Check out the Varo app-based banking solution to manage all of your everyday financial needs within a single platform, plus earn a $50 bonus when you open a new account and up to $500 for referring your friends to bank with Varo. [Read More] Varo Free App-Based Banking Solution $50 Bonus and $50 Referrals
Banking Bonuses and Credit Union Promotions
Maximizing Money covers a wide variety of banking bonuses from many national, regional and local banks and credit unions, including cash rewards for opening new checking, savings, and business accounts.
In this section, you'll find articles about Bank Promotions, Credit Union Offers, High-APY Interest Rates, Referral Programs, Banking Services, and more for consumers and businesses.
Table of Contents
National Banking Bonuses
These bank account offers are available to anybody who lives in the U.S.A.
Get $25 with 360 Savings, $25/$100 with 360 Money Market, or $25 with 360 Checking, plus earn $20 for referrals.
Earn $200/$400/$600 on consumer banking packages with a qualifying deposit of $5,000/$15,000/$50,000 with new checking and savings accounts.
Earn $150/$200 cash bonus on a personal savings account with a $15,000/$25,000 deposit for a minimum of 15 days.
Get a $200, $350, or $750 Welcome Deposit for eligible new customers who open an HSBC Choice, Advance, or Premier checking account with qualifying activities. Limited time only. Member FDIC.
Regional Banking Deals
These bank account promotions are more limited to residents of select U.S. states.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $150-$600 with new checking and savings accounts, plus get current $600 combo coupon codes.
(AL, AR, GA, KY, MS, NC, TN, and VA) - Earn $50-$200 with new personal checking and money market savings accounts.
(IL, IN, KY, MI, OH, PA, WV, and WI) - Earn $200 on personal checking with a $1,000 minimum deposit.
(AK, CO, ID, IN, ME, MI, NY, OH, OR, PA, UT, VT, and WA) - Earn $500 on personal checking accounts with a $500 direct deposit within 60 days of account opening.
(AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV) - Get $50/$200/$300 on personal checking accounts with $500/$2,000/$5,000 in total direct deposits and 10 debit card purchases within 60 days.
(AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX) - Receive $50 on your personal checking account with 10 debit card purchases and 1 direct deposit of at least $300.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $50/$225 with Direct Deposits Totaling $250/$1,000 or more within the First 60/90 Days of Account Opening.
(CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, and VT) - Get $150/$300 on personal checking accounts with direct deposits totaling $500/$2,500 within 60 days of account opening.
Student Banking Offers
These bank account offers for college students and high school students provide all of the features that students need without the fees.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $100 Bonus when you open a Student Checking Account, enroll in Paperless Statements, and Complete 10 Qualifying Transactions, plus Waived Monthly Fees for College Students.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $50 Cash Bonus with Direct Deposits Totaling at least $250 within the First 60 Days of Opening Your New Account.
Small Business Banking Promotions
These banking promotions are for sole proprietors and small business owners who open business checking accounts.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $200 when you open a new business checking account, deposit $1,000, and complete 5 qualifying transactions.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $200 when you open a new business savings account, deposit $15,000, and maintain the $15,000 balance for 90 days.
(AL, AR, GA, KY, MS, NC, TN, and VA) - Earn $150-$450 with new business checking and business savings accounts.
(IL, IN, KY, MI, OH, PA, WV, and WI) - Earn $200-$750 bonus cash when you open a business checking account and meet the requirements.
(AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV) - Earn $100/$200 when you open a business checking account with a minimum balance of $1,500/$5,000 for 3 statement cycles AND make 10 debit card transactions and/or mobile check deposits.
(AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX) - Receive a $150 bonus when you open a business checking account with a $500 initial deposit, 1 debit card purchase, and online banking with online statements.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $250 when you Deposit an Average Daily Balance of $1,000 or more for the First 90 Days of Account Opening.
(AL, AR, DC, GA, FL, MD, MS, NC, SC, TN, VA, and WV.) - Earn $200 in bonus cash with a new business checking account when you deposit $1,500 in 30 days.
National Credit Union Deals
These credit unions offer cash incentives to join with membership open to anybody in the U.S.A.
Earn $100 when you open a new personal checking account with a minimum direct deposit allotment of $500.
Earn $200 when you open a new personal checking account with a recurring direct deposit.
Earn a $50 Bonus when you Open a Checking Account with a $250 Minimum Direct Deposit within 35 Days.
Earn $50 Visa Gift Cards for personal checking accounts with a $300 direct deposit OR 5 debit card purchases through their referral program.
Most Recent Banking Articles
Review more articles below for all of our banking bonuses and credit union promotions.
Check out these Chase Bank bonus coupon codes to earn a $150, $200, $350, $500, or even $600 cash reward when you open a new Chase checking account or savings account including business accounts, plus there is a new $600 Chase combo link available that allows you to apply online.
Updated 2/11/2019 – New $300 Business Checking Bonus: Chase is offering an increased $300 business checking account bonus for a limited time. [Read More] Chase Bank Bonus Coupon Codes – $150, $200, $350, $500 – New $600 Combo Link Available
Discover Bank is offering either a $150 or $200 bonus when you open a Discover Online Savings Account and deposit either $15,000 or $25,000 to your new account for about 15 days. [Read More] Discover Bank Online Savings Account $150/$200 Bonus – Available Nationwide
If you live in New Jersey or New York, stop by your local Investors Bank to earn up to $250 in bonus cash for opening a YourStyle Checking Account, plus earn up to $500 for referring your friends and family. [Read More] Investors Bank: Earn up to $250 with YourStyle Checking (NJ and NY)
KeyBank is offering a $500 bonus when you open a Key Advantage, Key Privilege, Key Privilege Select Checking, or Key Express Checking account through March 8, 2019, and make 1 single direct deposit of at least $500 within 60 days of account opening. [Read More] KeyBank: Get $500 with New Personal Checking Account
Digit is an online automatic savings tool that analyzes your spending patterns, and then automatically transfers a few dollars from your checking account to your Digit account every few days, based on what you can afford to save.
Plus, when you sign up through this Digit $5 Referral Link and set up an Autosave of at least $1, you will receive a $5 bonus credit in your new Digit account. [Read More] Digit Automatic Online Savings Tool $5 Referral Bonuses – Get $5 Bonus to Set Up Autosave of Only $1
First Hawaiian Bank will give residents of Hawaii, Guam, and the Commonwealth of the Northern Mariana Islands a $150 bonus with a $15,000 deposit or a $300 bonus with a $30,000 deposit into a Priority Banking Checking Account. [Read More] First Hawaiian Bank – Get $300 with Priority Banking Checking Account
Check out the new Greenhouse App from Wells Fargo to earn a $50 bonus when you open new accounts and make qualifying transactions during their limited rollout period. [Read More] Greenhouse App by Wells Fargo: Get $50 Bonus during Limited Region Rollout Period
Santander Bank will give you a $225 bonus when you open a new personal checking account and have direct deposits totaling $1,000 or more post within the first 90 days, plus both new and current Santander checking customers can participate in the Santander Refer A Friend Program to receive $50 Visa Reward Cards.
Santander Bank is only available to residents in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island. [Read More] Santander Bank $225 Checking Account Bonus and $50 Referral Rewards
Huntington Bank is currently offering from $200 to $750 in bonus cash for consumer and business checking accounts opened in Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, Illinois, and Wisconsin. [Read More] Huntington Bank $200-$750 Consumer and Business Checking Account Bonuses