Maximizing Money
Get Paid for Sign-Ups
Earn extra money by participating in banking bonuses and credit union promotions from national, regional and local banks and credit unions that offer cash rewards for opening new checking, savings, and business accounts.
If you're looking for an everyday bank account for spending and saving, these banking promotions are available for all U.S. residents and can be fully accessed online, so you can manage your money from anywhere at any time.
Get a $10 bonus just for opening a new RoarMoney account from MoneyLion, plus earn an extra $50 bonus when you receive a minimum $100 direct deposit within 60 days.
Earn up to a $350 bonus when you receive a recurring $200 direct deposit within 30 days of joining, plus get a free Spending Account with a debit card and a free Saving Account.
Earn a $25 bonus when you open and fund your new SoFi Checking and Savings accounts with just $50, plus get up to an extra $300 bonus when you receive total direct deposits of $1,000 or more, and pay no account fees or ATM fees worldwide.
Get a $200 bonus when you open a new Upgrade Rewards Checking Account along with an Upgrade Card and complete 3 debit card purchases within 60 days, or earn $50 with an Upgrade Boost Money Account when you complete 2 direct deposits of $200 each within 90 days.
Earn a $300 bonus when you open a new Bask Interest Checking Account, deposit and maintain a $1,500 balance, and complete qualifying monthly debit card purchases.
Get a $30 bonus when you deposit $25 or more into your new checking account and spend at least $25 on your debit card within 30 days.
Get a $156 bonus when you receive a direct deposit of $500 or more with your new OnePay Cash mobile banking account.
Get a $50 cash bonus when you open a new checking account and complete $1,500 in direct deposit funding within 90 days of opening the new account.
Get a $100 bonus when you open an Ally Bank Spending Account and receive a qualifying direct deposit.
Get a $60 bonus when you open a Discover Cashback Debit Checking Account and deposit $50 or more.
Anyone in the U.S.A. can start a new membership to get these credit union bonuses, so you can open an account regardless of where you live, plus you'll get access to all of the services that each credit union has to offer.
Earn a $50 bonus when you open a new checking account and either complete 10 debit card transactions or deposit at least $1,000 into your savings accounts.
Earn a $100 bonus when you open a new savings account with a $25 deposit and a new checking account with a $500 monthly direct deposit and $300 in debit card purchases within 60 days.
Earn a $175 bonus when you open a new checking account and receive a total of $1,000 in direct deposits within 60 days.
Get a $150 bonus when you open a checking account and receive a direct deposit of $100 or more (direct deposit may not be required, as an ACH transfer works as well).
Earn a $300 bonus when you open a savings and checking account, log in to digital banking, and receive at least 2 direct deposits of $500 or more each within 100 days of establishing membership.
Earn a $100 bonus when you open a Member Share Savings and Checking Account and make 10 transactions, which includes debit card purchases, ATM deposits or withdrawals, and online bill payments, so it's relatively easily to qualify for the $100 bonus.
Get a $300 bonus when you set up a qualifying direct deposit for at least $1,000 monthly for 3 consecutive months.
Earn a $100 bonus when you open an Affinity Cash Back Debit Account and establish recurring direct deposits totaling $500 or more per month within 60 days.
Get a $50 bonus just for opening a Unify Checking Account with a debit card, get another $50 bonus with a direct deposit of $500 per month, and earn up to another $50 bonus with qualifying debit card purchases.
Get a $45 bonus just for opening a GTE Financial savings and checking account and enrolling in eStatements.
Get a $75 bonus when you open a new checking and savings account and receive at least 2 direct deposits totaling $500 or more within 90 days.
Get a $50 bonus when you open a new checking account with a $50 minimum opening deposit, and you only need to maintain your checking account in good standing for 30 days to meet the qualifications for the $50 reward.
Get a $150 bonus when you open a personal or business checking account, make 15 debit card transactions, and receive $250 in direct deposits within 60 days of account opening.
If you want to earn a high interest rate on your savings, check out these special savings account promotions to earn an extra bonus when you open your new savings account.
Earn up to a $200 bonus when you deposit at least $5,000, plus earn a 5% APY on your deposits.
Earn a $150/$200 bonus when you deposit $15,000/$25,000 in funding for 30 days, plus earn a 4.30% APY on all balances with no minimum balance and no maintenance fees.
Get a $100 bonus when you open a savings account and deposit at least $100 per month for 12 consecutive months, plus earn a 3.10% APY on your savings balances with open membership available to anyone.
Find the highest nationwide savings account rates with Raisin and earn up to $125 in bonus cash when you make qualifying deposits.
Depending on where you live, you may be eligible to earn these banking offers, as they are restricted by state residency. However, these are all major banks that offer a wide variety of products along with tons of banking services and account features.
Earn up to a $900 bonus when you open a Chase Total Checking Account with a direct deposit, plus get access to various other Chase Bank promotions for college checking and business checking accounts.
Earn a $150 or $300 bonus when you open a TD personal checking account with a direct deposit, plus get an extra $200 when you also open a TD savings account with a qualifying deposit at the same time.
Get a $400 bonus when you open a new checking account, receive 1 direct deposit of $500 or more, and complete 15 debit card purchases.
Earn a $325 bonus when you make direct deposits totaling $500 or more into your new checking account within 90 days of account opening.
Get up to a $450 bonus when you open a new personal checking account with 2 or more direct deposits totaling at least $2,000, plus get up to a $1,200 bonus when you open a new business checking account, deposit at least $5,000 and complete 5 transactions.
Get a $400 bonus when you open a personal checking account and receive $3,000 or more in direct deposits within 90 days, or bring $500,000 in new deposits for a $3,500 bonus with a Premier Checking relationship.
Earn a $200 bonus when you receive a total of $500 in direct deposits into your new checking account within 90 days.
Get a $100, $300 or $500 bonus when you open a personal checking account and receive direct deposits totaling $2,000+, $5,000+ or $10,000+ within 90 days, or get $200 in bonus cash with a business checking account.
Get up to $400 in bonus cash when you open a personal checking account with a qualifying direct deposit.
Get up to $2,500 in bonus cash when you open a Citibank checking account and deposit a minimum of $30,000.
If you are looking for a banking service for your small or medium-sized business, review these banking promotions that are available for all types of businesses and even freelancers.
Get a $250 cash bonus when you open a new Mercury business banking account and deposit $10,000 or more within the first 90 days.
Earn up to $800 in bonus cash when you open a Brex corporate card and cash management account, which gives you access to instant financing for your business along with all of the tools you need to manage your everyday financial transactions.
Earn a $40 bonus when you deposit $100 or more into your new Novo account, and get a free business checking account that is designed for sole proprietors and all U.S.-based businesses.
If you are a teenager or young adult, take advantage of this banking solution to help both kids and parents manage your finances better.
Earn a $25 bonus for opening a new Step account with a $250+ direct deposit, and enjoy a mobile banking app with a free debit card and no banking fees.
If you are looking to maximize your tax savings with a health savings account, check out this offer to get a special bonus with a new HSA.
Get a $25 bonus when you open a new Health Savings Account and contributed at least $1,000 within 90 days, plus get an extra $10 bonus if you maintain an average daily balance of at least $2,000 for the first 12 months.
Review more banking bonuses and credit union promotions below.
Get a 3.90% APY on a new Online Savings Account with Marcus by Goldman Sachs for your first 3 months, plus earn 0.25% APY referral bonuses for sharing Marcus with your friends and family.
Additionally, earn a $100, $750, or $1,500 cash bonus for a limited time when you deposit and maintain $10,000, $50,000, or $100,000 in your new or existing account. [Read More] Marcus by Goldman Sachs 3.90% APY Online Savings Account & Up to $1,500 Cash Bonus (Nationwide)
If you are a resident of Iowa, earn a $400 cash bonus with a 4% APY on deposits of up to $25,000 when you meet the monthly requirements, plus get unlimited $100 bonuses for referring your friends to bank with CSB. [Read More] Community State Bank: $400 Edge Checking Account Bonus & $100 Refer-A-Friend Rewards (Iowa)
Check out the ServU Member Referral Program that offers both parties a $100 cash bonus for joining and completing the activities with membership available to people who reside or even have family that reside in select counties in New York and Pennsylvania. [Read More] ServU Credit Union: Give $100, Get $100 Member Referral Program (NY, PA)
If you live in the New York Hudson Valley region, get a $300 bonus when you open a Walden Savings Bank checking account and make $1,000 in debit card purchases within 90 days. [Read More] Walden Savings Bank: $300 New Checking Account Bonus (NY – Hudson Valley Region)
If you are a student at any college, university or vocational school, open a BOKF Access Checking Account to get a $300 cash bonus for a limited time. [Read More] BOK Financial: $300 College Student Bonus for Access Checking Account (AR, AZ, CO, KS, MO, NM, OK, TX)
Current Sunflower Bank customers with a personal checking account can earn up to $500 per calendar year for referring your friends and family to Sunflower Bank. [Read More] Sunflower Bank: $50 Refer-A-Friend Rewards for Referrer Only (AZ, CA, CO, ID, KS, MI, NM, OR, TX, WA)
Earn up to $300 in bonus cash for making 5 monthly Bask Debit Card purchases totaling at least $50 per month and maintaining a $1,500 minimum balance with your new Bask Bank Interest Checking Account. [Read More] Bask Bank $300 Interest Checking Account Promotion
Open a new HealthEquity HSA to get a $25 matching bonus when you fund your new tax-advantaged Health Savings Account for a limited time. [Read More] HealthEquity Health Savings Account (HSA): Get $25 Matching Bonus with First Contribution
If you live near a Woodforest National Bank, participate in the WoodForest Refer-A-Friend Program with your friends and family to earn extra $25 bonus rewards with new Woodforest personal checking accounts. [Read More] Woodforest National Bank: $25 Personal Checking Reward & $25 Referral Bonus (AL, FL, GA, IL, IN, KY, LA, MD, MS, NC, NY, OH, PA, SC, TX, VA, WV)
If you live or work in Erie or Crawford counties in Pennsylvania, you can participate in the Widget Financial Refer-A-Friend Program to earn a $100 bonus with a new checking account or a $10 bonus with a new getcash card, plus you can earn additional cash rewards for sharing Widget Financial with your friends and family. [Read More] Widget Financial Credit Union Refer-A-Friend Program: $100 Checking Bonus & $10 getcash Card Promotion (Pennsylvania)
