Chase has extended their $125 banking bonus offer for the Chase Free Checking Account with Direct Deposit until October 15, 2008.

When you sign up for a Chase checking account with a minimum opening deposit of $100 and initiate a repeating direct deposit into your new account, you will receive a $125 banking bonus from Chase.

The Chase Free Checking Account with Direct Deposit includes free online bill-pay, a free Visa Check Card, and free account alerts to help you organize your finances.

Check out our previous Chase $125 Bonus Offer Review for more information on this Chase bank bonus, including access to the banking bonus promotional link and Chase promotional codes.

Take advantage of the Chase $125 checking account bonus offer to get this free banking bonus.

Bank of America is currently offering a $75 banking bonus for Bank of America credit card members when you open a MyAccess Checking Account online by November 30, 2008.

To receive your $75 Bank of America bank bonus, you must open a MyAccess Checking Account online and enter the promotional code CH75TAD when you apply.

Then you must fund your new Bank of America checking account with at least $25 in the first 30 days in order to have your $75 banking bonus applied to your account within 90 days of the account opening date.

When you open your MyAccess Checking Account online, there are no monthly maintenance fees, no minimum balance requirements, and no direct deposit requirements, plus you’ll get a free Bank of America Visa Check Card with no charge for using non-Bank of America ATMs in the U.S.

Visit the Bank of America $75 Bank Bonus Offer Page for more information on this banking promotion and to open your new account online to receive your $75 bank bonus.

There is a limit of one $75 banking bonus per household every 6 months, and the terms indicate that this offer is only available to Bank of America credit card members who open a new MyAccess Checking Account, as this offer does not apply to current checking customers or student checking accounts.

Make sure that you enter the Bank of America promotional code CH75TAD when applying online to receive this $75 bonus offer.

You may also be interested in this Bank of America $50 Banking Bonus that is available to all new Bank of America checking account customers.

Bank of Internet provides FDIC-insured online banking services entirely over the Internet including high-yield checking accounts, free savings accounts, money market accounts, and certificates of deposit as well as home loans and vehicle loans.

Bank of Internet gives you access to the benefits of online banking, such as higher interest rates, because it costs online banks less to operate, and the savings are transferred to their customers.

Bank of Internet offers online bank accounts with excellent online banking features, a full range of bank account services, and easy access to your money via ATM cards, free unlimited check writing, easy online transfers, and free unlimited bill payment services.

Bank of Internet provides absolutely secure Internet banking services, and Bank of Internet accounts are FDIC-insured for up to $100,000 per depositor.

High Interest Checking Account

The Bank of Internet High Interest Checking Account offers a 3.40% APY and direct access to your funds.

The Bank of Internet checking account offers free initial checks with unlimited free check writing, a free ATM card with up to $8 in ATM reimbursements per month, free online bill pay, and access to overdraft protection.

Bank of Internet requires a $500 minimum initial deposit to open a checking account, and there is a monthly service fee of $7.50 if your balance is less than $5,000, but the monthly maintenance fee will be waived if your average daily balance is $5,000 or more.

However, there is no minimum daily balance requirement after the initial opening deposit, and if you can deposit enough money to avoid the monthly service fee, the Bank of Internet checking account will allow you to earn a high interest rate on your savings while maintaining easy access to your funds through this online checking account.

The Bank of Internet High Yield Checking Account is FDIC-insured for up to $100,000.

Regular Savings Account

Bank of Internet offers the Regular Savings account with a 2.00% APY and no fees or minimum balance requirements.

The Bank of Internet Regular Savings account has a $100 minimum opening deposit requirement, but there are no monthly maintenance fees and no minimum balance requirements to avoid fees.

This fee-free online savings account provides free ATM cards, easy automatic transfers between your accounts, and free online statements.

Plus, the Bank of Internet online savings account is FDIC-insured for up to $100,000, so your funds are absolutely safe in this free savings account.

Money Market Savings

Bank of Internet Money Market savings accounts offer a competitive interest rate of 3.46% APY regardless of your account balance.

The Money Market account has a $100 minimum initial deposit requirement, but there are no maintenance fees and no minimum balance requirements thereafter in order to avoid fees or to receive the full APY.

Bank of Internet offers access to your Money Market account funds via free ATM cards and free initial checks with the ability to write up to 3 checks per month, although there is an overall limit of 6 withdrawals per month.

In addition, the Money Market savings account from Bank of Internet is FDIC-insured for up to $100,000.

Certificate of Deposit

Bank of Internet Certificates of Deposit offer terms ranging from 3 to 60 months and annual percentage yields from 2.69% to 4.29%, depending on the terms you select.

There are no maintenance fees for a Certificate of Deposit from Bank of Internet, but there is a $1,000 minimum initial deposit requirement to open your account, and there are early withdrawal fees if you decide to withdraw money before your terms expire.

Bank of Internet does offer free electronic transfers of your earned interest, and the interest is compounded daily.

Your Bank of Internet Certificate of Deposit will automatically renew at the end of your term, and you’ll have a 10-day grace period to notify Bank of Internet if you would rather close your account at that time.

Certificates of Deposit are also FDIC-insured for up to $100,000, so your deposited funds are absolutely safe.

Home Loans

Bank of Internet Home Equity Loans and Mortgage Refinancing loans provide low interest home loans to help save you money.

Home Equity loans of $10,000 or more are available with low rates, no closing costs, no points, and no prepayments, and a wide variety of loan terms are available.

Refinance Mortgage loans of $100,000 or more are available with low rates, no hidden fees, quick processing, and absolutely secure financing with a variety of loan terms to meet your needs.

Bank of Internet makes getting a home loan simple with low rates and no hidden fees, plus they offer a variety of loan terms for every borrower.

Vehicle Loans

Bank of Internet Next-Day Vehicle Loans are available including new auto loans, used auto loans, refinance auto loans, and RV loans.

There is a $5,000 minimum loan requirement for automobiles and a $10,000 minimum RV loan requirement.

Bank of Internet automobile loans have no fees and low interest rates.

You can receive a loan decision in just minutes, and upon approval, you can receive a check for your auto loan as soon as the next day.

Once you receive your check, you simply shop for your vehicle like a cash buyer and provide your check to the dealer when you make your purchase.

Bank of Internet makes getting an automobile loan easy with low rates and the ability to shop like a cash buyer.

Bank of Internet makes online banking simple with great rates, free banking services, and excellent customer service, so take advantage of Bank of Internet’s online services for banking and loans.

Additional Resources

Read our article about Free Online Loan Quotes from LendingTree to receive up to 4 loan quotes from competitive lenders for auto loans, home loans, personal loans, and more.

Open a free Online Savings Account from HSBC Direct with a high APY and no fees.

WaMu Free Checking is a fee-free checking account from Washington Mutual that offers a free Gold Debit MasterCard with Rewards, free ATM cash withdrawals, and free standard checks with one free overdraft fee refund per year, plus the WaMu Free Checking account only has a $1 minimum opening balance requirement.

The WaMu Free Checking account can be opened in conjunction with the WaMu Online Savings account to receive a high yield savings account with a 3.75% APY and no fees, although you don’t have to open the free Online Savings account to enjoy the benefits of the WaMu Free Checking account.

WaMu Free Checking with No Fees

The FDIC-insured WaMu Free Checking account has no maintenance fees, no monthly service charges, and no other requirements to avoid any fees, plus there is a low $1 opening balance requirement and many free banking services.

Free WaMu Gold Debit MasterCard with Rewards

WaMu Free Checking provides you with the free Gold Debit MasterCard that offers cash rewards for all of your debit card purchases.

You’ll receive $.03 for each Gold Debit MasterCard purchase transaction, including purchases made by phone, online, mail, or in person, for a total of up to $250 in cash rewards each year.

Your cash rewards for debit card purchases will be sent to you each year on the account anniversary.

Your WaMu debit card can also be used to make free ATM cash withdrawals worldwide, regardless of which bank ATM you visit. WaMu will never charge you for ATM withdrawals, although other banks may still charge you service fees to use their ATMs.

Free Checks from WaMu

WaMu Free Checking offers access to free WaMu-style checks for as long as you have your account, and additional check designs are available at the standard price.

WaMu also offers check safekeeping, which provides you with online access to actual images of the checks you have written in the past for viewing or printing whenever you need them.

Free Overdraft Protection from WaMu

WaMu Free Checking offers free overdraft or non-sufficient funds fee refunds that can be used once per year.

You can overdraw your WaMu Free Checking account once each year and receive a full refund on the non-sufficient funds fees, which is a nice option to have in an emergency when you need a quick cash advance.

WaMu Free Outgoing Wire Transfers

The WaMu Free Checking account offers access to free outgoing wire transfers worldwide, although foreign exchange fees and intermediary bank fees may apply.

WaMu also offers customized account alerts, free online account services, and 24/7 access to telephone banking.

WaMu Free ID Theft Services

The WaMu Free Checking account comes with free identity theft services to help protect you against credit fraud.

WaMu automatically provides all free checking account members with Free ID Theft services, including up to $5,000 in identity theft insurance and toll free access to identity theft recovery specialists, plus you’ll have access to ID Theft Inspect credit monitoring and identity protection services for an additional fee.

WaMu Free Online Savings Account Offer with 3.75% APY

Open a free Online Savings account when you open your WaMu Free Checking account online, and you’ll receive a 3.75% APY savings account with no account maintenance fees.

The WaMu free Online Savings account has no fees when you open it in conjunction with your WaMu Free Checking account, and you’ll receive a 3.75% APY on all of your savings account balances, with no minimum balance requirements.

There is a low $1 minimum opening balance requirement for the Online Savings account, but it must be opened with a Free Checking account or tied to another checking account from WaMu in order to receive the high APY and have the monthly service charge waived.

Even though this is WaMu’s Online Savings account and you must open this savings account online, you are still welcome to visit Washington Mutual financial centers or call their 24-hour customer service completely free of charge, so you’re not restricted to only using this account online.

The WaMu Online Savings account is FDIC-insured for up to $100,000, just like the Washington Mutual Free Checking account, so your money is completely safe in this Online Savings account.

WaMu Free Checking offers many free benefits and services with no maintenance fees, so take advantage of this opportunity to open the Free Checking account in addition to the free Online Savings account from WaMu to receive a high APY on your savings.

Additional Resources

ESPN Total Access Rewards Card from Washington Mutual.

Earn Higher Interest Rates with Online Banking.

Earn a high APY with the Online Savings Account from HSBC Direct.

Consider the benefits of these offers as well as the WaMu Free Checking and Online Savings accounts.

The WTDirect Savings Accounts offers a high APY for qualified customers, a low $1 minimum opening balance requirement, no monthly maintenance fees, and no direct deposit requirements to enjoy fee-free banking.

WTDirect Savings Account High APY Offer

WTDirect offers their high yield savings account with the following tiered APY terms.

All WTDirect Savings Account members receive the full APY (currently 3.31%) for the first 60 days from the date the account is opened.

After the first 60 days, accounts with balances of $10,000 or more will receive the fully APY, while accounts with balances less than $10,000 will receive a 0.5% APY.

This allows you to enjoy a high interest rate for 60 days while you review WTDirect’s services in order to decide whether you want to transfer a large amount of funds into your account to receive the ongoing higher APY tier.

Unlike some banks, there are no checking account relationship requirements in order to enjoy this high APY savings account from WTDirect.

WTDirect Fee-Free Savings Account

There are no fees to open or maintain your WTDirect Savings Account.

WTDirect has no maintenance fees, no minimum balance requirements to avoid fees, no direct deposit requirements to avoid fees, no checking account relationship requirements to avoid fees, and no other obligations to enjoy this fee-free savings account from WTDirect.

WTDirect offers free bank-to-bank transfers and free online banking, plus they make transfers between non-WTDirect institutions easy.

WTDirect Secure Savings Account

WTDirect Savings Accounts are FDIC-insured for up to $100,000, so your money is absolutely safe with WTDirect.

WTDirect also offers $0 liability on unauthorized transactions on your account with a safe and secure online banking environment.

WTDirect High Online Transfer Limits

WTDirect offers high online transfer limits that make it easy to save money for large purchases and maintain direct access to your funds.

Transactions of up to $500,000 per transfer into your account and up to $200,000 per transfer out of your account are allowed, with a total monthly transfer limit of $500,000.

High transfer limits make it easy to move money around, especially if you are purchasing a home or plan to make other large purchases.

You may make unlimited deposits and up to 6 withdrawals per month from your WTDirect Savings Account, plus there’s no daily limit to the number of transfers you can make.

In addition, WTDirect allows transfers from outside financial institutions, unlike some banks that require you to only use their site for online transfers.

The WTDirect Savings Account offers fee-free banking with no requirements and no hassles, so take advantage of this high-yield savings account if you can qualify for the high APY or want the convenience of free online banking.

Bank of America is currently offering a $50 banking bonus when you sign up for a Bank of America checking account by October 31, 2008.

To receive this Bank of America banking bonus, just sign up for a new Bank of America personal checking account with a minimum opening deposit of $100.

Just visit the Bank of America $50 Bank Bonus Offer Page to apply for this banking bonus and make sure you provide the Bank of America promotional code AOU260808 to receive your $50 bonus when applying for your checking account.

You can apply online or print the bonus offer page and apply in person for this Bank of America checking account bonus, but the bonus offer does not apply to secondary accounts or current checking account customers.

This banking bonus offer only applies to new personal checking accounts, and your $50 bank bonus will be deposited into your new checking account within 90 days of opening your account.

If you live in a state that has no Bank of America locations, then you can open a MyAccess checking account for free when you apply online. There is usually a direct deposit requirement to avoid the $5.95 monthly maintenance fee for the MyAccess checking account. However, that fee is automatically waived and there is no direct deposit requirement if you live in a state with no Bank of America locations and you apply online for your new checking account. Bank of America has no banking centers in AK, AL, CO, HI, IN, KY, LA, MI, MN, MS, MT, NE, NE, OH, SD, UT, VT, WI, WV and WY.

Take advantage of this Bank of America promotion for a $50 cash banking bonus when you apply for a personal checking account.

Chase is currently offering a $100 banking bonus when you open a Chase Business Checking account by August 22, 2008.

Just open a Chase Business Checking account and deposit a minimum of $500, and you’ll receive a $100 bank bonus.

This Chase business banking bonus applies to Chase BusinessClassic accounts, Chase Advanced Business Checking accounts, and BusinessPlus checking accounts.

You must deposit $500 into your new Chase business checking account within 30 days of opening the account to qualify for the $100 banking bonus, which will be deposited into your account within 10 days of meeting the minimum deposit requirement.

Check out the Chase $100 Business Checking Account Bonus Offer Page for more details on this Chase business banking bonus.

After opening this Chase promotional link, you must print your $100 Chase business checking account coupon and bring it to your local Chase branch to open an account and receive your Chase banking bonus.

The minimum opening deposit for these Chase business checking accounts is $25, however, you must deposit a minimum of $500 to receive the $100 cash bonus.

There is a limit of one bonus per person or business entity, and the offer is only applicable for the following states: IL, WI, MI, IN, NY, CT, NJ, OH, WV, KY, FL, LA, OK, TX, CO, AZ, and UT.

Take advantage of this Chase business banking bonus while it lasts.

ETRADE is currently offering a $25 banking bonus for opening a new ETRADE Complete Savings Account with a 3.30% APY, valid through August 13, 2008.

Just open a new ETRADE Complete Savings Account by August 13, 2008, and you will receive a $25 bank bonus.

There is a minimum opening balance requirement of only $1, and your $25 ETRADE banking bonus will be credited to your new account within 30 days of it being funded.

To qualify, you must open a new ETRADE account with new funds, and the offer only applies to one new account per customer.

Apply for the ETRADE $25 Complete Savings Account Bonus today to take advantage of this bank bonus from ETRADE.

The ETRADE Complete Savings Account has no minimum balance requirements and no account fees, plus you get a 3.30% APY on your savings.

You may also be interested in this ongoing ING Direct $25 Bonus.

Take advantage of this ETRADE savings account bonus offer while it lasts.

Select Citibank checking accounts are currently offering $150 in banking bonuses through the ThankYou Network rewards program, valid until August 31, 2008.

Just open The Citibank Account or other qualified checking accounts, enroll your account in the ThankYou Network, and complete the qualifying activities, and you’ll receive 16,000 bonus ThankYou points, which can be redeemed for $150 in gift cards from a variety of brand-name merchants and service providers.

In addition to the 16,000 ThankYou bonus points, you’ll receive triple the number of points you can usually earn for debit card purchases and everyday banking activities linked to your Citibank checking account for the entire first year.

Check out the Citbank Checking Account $150 Bonus Offer Page for more information on this banking bonus.

However, the apply online link on this promotional page will not open properly due to the link redirect setup on Citibank, which requires that you open the promotional page directly from their website first to apply through the promotional page.

To apply online, simply visit The Citibank Account Page, where they have been advertising this offer, and make sure you enter the Citibank promotional code CSV9 during the application process.

You can also apply by phone at 1-866-674-8873 or visit a Citibank Financial Center and mention the promo code CSV9.

The Citibank Account checking account has no monthly fee with a combined average balance of $6,000 on eligible linked accounts.

Otherwise, there is a $9.50 monthly service fee for Regular Checking ($12.50 in CA, NV, FL, IL, DC, VA and MD) or a $12 monthly service fee for Interest Checking ($15 in CA, NV, FL, IL, DC, VA and MD).

To qualify for the 16,000 bonus ThankYou Points, you must:

1. Open a new qualifying regular checking account in The Citibank Account, Citibank Everything Counts, or Citigold account relationship package.

2. Enroll your checking account in the ThankYou Network within 60 days.

3. Deposit at least $1,000 by one of the following dates.

Citibank checking accounts opened through Citibank Financial Centers must be funded by August 31, 2008.

Citibank accounts opened remotely via CitiPhone Banking or Citibank Online must be funded by September 30, 2008.

4. Within 60 days, you must also complete one direct deposit, two electronic bill payments, or five signature debit card transactions per month and continue for three consecutive months.

Your 16,000 ThankYou bonus points will be rewarded within 120 days of your satisfying all offer terms, and your points can be redeemed for $150 in gift cards or other rewards currently available through ThankYou Network.

Triple ThankYou Points for 12 Months

To qualify for the Triple ThankYou Points offer, you must open a new qualifying regular checking account in the Citibank Account, Citibank Everything Counts or Citigold account relationship package and enroll account in ThankYou Network.

Your points from both qualifying debit card purchases and your checking relationship activities will be tripled for 12 checking statement cycles commencing with the second full statement cycle after the statement period in which you enroll the new checking account in ThankYou Network.

Monthly points for checking relationship require customer to maintain an active checking account with customer initiating minimum of one credit or debit transaction to the account per statement cycle.

You can qualify for either or both offers but with the same checking account only, there is a limit one of each offer per customer, and existing Citibank checking customers are not eligible.

The Citibank Account $150 ThankYou Network bonus does require some commitment, so it’s best for those who are seeking a permanent checking account or are willing to put in the time and money to receive this bank bonus.

Take advantage of this Citibank banking bonus offer while it lasts.

The Wachovia Way2Save program can help you build your savings with a 5% APY and a 5% banking bonus on your accumulated savings for the first year.

The fee-free Way2Save account from Wachovia provides an excellent way to start saving and investing your money, if you haven’t already started building up your savings.

It does have limitations on the amount of money that can be deposited, so it’s not really designed for large investments, but if you are starting from scratch and can only afford to save a little bit each month, then Way2Save may be perfect for you.

The Wachovia Way2Save account must be connected to a Wachovia Free Checking Account in order to participate in the program.

If you don’t already have one, you can get a $25 Bonus for Opening a Wachovia Free Checking Account, so make sure you take advantage of that banking bonus before signing up for the Way2Save program.

Once you Sign Up for the Wachovia Way2Save Program, there are two basic methods to building your savings.

Wachovia will transfer $1 from your checking account into your Way2Save account each time you use your Wachovia Check Card to make purchases, pay a bill online, or when you set up automatic debits.

In addition, you can set up automatic, recurring transfers of up to $100 from your checking account to your Way2Save account every month.

For the first year of your membership, your Way2Save account will earn a 5% APY (Annual Percentage Yield).

You’ll also receive a 5% bonus on all of your accumulated savings at the end of your first year, for up to a maximum of $300.

If you set up the automatic transfer for the entire $100 each month, that means you’ll get at least a $60 bonus after the first year, and that’s not including any additional funds that are transferred when you use your check card or pay bills online. Plus, you’ll earn the 5% APY on your savings for the entire first year.

Way2Save provides an easy way to start saving money with a high interest rate and a cash bonus at the end of your first year.

However, after the first year of your Way2Save membership, the savings are reduced.

You’ll receive a 2% APY during the second and third years, as well as a reduced 2% bonus on your accumulated savings that were contributed during each of those years.

You can always withdraw your savings after the first year of your Way2Save membership without incurring any fees, so that may be the best option, as you can then reinvest the money you’ve saved into an account with a higher interest rate.

You can also open up to 5 different Way2Save accounts, if you’d like to take full advantage of the cash banking bonuses you can earn by manipulating multiple accounts.

However, you’d have to constantly juggle your accounts and deposits to make this work, or deposit enough money in the checking accounts in the first place to cover the recurring transfers, and any funds kept in a free checking account will not earn interest, so you’d have to take that into consideration.

Way2Save is really only ideal if you are beginning to build your savings or if you want to divert some of your current monthly savings contributions into this additional account in order to take advantage of the 5% bonus at the end of the first year.

It’s perfect for new banking customers who want a free checking account and would like to start saving money, as you can get a $25 checking account bonus, earn a 5% APY on your savings, and receive the 5% bonus on your accumulate savings at the end of the first year.

At the end of the first year, you can then transfer your savings into an HSBC Direct online savings account or another high-interest earning account.

The Wachovia Way2Save program has basically no fees as long as you are actively participating in the program.

The monthly service fee is waived for the first-year and thereafter if you have a qualified transaction, and the account closing fee is waived as well. You can close your Way2Save account or withdraw your funds at any time without paying any penalties.

If you’d like to start building your savings and get a great banking bonus, then take advantage of the Way2Save program as well as the Wachovia Free Checking Account $25 Bonus.

In addition, you may be interested in this $25 ING Direct Banking Bonus, if you already have some savings that you want to deposit into a high-interest earning account.

Take advantage of these great banking bonuses from Wachovia and open a Way2Save account to start saving money now.

Thanks and enjoy maximizing your money.