Check out this list of the 5 Best College Student Checking Accounts and Reviews for 2018 to find bank accounts with the features that college students need most, like no monthly fees and easy access to money.
5 Best Checking Accounts for College Students
The best checking accounts for college students provide all of the services that you need, like a free debit card to easily access your funds and a variety of online banking features to manage your account, with none of the account maintenance fees that will eat away at your budget.
These bank accounts for college students have no monthly maintenance fees for qualifying students, no minimum balance requirements, free debit cards to easily access your money, no ATM fees, both online banking and mobile apps to manage your finances, and low minimum deposit requirements to open an account.
If you are currently in college or intend to go to college soon, you may wish to consider opening one of these college student checking accounts to provide an easy way to manage and access your money.
1. Chase College Checking Account – $50 Bonus
Link to Chase College Checking $50 Coupon (must apply in-branch to get $50)
Chase College Checking is designed for college students who are 17 to 24 years old at account opening with proof of student status, and the account has a $0 monthly fee for up to 5 years while you are in college. There is a $25 minimum deposit to open your account, and you get a free Chase debit card with access to 16,000 ATMs and 5,100 branches.
2. PNC Virtual Wallet Student Banking
PNC Bank’s Virtual Wallet Student account lets you avoid monthly service charges with proof of your active student status for 6 years, and you get free access to your account at 9,000 PNC Bank ATMs with a free PNC Bank Visa Debit Card.
3. U.S. Bank Student Checking
Student Checking from U.S. Bank has no monthly maintenance fees, plus you get a free U.S. Bank Visa Debit Card, 4 “No U.S. Bank Fee” transactions per statement period at non-U.S. Bank ATMs, and your first order of U.S. Bank logo checks are free.
4. Bank of America Student Checking
Bank of America’s Core Checking Account is a simple checking account for students that waives the monthly maintenance fee if you are under the age of 24 and enrolled in school. You’ll also get a free debit card with temporary “lock/unlock” features for extra security as well as access to thousands of ATMs and financial centers.
5. Capital One 360 Checking
Although it is not a traditional student checking account designed just for college students, the 360 Checking account is still a great option for students with no fees and no minimums, and you can access your money at over 39,000 ATMs nationwide as well as through online and mobile banking. You’ll even earn interest on your account balance, which no other student checking accounts offer. However, the trade-off is that this is an online-only account, so you’ll need to do all of your banking online or in-app.
Any of these options would be a great choice for a student checking account, because you won’t pay any monthly maintenance fees and you’ll get easy access to manage your money, so your best option would probably be whichever bank is convenient for your location and needs.
However, it’s also important to consider that you don’t necessarily have to apply for a bank account that is exclusively for college students, as there are many Free Personal Checking Accounts available for all ages that would perfectly suit the needs of college students as well.