Check out these special promotions from Chase Bank to Get up to $350 with Chase Total Checking® + Chase Savings℠ for basic banking features or to Get $300 with Chase Premier Plus Checking℠ for more advanced banking services, available by requesting to be emailed a coupon that you can present in-person at any Chase Bank branch when you open an account.
Banking Bonuses and Credit Union Promotions
Maximizing Money covers a wide variety of banking bonuses from many national, regional and local banks and credit unions, including cash rewards for opening new checking, savings, and business accounts.
In this section, you'll find articles about Bank Promotions, Credit Union Offers, High-APY Interest Rates, Referral Programs, Banking Services, and more for consumers and businesses.
Popular Bank Offers
Get bonuses for opening checking and savings accounts with these popular banks.
Bank of America - Checking | $300.
Bank of the West - Checking | $150 / $300.
Chase Bank - Checking / Savings | $150-$350.
Citibank - Checking | $300 / $500.
Huntington Bank - Checking | $200-$500.
KeyBank - Checking | $200.
M&T Bank - Checking | $150.
PNC Bank - Checking | $50 / $200 / $300.
Regions Bank - Personal Checking / Business Checking | $50 / $150.
Santander Bank - Personal Checking | $225.
SunTrust Bank - Checking | $100 / $200 / $300.
TD Bank - Checking | $150 - $300.
National Banking Bonuses
These bank account offers are available to anybody who lives in the U.S.A.
Amboy Direct - Savings | $50.
BankPlus - Checking | $50.
BBVA Compass - NBA Checking | $125.
BMO Harris Bank - Checking / Savings | $200 / $500.
Capital One 360 - Checking | $100 / $400.
Capital One 360 - Money Market Savings | $200.
Capital One 360 - Checking / Savings | $25-$50.
Charles Schwab - Checking | $100.
CIT Bank - Savings | $200.
Discover Bank - Savings | $100.
HSBC Bank - Checking | $100-$200.
TIAA Direct - Savings | $100.
Wells Fargo - Checking | $250.
High APY Banking Rates
Earn higher interest rates with these national online banking services.
Northpointe Bank - 5% APY.
National Credit Union Deals
These credit unions offer cash incentives to join with membership open to anybody in the U.S.A.
Small Business Banking Promotions
These banking promotions are for sole proprietors and small business owners who open business checking accounts.
Bank of America - Business Checking | $100 / $300.
Chase Bank - Business Checking | $200.
PNC Bank - Business Checking | $200.
SunTrust Bank - Business Checking | $200-$400.
Santander Bank - Business Checking | $500 (targeted).
Regional Banking Deals
These bank account promotions are more limited to residents of select U.S. states.
AnchorBank (WI, IL, IA, and MN) - Checking | $50 / $100.
Associated Bank (IL, MN, and WI) - Checking / Referrals | $50-$150 / $50.
Bridgeview Bank (IL) - Personal and Business Checking | $100 / $300.
First Tennessee Bank (AL, AR, GA, MS, NC, TN, and VA) - Checking / Money Market / Business | $50-$150.
Focus Bank (MO, AR, TN, KY, and IL) - Checking | $100.
HarborOne Bank - (MA, NH, ME, CT, VT, and RI) - Checking | $150 - $500.
HomeStreet Bank (CA, HI, ID, OR, and WA) - Checking | $90 or $100.
Old National Bank (IL, IN, KY, MI, and OH) - Checking | $50.
People's United Bank (CT, NY, MA, VT, NH, and ME) - Checking | $50.
Pinnacle Bank (NE, KS, MO, WY, CO, and IA) - Checking | $100.
Republic Bank (FL, IN, KY, OH and TN) - Checking / Referrals | $100 / $50.
Webster Bank (CT, MA, NY, and RI) - Checking (Personal / Business) | $250.
Regional Credit Union Promotions
Review more articles below for all of our banking bonuses and credit union promotions.
St. Paul Federal Credit Union offers both current and new members up to $125 in bonus cash through their member referral program, plus you can earn up to a 4.99% APY with their Simply Checking account.
St. Paul Federal Credit Union has 13 branch locations around the Saint Paul, Minnesota, area.
There is a brand-new offer for a $200 bonus when you open a Chase Total Business Checking account (or any Chase business checking account), deposit $500 within 10 business days of account opening, maintain that $500 balance for 60 days, and complete 5 qualifying transactions within 60 days, including debit card purchases, checks paid, Chase QuickDeposit, ACH (credits and debits), and wires (credits and debits).
Review this Chase Bank Business Checking Promotion for more details and to access an online link for the offer.
If you’re not interested in a business checking account, you can Get up to $350 with Chase Total Checking® + Chase Savings℠ for alternative consumer accounts instead.
The Chase Bank Home Mortgage service is offering a $595 cash back bonus when you apply for a new residential first mortgage purchase loan directly with Chase.
To qualify for the $595 bonus, you simply need to enroll in automatic mortgage payments from a new or existing Chase personal checking account and select paperless mortgage statements.
HarborOne Bank is giving customers up to $500 in bonus cash when you open a new personal checking account with qualifying direct deposits and debit card transactions, valid through April 29, 2017.
You must be a resident of Massachusetts, New Hampshire, Maine, Connecticut, Vermont, or Rhode Island in order to qualify for this HarborOne Bank bonus.
CIT Bank will give you a cash bonus of up to $200 and an interest rate of 1.05% APY when you open and fund a High Yield Savings Account with a minimum of $15,000 by June 30, 2017, and maintain a qualifying balance for 3 monthly statement cycles.
These CIT Bank bonus offers are available nationwide to anybody in the U.S.A.
Citibank is offering a $300 bonus when you open a new consumer checking account in the Citibank Account Package, deposit $15,000 for at least 30 days into either your new checking account or a new or existing Citibank Savings Plus account, and either complete 1 qualifying direct deposit to your new checking account or make 1 or more qualifying purchase transactions with your Citibank Debit Card totaling $250 or more, available through June 30, 2017.
There is also a $500 bonus available when you open a new consumer checking account in The Citi Priority Account Package, deposit $50,000 in funds, and enroll in Paperless Statements, available through June 30, 2017.
Review the details of these Citibank Checking Account Bonus Offers to earn $300 to $500 in free rewards.
Connexus Credit Union will give you a free $100 Best Buy eGift Card for opening a new Xtraordinary, MyRewards, or Innovative checking account when you register for online banking and complete 1 direct deposit, valid through May 21, 2017.
Anybody in the U.S.A. can qualify for membership with Connexus Credit Union by joining the Connexus Association with a 1-time $5 donation.
The Capital One 360 Checking account is currently offering a $400 bonus when you open an account by June 30, 2017, and receive 2 direct deposits of $250 or more within 60 days of account opening.
This $400 offer is only available for targeted customers who received an email or mail piece directly from Capital One 360.
However, there is also a $100 bonus available with the same terms that is not targeted, but it is only available to residents of Massachusetts, New Hampshire, Rhode Island, and Vermont.
The Capital One 360 Money Market Account will give you a $200 bonus when you open your very first 360 Money Market account online and deposit $10,000 or more by June 30, 2017.
Plus, you’ll earn a 1.00% APY on total balances of $10,000 or more, or a 0.60% APY on accounts with balances less than $10,000.
The Congressional Federal Credit Union in the Virginia and Washington D.C. area is offering new and current members a $25 bonus when you open a free checking account with a direct deposit and 10 debit card transactions.
If you plan on opening a new membership with Congressional Federal Credit Union, or if you are already a member but don’t have a checking account with them, then you may wish to consider this $25 cash bonus for opening a free checking account.
Bridgeview Bank’s new Refer-A-Friend Program will give new personal checking account customers a $100 bonus with a direct deposit, plus current customers can earn unlimited $50 checking account referrals for sharing with friends and family.
Plus, there is a new Bridgeview Bank Business Checking Account Promotion that will give you a $300 bonus with a $250 minimum opening deposit and business online banking.
Bridgeview Bank has branches located throughout the Chicagoland area in Illinois, and you do need to live in the Chicagoland area in order to open an account with Bridgeview Bank.
Open a Santander Bank Business Checking or Business Checking Plus account and maintain an average daily balance of $1,000 for the first 90 days to receive a $500 cash bonus, valid through March 31, 2017.
Santander Bank has branches in Connecticut, Delaware, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island.
Please note that this is a targeted promotion, and you must use the Promotion Code that you were provided on your letter to open your account at your nearest branch, so check your mail for this offer.
SunTrust Bank will give you from $200 to $400 in bonus cash when you open a new SunTrust Business Checking account by March 30, 2017, and make cumulative deposits of at least $1,500 or more within 60 days.
Your primary business address must be in the following states in order to participate in this promotion: Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia.
BMO Harris Bank is offering a $200 cash bonus when you open a new personal checking account with qualifying direct deposits, valid through April 28, 2017, and available nationwide through an online application.
In addition, BMO Harris Bank is once again offering their $500 combo bonus through April 28, 2017, for opening a personal checking account and Statement Savings account. See article for full details.
BMO Harris has more than 600 branches throughout Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Nevada, Florida, Washington, and Wisconsin, but anybody in the U.S.A. can open an account online with BMO Harris Bank, so the $200 bonus is officially available nationwide ($500 combo bonus still requires presenting the coupon in-branch).
Check out these BMO Harris Bank Account Bonuses for more details.
The Farmers National Bank of Emlenton refer-a-friend promotion offers a $25 Gift Card bonus to both the referrer and referee for every new deposit account opened.
Farmers National Bank is headquartered in Pennsylvania with branches in Allegheny, Butler, Clarion, Clearfield, Crawford, Elk, Jefferson, Mercer, and Venango counties.
First Tennessee Bank offers a variety of new account promotions that provide from $50 to $150 in bonus cash for new customers who open accounts and meet the qualifications, including a new $150 bonus for opening a BizEssentials Savings account with a minimum opening deposit of $2,500 and no other requirements.
First Tennessee Bank is available to residents of Alabama, Arkansas, Georgia, Mississippi, North Carolina, Tennessee, and Virginia.
Review these First Tennessee Bank Promotions to apply online or at your local branch.
Northpointe Bank is offering a $50 new UltimateAccount bonus with a simple $100 initial deposit, plus you can earn a 5% APY on balances of up to $5,000.
Northpointe Bank is based in Grand Rapids, Michigan, but anybody in the U.S.A. can open a new account with them online to earn this $50 bonus.
Updated March 7, 2017: The $50 bonus for opening a Northpointe Bank UltimateAccount will end on March 31, 2017, and will no longer be available going forward. Any new account applications received on or prior to 3/31/2017 will continue to be monitored for bonus payment qualification through 4/30/2017, so this is your last chance to apply and earn a $50 bonus. Northpointe Bank will continue to offer the 5% rate, but in order to do so, they will need to eliminate the $50 new account bonus.
MB Financial Bank will give you a $350 bonus when you open an MB Small Business Checking account.
In order to qualify for this bonus, the account holder must reside in Illinois; Lake County, Indiana; or Philadelphia County, Pennsylvania.
Bank of the West is offering $150 or $300 in bonus cash when you open a new personal checking account online by April 14, 2017.
This Bank of the West promotion is available to residents of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming.
Check out these Bank of the West Checking Bonuses to apply online or in-branch today.