SunTrust Bank will give you a $250 or $500 bonus when you open a new SunTrust checking account with a qualifying direct deposit and make 10 debit card purchases, valid through July 31, 2018.
You’ll earn $250 for Select Checking accounts or $500 for Signature Advantage accounts when you open a new SunTrust checking account, deposit at least $100 within 14 days of account opening, complete either $1,000 or $2,000 in direct deposits within 60 days of account opening, and make at least 10 debit card purchases within 60 days of account opening.
This offer is available only to U.S. Residents with a U.S. Address in the following states: Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia.
If you don’t live in a qualifying state, check out these promos from Chase Bank and Regions Bank as well for more bank bonus opportunities.
This offer is for new SunTrust checking clients only, and new accounts can be opened online using promo codes or with a downloadable coupon in-branch.
How To Apply for $250-$500 SunTrust Checking Bonus
Just visit this SunTrust Bonus Page to apply online or download your coupon for your new checking account.
Your account must be opened online with promo code Q218CHECKINGOL OR at a branch with a branch coupon from May 1, 2018, through July 31, 2018.
- Earn $250 with Select Checking Account – Requires $1,000 in direct deposits and 10 debit card purchases within 60 days.
- Earn $500 with Signature Advantage Checking Account – Requires $2,000 in direct deposits and 10 debit card purchases within 60 days.
1. Open a new SunTrust checking account.
2. Deposit at least $100 within 14 days of account opening.
3. Complete at least $1,000 or $2,000 in Direct Deposits within 60 days of account opening.
4. Make at least 10 debit card purchases within 60 days of account opening.
Eligibility
This offer is available for new SunTrust clients only.
SunTrust clients who already have a personal checking account with SunTrust (as a primary or secondary account holder) are not eligible for this promotion.
SunTrust clients who closed a personal checking account within 180 days of the promotion start date will not be eligible for the promotional rewards.
SunTrust employees will not be eligible for promotional rewards.
The primary account holder of the checking account must be 18 years or older.
Promotional Details
The minimum balance to open an Essential, Select, or Signature Advantage checking account is $100.
A qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited into your account by your employer or an outside agency.
Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.
The offer is available online or in-branch.
The offer is non-transferable and may not be combined with any other offers.
There is a limit of 1 bonus per household.
SunTrust Checking Account Monthly Fee Details
The Essential Checking account allows you to avoid the monthly maintenance fee with a: Minimum of 10 Banking Transactions per statement cycle; OR $500 or more in total qualifying monthly Direct Deposits; OR $500 minimum daily balance; OR A 5-year Student Waiver. Otherwise, there is a $7 monthly maintenance fee.
The Select Checking account allows you to avoid the monthly maintenance fee with: $2,000 or more in total qualifying monthly direct deposits; OR $2,000 minimum daily Select Checking balance; OR $10,000 total combined relationship balances (linked across deposits, investments, mortgages and loans). Otherwise, there is a $15 monthly maintenance fee.
The Signature Advantage Checking account allows you to avoid the monthly maintenance fee with a $25,000 minimum daily balance in linked deposits and investments. Otherwise, there is a $25 monthly maintenance fee.
You may also be interested in this SunTrust Savings Account Promotion or this SunTrust Business Checking Bonus to earn more rewards with SunTrust Bank.
Get this SunTrust Everyday Checking account bonus for a limited time.
Yes, I opened a SUNTRUST account again! From what I was told at the branch, this particular promotion has 2 different codes : one for opening the account ONLINE, and another for opening the account at a branch. One code ends with “OL” (online), and the other ends with “BR” (branch). This is why I always like to open accounts in person whenever possible. I opened my account in the branch (at a Safeway store), and verified positively with the CSR that yes, I was eligible for the promotion, as enough time had elapsed since I closed my previous account. She said that, had I opened the account ONLINE, with the corresponding ONLINE code, I would NOT have been eligible, as the time frame was different. See; this is why I like to verify things in person! As always, be sure you keep everything, write everything down, print out emails, and if you feel it necessary, take a screen shot of webpages. Be sure you understand all of the fees (and how to avoid them!) Read all of the fine print. Good luck!
“I apologize, we do not offer the promotion in the state of Washington. It is only available in the following states: FL, GA, AL, TN, MS, AR, NC, SC, WV, VA, MD and DC.” from the online chat.
She also said checking account is available nationwide, but the offer is not and is only for above mentioned states.
Hello Kris,
Thank you so much for commenting and clarifying the state eligibility for this promotion.
I’ve updated the above article to reflect this information.
Appreciate your time. Max
It says the offer is not available in my area (NJ). I guess it doesn’t work in the states other than the ones listed above.
Thank you for commenting, YH. I appreciate your feedback and apologize for any confusion.
I have been a loyal customer of SUNTRUST for 17 years…therefore I am NOT eligible for this promotion. Kinda sucks! When will these banks show appreciation for their customers that STAY?
I opened my account last summer and am STILL fighting with Suntrust over their promised $100. My advise is to do everything required, print out everything, and keep track of everyone you spoke with. Account has to be opened online from the “landing page”. Print a screenshot of it – luckily i did, because Suntrust did not believe me!
OK well I am updating my status with Suntrust……after spending a LOT of time chasing down people and faxing printouts (like I said, print out everything!) – someone from customer service in their “online division” called me back and hinted that perhaps I had “altered” the web page printouts, since it was on two pages. I was flabergasted that this bank would offer a cash bonus to new customers and then treat them like this. I calmly asked him if he thought I was trying to cheat the bank, and he replied “Oh no, I just need to verify text continuity on your printouts”. Next day I had the $100. bonus. Day after that (April 29, 2015), I closed my account. One year and one week after I opened it. From the time I opened this account, it took a year and a week to receive the bonus. This was the hands down most horrible banking experience I have ever had, 100% due to to horrible, nasty, unhelpful, unknowledgeable people, from the branches (I visited FOUR), to corporate in Atlanta. There sure is no “trust” in “SUNTRUST”. And no one helped me shine.
two months after I opened a checking account Suntrust locked the account for no apparent reason and I can no longer withdraw funds. They told me I had to come to a branch to unlock the account. They did not care that since the account was opened online and I do not live near a branch that was not possible to do.
ACH push don’t work for SunTrust, did all required, doubled up with DD & they told me No-No!!!!! Must be payroll DD, so the comment that ACH push is ok, you’re full of *#%$ !!!!!!! Bank
I am not sure why ACH didn’t work for you, but it worked for me. Maybe you did it wrong. After all, you can’t even talk properly and your name says it all. Good luck!
This is a great offer! I opened my account on 11/20/14 with them and received a cash bonus of $200 ten days ago. For the direct deposit requirement, I did an ACH transfer from another bank and SunTrust accepted it as a direct deposit. Thank you for this!
This one is expired now.
Hello Anurag,
Thank you for the notice. I’ve update this page with the new offer that is available now.
Appreciate the comment. Max
ally ach push qual as DD?
thanks
FYI – per suntrust chat – this account requires a soft credit pull + Chexsystems inquiry. There is no hard pull. Data point.