Check out this current list of the best cash bonuses and free money promotions to make extra money and earn special rewards on your everyday financial transactions and activities.
1. Earn $50-$200 with Online Bank Account
$50-$200 Aspiration Ethical Banking Bonus – Get a $50-$200 cash bonus when you open an Aspiration Spend & Save Account and spend $250/$1,000 on your debit card within 60 days.
This offer is available nationwide across the U.S.A., so anyone can apply online for this $50-$200 bonus offer.
For more nationwide banking offers, try this LendingClub Bank $50 Checking Bonus to open an account online from anywhere in the U.S.A.
2. Get $25 with Free Car Insurance Quote
$25 Root App Bonus – Get a $25 cash bonus when you take a free test drive with the Root car insurance app.
This $25 bonus is available across the U.S.A., and you just need to download the free app and take a 2-3 week test drive to receive your $25 cash bonus (no insurance purchase required).
To earn additional bonuses and savings on your auto insurance, check out Metromile and Noblr for alternative auto insurance services.
3. Get $5 to Send Money to Friends
$5 Cash App Bonus – Earn a $5 cash bonus when you send only $5 to your friend with this free person-to-person payment app.
This $5 bonus is available nationwide for both iOS and Android devices, and you just need to send $5 back and forth between friends to qualify for $5 in free money.
To get more free money for trying new apps, check out these Mobile App Sign-Up Bonuses to get paid.
4. Earn up to $2,300 in Free Stock
$2,300 Webull Free Stock Offer – Receive 2 free stocks (valued up to $2,300 total) when you deposit any amount (even a penny) with Webull, plus get $5 in free crypto when you complete a $1 crypto trade.
On top of that, you can refer friends and complete other activities for more free stocks.
Review these other Free Stock Share Promotions as well.
5. Get $20 Online Shopping Bonus
$20 TopCashback Shopping Rewards Bonus – Get a $20 bonus when you sign up for the TopCashback shopping rebate network and earn $10 in payable rebates.
Plus, get the highest cash back rates at thousands of popular stores guaranteed.
For a limited time, check out this Rakuten $40 Sign-Up Bonus as well for an alternative cash back shopping platform.
6. Score $25 Worth of Free Bitcoin
$25 Voyager Crypto Broker Bonus – Earn $25 in free Bitcoin when you trade a minimum of $100 on the Voyager cryptocurrency brokerage.
As a commission-free crypto brokerage, Voyager lets you buy, sell, trade, store, and earn interest on your digital assets.
Check out these other Free Bitcoin Bonuses as well.
7. Receive a $10 Electric Bill Credit
$10 Arcadia Power Energy Bonus – Get $10 in free credits to pay toward your local utility bill when you sign up for clean energy with Arcadia Power.
Plus, you can pay your energy bill at any local utility provider on a credit card with no transaction fees.
Review this CleanChoice Energy $25-$50 Gift Card Offer as well for an alternative clean home energy provider.
8. Get $50 to Find New Dentist
$50 Opencare Bonus – Get a $50 gift card when you find a new dentist online using Opencare.
This $50 bonus is available in CA, CO, DC, IL, TX, VA, WA, and Ontario, and you’ll get a $50 Visa Prepaid Card or other gift card of your choice after you complete your first dentist visit.
To get $15 off a prescription drug purchase at your local pharmacy, check out this Blink Health $15 Promotion to save on your next Rx purchase.
9. Get $40 in Free Dinner Delivery
$40 Factor Free Meal Delivery – Get $40 worth of free meals with your first order delivered directly to your door, available nationwide across the U.S.A.
Enjoy fully prepared organic meals that are delivered nationwide along with soups, snacks, juice drinks, and more.
If you prefer to make your own meals, try this Farmbox Direct $10 Credit Offer to get fresh produce from local farms delivered to your home.
10. Earn $20 Bonus on Grocery Rebates
$20 Ibotta Shopping App Bonus – Get a $20 bonus when you redeem cash back offers with the Ibotta grocery and shopping rewards app.
Plus, earn rebates on thousands of in-store and online purchases.
Check out this Fetch Rewards $5 Gift Card Bonus as well, another easy-to-use grocery rebate app that you can use to get extra cash back alongside Ibotta.
11. Get $200 Credit Card Bonus
$200 Chase Freedom Unlimited Bonus – After you spend $500 on your new Chase Freedom Unlimited card, you’ll earn a $200 cash back bonus.
Plus, you’ll get unlimited 1.5% cash back on every purchase with no annual fee.
You can also get this $150 ABOC Credit Card Bonus that is available to anyone in the U.S.A.
12. Earn $750 to Refinance Student Loans
$750 Credible Student Loan Refinance Bonus – Earn a $750 cash bonus when you refinance your student loans.
Pick your terms and compare rates from multiple lenders.
Review these other options to Refinance Student Loans and earn additional cash bonuses.
13. Earn $1,000 Bonus for Small Businesses
$1,000 Brex Corporate Card Bonus – Earn a $1,000 statement credit with a new Brex Card and Cash Management Account.
If you own a small or medium-sized business, get access to the working capital you need with instant approval and no personal guarantees.
To get immediate cash for your small business, you can try FundThrough Online Invoice Funding as well.
14. Get $25 to Start Your Emergency Fund
$25 Catch.co Cash Bonus Offer – Get a $25 cash bonus when you create a free financial safety net with Catch.co and save your first $100 toward your goals.
Catch is perfect for independent workers and others who need to save for tax withholding, health insurance, time off, family vacations and more.
To automate your savings, try this Qapital $25 Sign-Up Bonus as well.
15. Get $300 Bonus on a Personal Loan
$300 SoFi Personal Loan Bonus – Get a $300 cash bonus when you take out a new personal loan with SoFi.
Receive the lowest interest rates available and quickly get the funding you need.
If you need cash in a hurry, try this Empower $10 New Account Bonus, and get up to $250 in fast cash with no interest, no late fees, and no credit check.
Enjoy these top current promotions on Maximizing Money for January 2022.
Rena Quintana says
You had a sign up bonus for chime in Sept 2021 for $250. Which I never received after I signed up!! Very disappointed!
MM Team says
Hello Rena,
For the Chime $250 bonus offer via Upromise, you have to allow up to 60 days for the $250 cash back bonus to be posted to your Upromise account.
Since you applied in September, and assuming you received your first direct deposit within 30 days as required, you would still have to wait for 60 days after you set up your direct deposit in order to be credited the $250 bonus.
If after 60 days from your direct deposit, you still haven’t received the $250 bonus, you can then contact Upromise to verify your direct deposit and get credited.
So you’re still within the correct time frame at this point. Hope this helps.