Citibank is offering a $600 bonus when you deposit $50,000 into a Citi Priority Account Package, a $400 bonus when you deposit $15,000 into a Citibank Account Package, or a $200 bonus when you deposit $5,000 into a Citi Basic Banking Package. [Read More] Citibank Checking Account Package: $200/$400/$600 Bonus Cash
Banking Bonuses and Credit Union Promotions
Maximizing Money covers a wide variety of banking bonuses from many national, regional and local banks and credit unions, including cash rewards for opening new checking, savings, and business accounts.
In this section, you'll find articles about Bank Promotions, Credit Union Offers, High-APY Interest Rates, Referral Programs, Banking Services, and more for consumers and businesses.
Table of Contents
National Banking Bonuses
These bank account offers are available to anybody who lives in the U.S.A.
Get $25 with 360 Savings, $25/$100 with 360 Money Market, or $25 with 360 Checking, plus earn $20 for referrals.
Earn $200/$400/$600 on consumer banking packages with a qualifying deposit of $5,000/$15,000/$50,000 with new checking and savings accounts.
Earn $150/$200 cash bonus on a personal savings account with a $15,000/$25,000 deposit for a minimum of 15 days.
Get a $200, $350, or $750 Welcome Deposit for eligible new customers who open an HSBC Choice, Advance, or Premier checking account with qualifying activities. Limited time only. Member FDIC.
Get $20 when you open a free online account and make a purchase for any amount on your Simple card for the first time.
Earn a $150 Cash Bonus when you fund a Yield Pledge Checking Account with $5,000 and make $1,000 in direct deposits, plus get a $200 Cash Bonus when you fund a Yield Pledge Money Market Account with $20,000 for at least 90 days.
Earn $50 when you Open a Varo Bank Account with 1 $250 Direct Deposit and get access to App-Based Banking with everything you need to manage your finances.
Regional Banking Deals
These bank account promotions are more limited to residents of select U.S. states.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $150-$500 with new checking and savings accounts, plus get current $500 combo coupon codes.
(AL, AR, GA, KY, MS, NC, TN, and VA) - Earn $50-$200 with new personal checking and money market savings accounts.
(AZ, CA, CO, IA, IL, KS, MO, MT, NM, and WI) - Earn up to $200 with a consumer checking account when you sign up for eStatements and have at least 1 direct deposit of $500 or more.
(IL, IN, KY, MI, OH, PA, WV, and WI) - Earn $200 on personal checking with a $1,000 minimum deposit.
(AK, CO, ID, IN, ME, MI, NY, OH, OR, PA, UT, VT, and WA) - Earn $100/$200 on personal checking accounts with a $500 direct deposit within 60 days of account opening.
(AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV) - Get $50/$200/$300 on personal checking accounts with $500/$2,000/$5,000 in total direct deposits and 10 debit card purchases within 60 days.
(AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX) - Receive $50 on your personal checking account with 10 debit card purchases and 1 direct deposit of at least $300.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $50/$225 with Direct Deposits Totaling $250/$1,000 or more within the First 60/90 Days of Account Opening.
(AL, AR, DC, GA, FL, MD, MS, NC, SC, TN, VA, and WV.) - Earn $250/$500 deposited into your new personal checking account after $1,000/$2,000 in direct deposits and 10 debit card purchases within 60 days.
(CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, and VT) - Get $150/$300 on personal checking accounts with direct deposits totaling $500/$2,500 within 60 days of account opening.
Student Banking Offers
These bank account offers for college students and high school students provide all of the features that students need without the fees.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $100 Bonus when you open a Student Checking Account, enroll in Paperless Statements, and Complete 10 Qualifying Transactions, plus Waived Monthly Fees for College Students.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $50 Cash Bonus with Direct Deposits Totaling at least $250 within the First 60 Days of Opening Your New Account.
Small Business Banking Promotions
These banking promotions are for sole proprietors and small business owners who open business checking accounts.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $200 when you open a new business checking account, deposit $1,000, and complete 5 qualifying transactions.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $200 when you open a new business savings account, deposit $15,000, and maintain the $15,000 balance for 90 days.
(AL, AR, GA, KY, MS, NC, TN, and VA) - Earn $150-$450 with new business checking and business savings accounts.
(IL, IN, KY, MI, OH, PA, WV, and WI) - Earn $200-$750 bonus cash when you open a business checking account and meet the requirements.
(AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV) - Earn $100/$200 when you open a business checking account with a minimum balance of $1,500/$5,000 for 3 statement cycles AND make 10 debit card transactions and/or mobile check deposits.
(AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX) - Receive a $150 bonus when you open a business checking account with a $500 initial deposit, 1 debit card purchase, and online banking with online statements.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $250 when you Deposit an Average Daily Balance of $1,000 or more for the First 90 Days of Account Opening.
(AL, AR, DC, GA, FL, MD, MS, NC, SC, TN, VA, and WV.) - Earn $200 in bonus cash with a new business checking account when you deposit $1,500 in 30 days.
National Credit Union Deals
These credit unions offer cash incentives to join with membership open to anybody in the U.S.A.
Earn $100 when you open a new personal checking account with a minimum direct deposit allotment of $500.
Earn $200 when you open a new personal checking account with a recurring direct deposit.
Earn a $50 Bonus when you Open a Checking Account with a $250 Minimum Direct Deposit within 35 Days.
Earn $50 Visa Gift Cards for personal checking accounts with a $300 direct deposit OR 5 debit card purchases through their referral program.
Most Recent Banking Articles
Review more articles below for all of our banking bonuses and credit union promotions.
Discover Bank is offering either a $150 or $200 bonus when you open a Discover Online Savings Account and deposit either $15,000 or $25,000 to your new account for about 15 days. [Read More] Discover Bank Online Savings Account $150/$200 Bonus – Available Nationwide
Huntington Bank is currently offering from $200 to $750 in bonus cash for consumer and business checking accounts opened in Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, Illinois, and Wisconsin. [Read More] Huntington Bank $200-$750 Consumer and Business Checking Account Bonuses
Anyone in the U.S.A. can join USAlliance Financial and earn a $50 bonus when you open a MyLife Checking Account with a direct deposit or a USAlliance Visa Credit Card, plus earn $50 for referring your friends to USAlliance. [Read More] USAlliance Financial: Get $50 for MyLife Checking or Visa Card + $50 Referrals
Check out the Varo app-based banking solution to manage all of your everyday financial needs within a single platform, plus earn a $50 bonus when you open a new account and up to $500 for referring your friends to bank with Varo.
New Varo $50 Referral Link Available: If you would like to get the $50 bonus, just visit this Varo $50 Referral Link to open your new Varo Bank Account, and you’ll get a $50 bonus when you receive 1 direct deposit of $250 or more within 45 days of account opening. [Read More] Varo Free App-Based Banking Solution $50 Bonus and $50 Referrals
Marine Bank will give you a $250 cash bonus when you open a new Acceleration Checking account and meet the qualifications in Wisconsin, Indiana, and Illinois. [Read More] Marine Bank: Earn $250 with Acceleration Banking (WI, IN and IL)
Get $500 in bonus cash when you open a new 360 Money Market account from Capital One. [Read More] Capital One $500 360 Money Market Account Bonus with No Monthly Fees
Get a $250 cash bonus from IC Federal Credit Union in Massachusetts when you open an Intelligent Checking Account online and deposit $1,500 for 90 days. [Read More] IC Federal Credit Union: Get $250 with Intelligent Checking Account – MA
Northwest Bank is currently offering a $200 checking account bonus when you become a MyNorthwest Checking customer and make qualifying direct deposits, available in New York, Ohio, and Pennsylvania. [Read More] Northwest Bank: Get $200 for Opening MyNorthwest Checking Account – NY, OH and PA
This WesBanco promotion offers up to a $200 bonus for opening a new checking account with mobile banking enrollment, 20 qualifying debit card purchases and 2 direct deposits of at least $200, plus an extra $50 for referring a friend.
WesBanco’s banking subsidiary WesBanco Bank, Inc., operates 173 Banking Centers and 164 ATMs in the states of West Virginia, Ohio, Pennsylvania, Indiana, and Kentucky. [Read More] WesBanco Promotion $250 Checking Account Bonus in WV, OH, PA, IN and KY