Joy is a free money app that will change the way you spend and save money to help you find more happiness in your life. [Read More] Joy App – Create Happy Money Spending Habits with Free Savings Account
Financial and Money Service Promotions
Maximizing Money covers various financial service promotions for sending money to friends, increasing your savings, borrowing money, and more.
In this section, you'll find Remittance Money Transfer Services, Loan Providers, Financial Apps, Savings Alternatives, Money Management Accounts, Personal Finance Services, Bitcoin Bonuses, and more.
Table of Contents
Top Money Transfer Bonuses
Get cash rewards for using these money transfer and payment services.
- Square Cash App - Get a $5 Bonus When You Connect a Debit Card and Send at least $5 to a Friend.
- Circle Pay - Get a $5 or $10 Bonus When You Send at least $25 from Your Debit Card to a Friend.
- Ria - Get a $10 Amazon Gift Card When You Complete Your First Transfer of $100 or more from Your Bank Account to Send Money Worldwide.
- Remitly - Get Special Exchange Rates or Fee-Free Transfers When You Send Money to Countries Worldwide.
- Xoom - Get a $20 Amazon Gift Card when you make your First Money Transfer for $400 or more.
- Pangea - Get a $30 Bonus Credit to Send Money to Latin America, China, India and Other Countries.
- TransferWise - Get Your First Transfer Free When You Make International Money Transfers.
- Sharemoney - Refer Friends to Get Free Transfers When You Send Money from the U.S.A. to Various Countries.
- CurrencyFair - Get a €30 Bonus for Your First International Money Transfer of at least €2,000 EUR (Not Available to U.S. Residents).
Top Lending Services
Get a cash bonus with a student refinance or personal loan from these lending networks.
- Social Finance (SoFi) - Earn a $100 Bonus when you Refinance Your Student or Parent PLUS Loans, or Earn a $100 Bonus when you Complete a Personal Loan.
- Credible - Earn a $200 Bonus to Consolidate and Refinance Your Student Loans of at least $30,000 ($100 Bonus for under $30,000), or Earn $100 with a Personal Loan.
- ELFI Education Loan Finance - Earn up to a $200 Bonus to Refinance Your Education Loan Debt of at least $15,000.
- Lending Club - Get Access to Low Interest Rates for Borrowers with a Peer Lending Network.
- CommonBond - Refinance Student Loans and Parent PLUS Loans, or Secure MBA Student Loans, Plus Earn $200 for Referring Your Friends.
- Peerform - Get a $25 Gift Card with a Peer-to-Peer Personal Lending Network when your Loan Gets Funded.
Prepaid Debit Card Promotions
These prepaid cards provide alternative options to traditional bank accounts.
- RushCard - Get a $30 Sign-Up Bonus when you Load at least $3.95 to Your New Prepaid Card Account.
- NetSpend Card - Get a $20 Sign-Up Bonus when you Load at least $40 to Your New Prepaid Card.
- Western Union Card - Earn a $20 Cash Bonus when you Load a Minimum of $40 to Your New Prepaid Card.
- Brink's Prepaid Card - Earn a $20 Sign-Up Bonus to Load at least $40 to Your New Prepaid Card Account.
- Waleteros Prepaid Card - Get a $5 Sign-Up Bonus when you Add $20 to Your New Account.
- Chime Card - Earn a $35 Cash Bonus when you Set Up a Payroll Direct Deposit of $200 or more to Your New Banking Account with Debit Card.
- Control Card - Earn a $20 Sign-Up Bonus when you Load at least $40, and Receive a 5% APY on Balances of up to $1,000 with a Direct Deposit.
- Unidos Card - Get a $10 Bonus when you Load $1,000 into Your New Prepaid Card Account.
- PayPal Prepaid Card - Get a $5 Sign-Up Bonus when you Load at least $10 on Your New Card.
- AccountNow Card - Earn a $10 Sign-Up Bonus when you Load Money to Your New Account, Plus Get a $15 Bonus when you Receive a Recurring Direct Deposit for at least $500 Per Month for 2 Consecutive Months.
- Insight Prepaid Debit Card - Earn a 5% APY on Deposits of up to $5,000 into Your Savings Account with this Prepaid Card.
- Walmart MoneyCard - Earn up to $75 Cash Back Each Year on Your Qualified Spending with this Reloadable Prepaid Card.
- Bento Business Prepaid Card - Get a $125 Amazon Gift Card when you Load at least $2,500 and Make 1 Purchase on this Business Prepaid Card for Managing Employee Expenses.
Free Bitcoin Bonuses
Earn free Bitcoin when you use these online services to buy and sell Bitcoin.
- Coinbase - Get a $10 Bonus with your new Bitcoin Wallet when you buy $100 of Bitcoin or more.
- Purse - Get a $5 Bonus when you Make Bitcoin Transactions of $100 or more on Amazon.com or within their Bitcoin Marketplace.
- Bitlio - Get a $10 Free Bitcoin Credit with your First Purchase on their Local Bitcoin Exchange, and Earn up to $15 for Referrals.
- Luno Crypto Wallet - Get a €5 Free Bitcoin Bonus when you Buy or Sell €250 or more (Non-USA only).
Finance App Offers
Get special bonus offers for trying these financial mobile apps.
- Qapital - Get a $5 Bonus with this Automated Savings Account when you Link a Checking Account and Transfer Any Amount toward your Savings Goal.
- Ingo Money - Get a $15 Bonus with this Check Cashing App when you Cash Your First Check (10-Day No Fee Option).
- Acorns - Get a $5 Bonus Credit when you Create Your Free Account with this Automated Spare-Change Investment Service.
- Clarity Money - Get a $3 Bonus when you Link at least 1 Financial Institution to this Free Financial Management App.
- Rize - Get a $5 Sign-Up Bonus after your Automatic Savings Account is Approved, and Earn a 1.16% APY on your Savings.
- Empower - Earn a $5 Cash Bonus when you download this Free Money Management App and Link Your First Checking or Savings Account.
- SPENT - Get a $10 Cash Bonus when you Register for this Free Expense Management App and Make Your First Cash Back Earning Purchase on a Linked Card.
- WinWin - Earn a $5 Bonus when you Link Your Bank Account to Start Automatically Saving Money with this app, plus Play Daily Games for Cash Prizes and Enter $1,000 Weekly Grand Prize Giveaways with more entries earned for your extra savings activities.
Most Recent Finance Articles
Review these money services archives for the best promotions that are updated on a regular basis.
Get a fee-free first transfer when you use Azimo to send money internationally from 24 countries (non-U.S.), plus get a £10 GBP discount off your first transfer of £100 GBP or more, and earn extra £10 GBP referral bonuses for sharing Azimo with your friends and family. [Read More] Azimo Money Transfers £10 GBP Referral Bonuses and Fee-Free First Transfer
Sign up for the free Payleaf savings tool to monitor your savings accounts and virtually set aside funds toward achieving your financial goals, plus get a $5 bonus when you link your savings account and an extra $5 bonus when you share a goal with a co-saver, and they’ll get $10 too. [Read More] Payleaf Financial Goal Savings Management Tool $10 Bonus
Get a better handle on your finances with the free MoneyLion app, or get access to better ways to borrow, invest and build credit with the optional paid MoneyLion Plus service, which gives you a $10 sign-up bonus and $1 daily bonuses just for logging in to the app. [Read More] MoneyLion Plus $500 5.99% APR Loans with Credit Builder $10 Bonus
Acorns is an investment service that invests your spare change automatically from everyday purchases into a diversified portfolio, plus you can get a $5 free credit just for creating a new account, and split $100,000 in referral bonuses during March with everyone who refers 5 new members, and that’s on top of an additional $5 bonus for each new Acorns investor that you refer.
Sign up via this $5 Acorns New Account Bonus Link to get a $5 free credit when you create a new account and successfully complete your first investment for any amount, plus Acorns is offering a special $100,000 bonus that will be split by everyone who refers 5 friends to Acorns in March 2018. [Read More] Acorns Spare Change Investment Service $5 Referral Program Bonuses
Check out the WinWin App (iOS only) to make saving money fun again with the opportunity to play daily games for free cash and win $1,000 weekly grand prizes, plus get a $5 bonus just for creating your WinWin account and linking a bank account, which you can withdraw immediately to your external bank account. [Read More] WinWin App – Save Money and Win Cash Prizes – $5 Sign-Up Bonus and $5 Referrals
SPENT is a free expense management service that pays you cash back on your purchases at participating brands and stores including Amazon, Uber, Staples and more.
Updated 2/23/2018 – $10 SPENT Cash Bonus: You can now get a $10 cash bonus when you download the SPENT app, register your new account, and make your first cash back purchase with SPENT. [Read More] SPENT Free Expense Management with Cash Back Earnings – $10 Sign-Up Bonus
The ELFI Education Loan Finance Program offered by SouthEast Bank can help you consolidate or refinance your student loans with manageable payments, affordable rates, flexible terms, no application fees, no origination fees, and no prepayment penalties, plus you can earn up to $200 in bonus cash when you refinance your education loans with ELFI for a $15,000 minimum refinance balance. [Read More] ELFI Education Loan Finance $200 Bonus to Refinance Student Debt
Check out the Coinflash App to round-up your credit/debit card purchases and invest your spare change into Ethereum and Bitcoin. [Read More] Coinflash App – Invest Your Spare Change Into Cryptocurrencies
Download the free Empower money management app to control all of your financial accounts in a single location, plus get a $5 cash bonus when you link at least 1 active checking or savings account. [Read More] Empower Money Management App $5 Savings Bonus and $5 Referrals