Just Download the app for iOS or Android and sign up with the provided referral code to get a $5 bonus after you send money for the first time (check comments for $10 bonus codes).

Updated 4/24/2018 – Free Debit Card and Cash Boosts In-Store Savings: You can now get a free Cash Visa debit card that allows you to spend your Cash App balance anywhere Visa is accepted and withdraw cash at any ATM or register. The Cash App has also launched Cash Boosts, which give you instant discounts at participating merchants when you use your Cash debit card. [Read More] Square Cash App $5 Referral Bonus for Both Parties