Open a Lively HSA with no monthly fees, a free debit card, free access to investments, and FDIC Insurance, plus earn up to $20 in bonus cash when you open a Lively HSA and refer your friends. [Read More] Lively Health Savings Account (HSA): $20 Bonus and $20 Referrals
Banking Bonuses and Credit Union Promotions
Maximizing Money covers a wide variety of banking bonuses from many national, regional and local banks and credit unions, including cash rewards for opening new checking, savings, and business accounts.
In this section, you'll find articles about Bank Promotions, Credit Union Offers, High-APY Interest Rates, Referral Programs, Banking Services, and more for consumers and businesses.
Table of Contents
National Banking Bonuses
These bank account offers are available to anybody who lives in the U.S.A.
Get $25 with 360 Savings, $25/$100 with 360 Money Market, or $25 with 360 Checking, plus earn $20 for referrals.
Earn $200/$400/$600 on consumer banking packages with a qualifying deposit of $5,000/$15,000/$50,000 with new checking and savings accounts.
Earn $150/$200 cash bonus on a personal savings account with a $15,000/$25,000 deposit for a minimum of 15 days.
Get a $350 or $750 Welcome Deposit for eligible new customers who open an HSBC Advance or Premier checking account with qualifying activities. Limited time only. Member FDIC.
Regional Banking Deals
These bank account promotions are more limited to residents of select U.S. states.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $150-$600 with new checking and savings accounts, plus get current $600 combo coupon codes.
(AL, AR, GA, KY, MS, NC, TN, and VA) - Earn $50-$200 with new personal checking and money market savings accounts.
(IL, IN, KY, MI, OH, PA, and WV) - Earn $150-$200 in bonus cash when you open a personal checking account with a $1,000 minimum deposit.
(AK, CO, ID, IN, ME, MI, NY, OH, OR, PA, UT, VT, and WA) - Earn $300 on personal checking accounts with a $500 direct deposit within 60 days of account opening.
(AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV) - Get $50/$200/$300 on personal checking accounts with $500/$2,000/$5,000 in total direct deposits and 10 debit card purchases within 60 days.
(AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX) - Receive $50 on your personal checking account with 10 debit card purchases and 1 direct deposit of at least $300.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $50/$225 with Direct Deposits Totaling $250/$1,000 or more within the First 60/90 Days of Account Opening.
(CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, and VT) - Get $200/$300 on personal checking accounts with direct deposits totaling $500/$2,500 within 60 days of account opening.
Student Banking Offers
These bank account offers for college students and high school students provide all of the features that students need without the fees.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $100 Bonus when you open a Student Checking Account, enroll in Paperless Statements, and Complete 10 Qualifying Transactions, plus Waived Monthly Fees for College Students.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $50 Cash Bonus with Direct Deposits Totaling at least $250 within the First 60 Days of Opening Your New Account.
Small Business Banking Promotions
These banking promotions are for sole proprietors and small business owners who open business checking accounts.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $200 when you open a new business checking account, deposit $1,000, and complete 5 qualifying transactions.
(AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, and WI) - Earn $200 when you open a new business savings account, deposit $15,000, and maintain the $15,000 balance for 90 days.
(AL, AR, GA, KY, MS, NC, TN, and VA) - Earn $150-$450 with new business checking and business savings accounts.
(IL, IN, KY, MI, OH, PA, and WV) - Earn $200-$500 bonus cash when you open a business checking account and meet the requirements.
(AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV) - Earn $100/$200 when you open a business checking account with a minimum balance of $1,500/$5,000 for 3 statement cycles AND make 10 debit card transactions and/or mobile check deposits.
(AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX) - Receive a $150 bonus when you open a business checking account with a $500 initial deposit, 1 debit card purchase, and online banking with online statements.
(CT, DE, MA, NH, NJ, NY, PA, and RI.) - Earn $250 when you Deposit an Average Daily Balance of $1,000 or more for the First 90 Days of Account Opening.
(AL, AR, DC, GA, FL, MD, MS, NC, SC, TN, VA, and WV.) - Earn $200 in bonus cash with a new business checking account when you deposit $1,500 in 30 days.
National Credit Union Deals
These credit unions offer cash incentives to join with membership open to anybody in the U.S.A.
Earn $100 when you open a new personal checking account with a minimum direct deposit allotment of $500.
Earn $200 when you open a new personal checking account with a recurring direct deposit.
Earn a $50 Bonus when you Open a Checking Account with a $250 Minimum Direct Deposit within 35 Days.
Earn $50 Visa Gift Cards for personal checking accounts with a $300 direct deposit OR 5 debit card purchases through their referral program.
Most Recent Banking Articles
Review more articles below for all of our banking bonuses and credit union promotions.
Join Xceed Financial Credit Union (membership available via select partners across the U.S.A.) to get a $200 bonus when you open a new checking account with a direct deposit, plus earn up to $200 in extra bonuses for each new member that you refer to Xceed. [Read More] Xceed Financial: Earn $200 New Membership Bonus and $200 Referrals
Discover Bank is offering either a $150 or $200 bonus when you open a Discover Online Savings Account and deposit either $15,000 or $25,000 to your new account for about 15 days. [Read More] Discover Bank Online Savings Account $150/$200 Bonus – Available Nationwide
SunTrust Bank will give you a $300 bonus when you open a new SunTrust Advantage Checking account and complete $3,000 in qualifying direct deposits per statement cycle for 2 consecutive cycles.
This offer is available only to U.S. Residents with a U.S. Address in the following states: Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, or Washington D.C.. [Read More] SunTrust Bank $300 Checking Account Bonus Promotion
To celebrate the launch of N26 in the U.S.A., you can get a $5 bonus when you use your new N26 Debit Card to make a purchase of $10 or more, plus earn $10 referral rewards for sharing N26 with friends. [Read More] N26 Bank (USA): $5 Debit Card Bonus and $10 Referral Rewards
TD Bank is offering a $200 or $300 bonus when you open a new TD personal checking account online with qualifying direct deposits.
New TD Bank accounts are available for residents of Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington D.C. as well as Canadian residents (offer only valid in the United States, and Canadian cross-border banking customers are not eligible for the bonus). [Read More] TD Bank Checking Accounts: Earn $200-$300 Bonus with Direct Deposit
The Unlimited Cash Back Bank Account by Green Dot Bank offers a 3% cash rebate on online and in-app purchases, a 3% High-Yield Savings Account, and a limited-time $50 cash back bonus when you join. [Read More] Unlimited by Green Dot: $50 Bonus + 3% Cash Back + 3% APY Savings
Check out these Chase Bank bonus coupon codes to earn a $150, $200, $350, $500, or even $600 cash reward when you open a new Chase checking account or savings account including business accounts, plus there is a new $600 Chase combo link available and a new $750 Chase Sapphire Checking offer. [Read More] Chase Bank Bonus Coupon Codes – $150, $200, $350, $500 – New $600 Combo Link Available
Check out the Varo app-based banking solution to manage all of your everyday financial needs within a single platform, plus earn a $100 bonus when you open a new account and up to $500 for referring your friends to bank with Varo. [Read More] Varo Free App-Based Banking Solution $100 Bonus and $100 Referrals
Simple will give you up to $500 in bonus cash when you open a new Individual and Shared Protected Goals Account with qualifying activities. [Read More] Simple Bank: Get $500 Bonus with Individual or Shared Protected Goals Account