Be 1 of the first 1,000 to join Juno High-Yield Checking to lock in a 2.15% APY on up to $20,000 in deposits, plus earn a $25 referral bonus with your first deposit, and get 5% cash back at your top spending brands. [Read More] Juno – High Yield Checking: $25 Referral Bonus, 2.15% APY and 5% Cash Back
Banking Bonuses and Credit Union Promotions
Maximizing Money covers a wide variety of banking bonuses from many national, regional and local banks and credit unions, including cash rewards for opening new checking, savings, and business accounts.
In this section, you'll find articles about Bank Promotions, Credit Union Offers, High-APY Interest Rates, Referral Programs, Banking Services, and more for consumers and businesses.
Best Banking Bonuses
Check out this list of the best bank account offers that are available for new applicants across the U.S.A.
1. SoFi Money
SoFi Money $75 Bonus - Available Nationwide - Earn $75 Bonus to Open a SoFi Money Deposit Account with 2 $500 Direct Deposits, Plus Earn High Interest Rates with No Monthly Fees.
2. N26 Mobile Banking
N26 Mobile Banking $5 Bonus - Available Nationwide - Earn a $5 Bonus when you join the N26 Mobile Banking Experience and Make a $10+ Purchase on your new Debit Card.
3. Discover Bank
Discover $150/$200 Savings Bonus - Available Nationwide - Earn $150/$200 cash bonus on a personal savings account with a $15,000/$25,000 deposit for a minimum of 15 days.
4. Chime Bank
Chime $50 Spending Account Bonus - Available Nationwide - Get $50 Bonus when you Open a Chime Spending Account and Receive a Payroll Direct Deposit of $200 or more.
5. Chase Bank
Chase Bank $150-$600 Bonuses - AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI - Earn $150-$600 with new checking and savings accounts for consumers, students and businesses, plus get current $600 combo coupon codes.
6. Huntington Bank
Huntington Bank $150/$200 Bonus - IL, IN, KY, MI, OH, PA, and WV - Earn $150-$200 in bonus cash when you open a personal checking account with a $1,000 minimum deposit.
7. PNC Bank
PNC Bank $50-$300 Checking Bonus - AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV - Get $50/$200/$300 on personal checking accounts with $500/$2,000/$5,000 in total direct deposits and 10 debit card purchases within 60 days.
8. TD Bank
TD Bank $200/$300 Bonus - CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, and VT - Get $200/$300 on personal checking accounts with direct deposits totaling $500/$2,500 within 60 days of account opening.
Citibank $200-$1,500 Checking Bonus - Available Nationwide - Earn $200-$1,500 on consumer banking packages with a qualifying deposit of $5,000-$200,000 with new checking and savings accounts.
10. USAlliance Financial Credit Union
USAlliance Financial $50 Bonus - Available Nationwide - Earn a $50 Bonus when you Open a Checking Account with a $250 Minimum Direct Deposit within 45 Days.
11. HSBC Bank
HSBC Bank $350-$750 Checking Bonus - Available Nationwide - Get a $350 or $750 Welcome Deposit for eligible new customers who open an HSBC Advance or Premier checking account with qualifying activities. Limited time only. Member FDIC.
Most Recent Banking Articles
Review more articles below for all of our banking bonuses and credit union promotions.
Bank of the West is offering $250 in bonus cash when you open a new personal checking account online or in-branch and set up a direct deposit of at least $1,000 per month for 3 consecutive months.
This Bank of the West promotion is available to residents of: Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming. [Read More] Bank of the West: Earn $250 Bonus with Any Deposit Checking Account
SunTrust Bank offers several account promotions for new applicants, including a $200 Essential Checking, $300 Advantage Checking, $25 Select Savings, and $200 Business Checking bonus.
This offer is available only to U.S. Residents with a U.S. Address in the following states: Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, or Washington D.C. [Read More] SunTrust Bank: Earn $200-$300 Bonus with Checking and Savings
Discover Bank is offering either a $150 or $200 bonus when you open a Discover Online Savings Account and deposit either $15,000 or $25,000 to your new account for about 15 days. [Read More] Discover Bank Online Savings Account $150/$200 Bonus – Available Nationwide
Open a Lively HSA with no monthly fees, a free debit card, free access to investments, and FDIC Insurance, plus earn $25 in bonus cash when you open a Lively HSA and refer your friends. [Read More] Lively Health Savings Account (HSA): $25 Bonus and $25 Referrals
Get a $75 bonus to open a new SoFi Money account and make 2 direct deposits of at least $500 each, plus earn a 1.10% APY on your deposited funds with no account fees or ATM fees worldwide. [Read More] SoFi Money 1.10% APY Deposit Account: $75 Bonus and $25 Referrals
Check out Lili for online-only banking services if you are a freelancer, gig worker, online seller, or small business owner, plus get a $10 sign-up bonus with your new Lili Visa Debit Card, and earn up to $100 in rewards for referring your friends. [Read More] Lili – Banking for Freelancers: $10 Bonus and $10 Referrals
Enroll in this Marcus $100 Savings Bonus that is available nationwide for new and existing customers to get a $100 bonus when you deposit $10,000 for 60 days. [Read More] Marcus by Goldman Sachs: Get $100 Bonus with $10,000 Deposit
Anyone in the U.S.A. can join USAlliance Financial and earn a $50 bonus when you open a MyLife Checking Account with a direct deposit, or get a $50 bonus when you open a USAlliance Visa Classic Card and make your first purchase. [Read More] USAlliance Financial: Get $50 for MyLife Checking
Citibank currently has 4 different consumer checking and savings account promotions that offer from $200 to $1,500 in bonus cash when you open a Citibank Checking Account Package with a qualifying deposit. [Read More] Citibank Checking Account Package: $200-$1,500 Bonus Cash