TCF Bank is currently mailing out flyers for a $250 bonus when you open a TCF Free Checking account in-branch and EITHER receive direct deposits totaling $500 or more OR make $250 in online bill payments within 60 days of account opening, valid through May 20, 2019.
Updated 8/1/2017 – Telephone Applications Working: Our reader Rekha has reported being able to qualify for this $250 TCF Bank promotion by telephone by providing the Promotional Code MDT300 over the phone. The TCF Bank phone number for assistance with new account applications is 1-888-823-2802, so you may simply be able to call and provide the promo code to qualify for the offer via a telephone application. Thanks to Rekha for providing this feedback.
This is a pretty awesome banking bonus from TCF Bank, because it doesn’t require a direct deposit and you just have to make $250 in online bill payments to get your $250 bonus, but it is a targeted promotion, so it’s not freely and openly available to everyone, although you still may be able to qualify.
This offer is being targeted to non-TCF customers via a flyer by mail, but you could attempt to visit your local TCF Bank branch and present an image of the flyer with the Promotional Code MDT300, which the banker needs to enter in order to validate the offer for you (see below to request flyer image).
This TCF Bank promotional offer is available to customers in MN, MI, IL, WI, CO, and SD.
How To Qualify for TCF Bank $250 Checking Bonus
1. Bring the mailer to any TCF Branch Location by May 20, 2019.
2. Open a TCF Free Checking account with a minimum $25 deposit.
3. Receive direct deposits totaling $500 or more OR enroll in TCF digital banking and make at least $250 in online bill payments within 60 days of account opening.
4. TCF Bank will deposit $250 into your new account on the next business day following the criteria verification.
TCF Promotional Terms
Present the mailer at a TCF branch location in MN, MI, IL, WI, CO, or SD and open a new TCF consumer checking account by May 20, 2019.
Eligible accounts and required minimum opening deposits: $25 for Free Checking or Premier 62+ Checking; $500 for Premier Checking. Monthly maintenance fees apply to Premier Checking accounts.
Then, within 60 days of your account opening date, receive direct deposits totaling $500 or more OR enroll in TCF digital banking and make at least $250 in online bill payments.
Upon verification, TCF will deposit $250 into your new checking account the business day following the criteria verification. Your account must be open to receive the credit. Limit of 1 offer per household.
This offer does not apply if you have an existing TCF consumer checking account or closed an account within the last 12 months.
You are responsible for all applicable taxes.
This offer is subject to change prior to the opening of an account, and cannot be used for accounts opened online.
TCF Banker Instructions: Select code MDT300 in the Express Service Select Promotion drop down list to establish eligibility for this offer.
TCF Employees are not eligible for this offer.
Request Flyer Image
If you are not directly targeted for this offer by receiving a flyer in the mail, you can still try to visit your local TCF Bank branch and open an account with this offer.
If you would like to receive an image of the flyer to show on your phone with the instructions for the TCF Banker, please feel free to email me at MaximizingMoney@gmail.com, and I will send you an image of the flyer.
You can then show the image of the flyer on your phone to the banker and explain that all they have to do is select code MDT300 in the Express Service Select Promotion drop down list, and then you’ll be able to qualify for the offer.
I imagine that most bankers would like to have you open an account with them, so they may be willing to accommodate you by qualifying you for the promotion to get you to open an account, rather than have you leave without becoming a customer.
TCF Free Checking Account Details
The TCF Free Checking account is a free checking account with no monthly maintenance fees and no minimum balance requirements (after the initial $25 minimum deposit).
You’ll get access to free online banking and bill pay services as well as free mobile banking, free TCF check card, and even free coin counting.
However, there may be other fees, including paper statement fees ($2 per month, but $0 for online statements) and dormancy fees ($10 per month for accounts with no activity for 365 consecutive days – “Activity” means any customer-initiated deposit or withdrawal – but there is no fee for any statement period in which your minimum account balance is at least $250 or for account holders with a minimum combined balance with TCF of at least $5,000).
There is a minimum deposit of $25 required to open a personal non-interest bearing checking account.
The TCF Free Checking account option is the easiest account for this promotion to get your $250 reward, because there are no monthly maintenance fees, no minimum balance requirement to avoid any fees, and no monthly debit card fees.
Take advantage of this TCF banking bonus when you open a new checking account in-branch.