N26 offers a fast and flexible mobile banking experience with a free N26 Debit Card and no maintenance fees.
To get a $10 free bonus when you join N26, just visit this N26 $10 Referral Bonus Link, enter Referral Code “johno0951” during the application process, and use your new N26 debit card to make a single purchase of $20 or more.
You can open an N26 account directly on your phone in about 5 minutes, and there is no minimum balance requirement for your new account.
There are no monthly maintenance charges, no foreign transaction fees, no insufficient funds fees, and no hidden fees of any kind.
Members also get access to a variety of money management tools, free ATM withdrawals, N26 Perks, and more benefits.
N26 Mobile Banking Features
- Open an N26 Account in 5 Minutes from Your Phone.
- No Maintenance Charges, No Minimum Balance and No Foreign Transaction Fees.
- Free N26 Visa Debit Card to Use Anywhere Visa is Accepted.
- Receive 2 No-Fee ATM Withdrawals Per Month Anywhere in the U.S.A.
- Get Real-Time Notifications on All Account Activities.
- Enjoy N26 Perks to Save Money on Subscriptions and Services.
- Create “Spaces” or Financial Goals in Your N26 Account.
- Use N26 MoneyBeam to Send, Receive or Request Money between N26 Members.
- N26 App Automatically Categorizes Your Purchases and Spending Habits.
- All deposits are FDIC-insured through their partner bank, Axos Bank, Member FDIC.
- Available from the Apple App Store and Google Play Store.
Earn $10 N26 Debit Card Bonus
1. Start at this N26 Referral Link and ensure Referral Code “johno0951” is entered during the Promo Code section of the application.
2. Start the online application process and then download the N26 App to complete registration.
3. Fund your new N26 account from another bank (there is no minimum funding requirement, but you’ll need enough to cover your first card purchase).
4. Activate your N26 Debit Card when it arrives by mail (ships immediately).
5. Use your N26 Debit Card to make a qualifying purchase of $20 or more in a single transaction.
6. Receive a $10 bonus credit directly to your N26 account.
N26 $10 Promotional Terms
Please note that there is no minimum balance requirement to open or maintain your N26 account, but you’ll need to deposit enough funds to cover your first qualifying debit card purchase of at least $20 in order to qualify for the $10 bonus.
This offer is not available if you already have or have had an N26 account within the past 12 months.
You must at least 18 years of age and a U.S. citizen or legal resident alien residing in 1 of the 50 U.S. states or the District of Columbia.
N26 “Give $10, Get $20” Referrals
Once you open your N26 account, you can participate in their referral program to earn additional cash rewards.
For each person you refer, you’ll earn a $20 cash bonus and your friend will receive a $10 bonus once they activate their debit card and make a qualifying purchase of $20 or more.
To invite your friends, just open the friend invite screen by tapping the “Gift Box” icon in the N26 app.
You can copy your N26 referral code or share it via email, text, or social media.
If a friend opens an N26 account using your referral code, it will automatically show the invite in your scoreboard.
After your referral makes a qualifying purchase of at least $20, N26 will deposit $20 directly into your account.
Your referrals will earn $10 as well, so both parties benefit from the N26 referral bonus program.
Both the referrer and referee may each earn a maximum of $400 total rewards per calendar year and a maximum of $2,000 total rewards over the lifetime of your accounts.
If you are looking for a modern banking experience, try N26 to get fast, flexible and transparent access to your money.