Xceed Financial offers a full-service workplace credit union for businesses and their employees across the U.S.A.
New Xceed Financial members can earn a $200 bonus when you open an Xceed Signature Checking Account, sign up for eStatements, and set up a qualifying direct deposit.
Once you join, you can participate in the Xceed Financial Refer-A-Friend Program to earn up to $200 in bonus cash for every new member referral.
If you are a current Xceed member, please feel free to share your contact information and/or exchange referrals in the comments below this article, so that everybody can earn up to $200 in bonus cash.
Membership for Xceed Financial
Eligibility for Membership with Xceed Financial is available to employees or retirees of many participating business partners.
You can also join Xceed if you are a member of a partner organization including Buffalo Zoo, Friends of the Webster Public Library, Heal The Bay, St. Joseph Catholic Church, and Seneca Park Zoo Society (SPZS).
In addition, residents of these select communities can join: Carrollton, Dallas, Farmers Branch, Irving and Lewisville in Texas; Greater Rochester, New York; Rosemont, Illinois (including Greater O’Hare, Rosemont, Elk Grove Village, and Bensenville); San Jose, California; and St. Petersburg, Florida.
Branches for Xceed Financial are located in California, New Jersey and New York, but you can open your account online from anywhere and access services without ever visiting a branch.
All new account applicants are verified through ChexSystems, must qualify for membership, and must open a primary share savings account with a deposit of $5 for membership.
$200 Xceed Financial New Member Bonus
1. In order to qualify for the $200 bonus, you must join Xceed Financial directly through a referral email from a current member.
2. Once you join Xceed through a direct referral, you must open an Xceed Signature Checking Account.
3. Sign up for Online Banking with eStatements via Xceed Online Banking.
4. Within the first 90 days of account opening, make ACH payroll direct deposits of at least $1,000 per month to the account for 2 consecutive months (or receive full net payroll direct deposits validated by providing Xceed a copy of your pay stub).
5. You must maintain the new account active and in good standing for at least 90 days.
6. If eligible, the $200 bonus will be credited within 30 days after the account has been open for 90 days.
Check out this Xceed Financial $200 Promotional Bonus for more details on how to qualify for this offer.
$200 Promotional Terms
- Existing members who open new accounts do not qualify for the $200 bonus.
- The $200 will be considered as dividends and will be reported on the IRS Form 1099-INT.
- Cannot combine with any other offer.
- Offer and terms are current as of 9/24/2019, and are subject to change at any time without notice.
Xceed Signature Checking Account Details
- No minimum balance required to open the account.
- No monthly service charge for the first 90 days.
- $10 monthly service charge: Waived with direct deposit of $500 per month; membership balance of $25,000 or more; for ages under 26 years old; for active military; and for accounts opened less than 90 days.
- A dividend rate of 0.25%.
- Xceed Platinum Visa Debit Card.
- Rebate for debit card purchases ($0.05 per transaction, up to $5 per month).
- Tiered dividend rates.
- No Xceed fees for all ATM withdrawals.
- Free first book of checks.
Xceed Financial $200 Referral Program
Once you join Xceed, you can earn up to $200 for every new member that you refer who completes the qualifications.
To qualify for a $100 bonus, you must refer a new member through the Xceed BankingWorthSharing.com microsite, and the newly referred member’s account must be open for 90 days.
In order to receive an additional $100 bonus for a total of $200, the newly referred member must sign up for Online Banking with eStatements and receive a qualifying direct deposit in an Xceed Signature Checking Account.
A qualifying direct deposit means an ACH payroll deposit for at least $1,000 per month (or a full net payroll direct deposit with proof) for 2 consecutive months.
If eligible, the $100 or $200 bonus will be credited to the referring member’s account within 30 days after the referred member account has been open for 90 days.
There is no limit to how many new members you be refer or the amount of bonus money that you can earn.
Total referral bonuses equal to $600 or more will be reported on IRS Form 1099-MISC.
If you are an Xceen Financial member, please feel free to exchange your contact information and/or share referrals with potential new members in the below comments.