Anyone in the U.S.A. can join USAlliance Financial and earn a $50 bonus when you open a MyLife Checking Account with a direct deposit, or get a $50 bonus when you open a USAlliance Visa Classic Card and make your first purchase. [Read More] USAlliance Financial: Get $50 for MyLife Checking
Banking Bonuses and Credit Union Promotions
Maximizing Money covers a wide variety of banking bonuses from many national, regional and local banks and credit unions, including cash rewards for opening new checking, savings, and business accounts.
In this section, you'll find articles about Bank Promotions, Credit Union Offers, High-APY Interest Rates, Referral Programs, Banking Services, and more for consumers and businesses.
Table of Contents
National Banking Bonuses
These bank account offers are available to anybody who lives in the U.S.A.
Earn $25 Bonus with 360 Checking or $25/$100 Bonus with 360 Performance Savings, plus get $20 for Referrals.
Get $50 Bonus when you Open a Chime Spending Account and Receive a Payroll Direct Deposit of $200 or more.
Earn $200-$1,500 on consumer banking packages with a qualifying deposit of $5,000-$200,000 with new checking and savings accounts.
Earn $150/$200 cash bonus on a personal savings account with a $15,000/$25,000 deposit for a minimum of 15 days.
Get a $350 or $750 Welcome Deposit for eligible new customers who open an HSBC Advance or Premier checking account with qualifying activities. Limited time only. Member FDIC.
Earn a $5 Bonus when you join the N26 Mobile Banking Experience and Make a $10+ Purchase on your new Debit Card.
Earn $50 Bonus to Open a SoFi Money Deposit Account with a $100 Minimum Deposit, Plus Earn High Interest Rates with No Monthly Fees.
Regional Banking Deals
These bank account promotions are more limited to residents of select U.S. states.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $150-$600 with new checking and savings accounts, plus get current $600 combo coupon codes.
(IL, IN, KY, MI, OH, PA, and WV) - Earn $150-$200 in bonus cash when you open a personal checking account with a $1,000 minimum deposit.
(AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV) - Get $50/$200/$300 on personal checking accounts with $500/$2,000/$5,000 in total direct deposits and 10 debit card purchases within 60 days.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $50/$225 with Direct Deposits Totaling $250/$1,000 or more within the First 60/90 Days of Account Opening.
(CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, and VT) - Get $200/$300 on personal checking accounts with direct deposits totaling $500/$2,500 within 60 days of account opening.
Student Banking Offers
These bank account offers for college students and high school students provide all of the features that students need without the fees.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $100 Bonus when you open a Student Checking Account, enroll in Paperless Statements, and Complete 10 Qualifying Transactions, plus Waived Monthly Fees for College Students.
Small Business Banking Promotions
These banking promotions are for sole proprietors and small business owners who open business checking accounts.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn extra bonus cash when you open a new business checking or savings account with Chase Bank.
(IL, IN, KY, MI, OH, PA, and WV) - Earn $200-$750 bonus cash when you open a business checking account and meet the requirements.
(AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV) - Earn $200 when you open a business checking account with a minimum balance of $5,000 for 3 statement cycles AND make 20 debit card transactions.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $250 when you Deposit an Average Daily Balance of $1,000 or more for the First 90 Days of Account Opening.
(AL, AR, DC, GA, FL, MD, MS, NC, SC, TN, VA, and WV.) - Earn $200 in bonus cash with a new business checking account when you deposit $1,500 in 30 days.
National Credit Union Deals
These credit unions offer cash incentives to join with membership open to anybody in the U.S.A.
Earn $200 when you open a new personal checking account with a recurring direct deposit.
Earn a $50 Bonus when you Open a Checking Account with a $250 Minimum Direct Deposit within 45 Days.
Earn $50 Visa Gift Cards for personal checking accounts with a $300 direct deposit OR 5 debit card purchases through their referral program.
Most Recent Banking Articles
Review more articles below for all of our banking bonuses and credit union promotions.
Citibank currently has 4 different consumer checking and savings account promotions that offer from $200 to $1,500 in bonus cash when you open a Citibank Checking Account Package with a qualifying deposit. [Read More] Citibank Checking Account Package: $200-$1,500 Bonus Cash
Open an online banking account with Capital One to get a $25 bonus with 360 Checking or up to a $100 bonus with 360 Performance Savings, available nationwide in the U.S.A., plus earn an extra $20 bonus each for up to $1,000 in total when you refer your friends to Capital One. [Read More] Capital One 360 Checking and Savings: $25/$100 Bonus and $20 Referrals
Huntington Bank is currently offering from $150 to $750 in bonus cash for consumer and business checking accounts opened in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia (not available in Wisconsin). [Read More] Huntington Bank $150-$750 Checking Account Bonuses
Get a $50 bonus to open a new SoFi Money account and deposit only $100, plus earn a 1.60% APY on your deposited funds with no account fees or ATM fees worldwide. [Read More] SoFi Money 1.60% APY Deposit Account: $50 Bonus and $50 Referrals
To celebrate the launch of N26 in the U.S.A., you can get a $5 bonus when you use your new N26 Debit Card to make a purchase of $10 or more, plus earn $10 referral rewards for sharing N26 with friends. [Read More] N26 Bank (USA): $5 Debit Card Bonus and $10 Referral Rewards
Discover Bank is offering either a $150 or $200 bonus when you open a Discover Online Savings Account and deposit either $15,000 or $25,000 to your new account for about 15 days. [Read More] Discover Bank Online Savings Account $150/$200 Bonus – Available Nationwide
Sign up for Chime banking to get a $50 bonus when you set up a direct deposit to a fee-free Spending Account with a Visa Debit Card, plus earn a $50 bonus for every friend that you refer who banks with Chime. [Read More] Chime Banking Service $50 Sign-Up Bonus and $50 Referral Bonuses
Open a Lively HSA with no monthly fees, a free debit card, free access to investments, and FDIC Insurance, plus earn up to $20 in bonus cash when you open a Lively HSA and refer your friends. [Read More] Lively Health Savings Account (HSA): $20 Bonus and $20 Referrals
Join Xceed Financial Credit Union (membership available via select partners across the U.S.A.) to get a $200 bonus when you open a new checking account with a direct deposit, plus earn up to $200 in extra bonuses for each new member that you refer to Xceed. [Read More] Xceed Financial: Earn $200 New Membership Bonus and $200 Referrals