First Bank and Trust will give you a $300 bonus when you open a Green Checking account with a direct deposit of at least $500 per statement cycle.
You can open an account online with First Bank and Trust if you live in select ZIP codes of Louisiana, Mississippi, and Florida.
Qualify for $300 First Bank and Trust Bonus
1. Must open a new Green Checking Account with a minimum opening deposit of $100 with new money not currently on deposit at First Bank and Trust.
2. Maintain a minimum daily balance of $1,500 balance to earn interest and avoid $12 monthly service charge (not required to earn bonus).
3. Within 60 days, establish a Direct Deposit of at least $500 per statement cycle from an electronic (ACH) paycheck, pension, or government benefit (like Social Security) from an employer or the government. Direct Deposits do not include deposits made by an individual such as via online banking or by a payment provider such as PayPal.
4. The $300 bonus shall be paid through a credit to your account within 90 days if the Direct Deposit has been established and deposits have been made and verified.
First Bank and Trust Promotional Details
- Primary Signer must be a new checking account customer to First Bank and Trust.
- If your checking account is closed within the first 6 months, a $25 service charge plus the $300 bonus will be deducted at account closing.
- FBT customers who have previously closed your checking account with a negative balance or closed your checking account within the last 90 days are not eligible.
- Trust, fiduciary, and business accounts are not eligible for this promotion.
- Accounts are subject to approval – including credit approval.
- Geographic and residency limitations apply.
- Only 1 cash bonus per household.
- Limited time promotion is subject to termination at any time and without notice.
First Bank and Trust Green Checking Account
The Green Checking account pays you with tiered interest earnings, unlimited transactions, and a $300 when you establish qualifying direct deposit on your account for a limited time.
- $100 opening deposit requirement with new money not currently on deposit at First Bank and Trust.
- Unlimited checks, ATM, or debit card transactions.
- Free Visa Check Card.
- Free online banking.
- Free mobile banking. Mobile deposits are charged at $0.50 per item deposited.
- Free online bill pay. Optional expedited processing is billed at $14.95 per transaction.
- Free First Bank by Phone
- Free eStatements (required)
- This account has no monthly service fee if a daily balance of $1,500 is maintained.
- Otherwise, a service charge of $12 is applied per monthly statement cycle.
- FBT offers totally free access to their network of ATMs in New Orleans, Baton Rouge, Lafayette, and Mississippi.
Green Checking Tiered Interest Rates
- If your daily balance is $0.00 to $1,499.99 = 0.00% APY
- If your daily balance is $1,500.00 to $4,999.99 = 0.05% APY
- If your daily balance is $5,000.00 to $24,999.99 = 0.10% APY
- If your daily balance is $25,000.00 to $49,999.99 = 0.15% APY
- If your daily balance is equal to or over $50,000 = 0.25% APY
If you live in select ZIP codes within Louisiana, Mississippi, and Florida, take advantage of this special promotion from First Bank and Trust to get a $300 bonus with a new Green Checking account when you set up a direct deposit.